Wells fargo retirement plan

Wells Fargo Retirement Plan Web Site. Wachovia is now part of Wells Fargo – get answers to ... Las últimas noticias y tendencias del plan de jubilación en español. ...

Credit: 710-Mine 750-His NO negatives Income: $51,000 My fiancé works for a delivery company and in May he will have worked there for 1 year. I would say in the next 6-9 months he plans on buying his own delivery truck and becoming part owner on the company. Before he worked for a Sports Retail Store for 3 years. I work for a construction company and in May I also will have been with the same company for 1 year. I am an hourly employee. I finished school for Accounting and my current position is Accounts Receivable Billing. My prior position was an accounting assistant with another construction company where I worked for 1 year. Debt: $259.00 Monthly lease for a car. $100.00 a month that I contribute to a Simple IRA for retirement. My employer also contributes a certain percentage. (not sure if the IRA counts as debt) Total Cash Asset: 15,000.00 Credit History: His: Owns a 2006 Dodge Ram- paid off. Owns a 2006 ATV –paid off Wells Fargo Credit card $2500 limit-zero balance Macy’s Credit Car (not sure what the limit is) –Zero balance Polaris Off-Road company $6000 limit-zero balance Mine: Nissan auto lease-$259.00 Monthly Bank of America Credit card $7000 limit-zero balance Mervyns Credit card $600 limit-zero balance (I don’t if they count since they went out of business) We don’t plan on buying till 8 months from now…some time around September-October. With house prices being low and interest rates being low we would really like to take advantage of it. Instead of moving out and renting why not buy?We are more then willing to buy a condo but would really like a 2 bedroom fixer upper kind of house. 8 Months from now we hope to have an extra $15,000 for down payment which will then make our total cash available for down payment $30,000.00 Area: Los Angeles CA

Credit: 710-Mine 750-His NO negatives Income: $51,000 My fiancé works for a delivery company and in May he will have worked there for 1 year. He is a 10 99’d employee. I would say in the next 6-9 months he plans on buying his own delivery truck and becoming part owner on the company. Before he worked for a Sports Retail Store for 3 years. I work for a construction company and in May I also will have been with the same company for 1 year. I am an hourly employee. I finished school for Accounting and my current position is Accounts Receivable Billing. My prior position was an accounting assistant with another construction company where I worked for 1 year. Debt: $259.00 Monthly lease for a car. $100.00 a month that I contribute to a Simple IRA for retirement. My employer also contributes a certain percentage. (not sure if the IRA counts as debt) Total Cash Asset: 15,000.00 Credit History: His: Owns a 2006 Dodge Ram- paid off. Owns a 2006 ATV –paid off Wells Fargo Credit card $2500 limit-zero balance Macy’s Credit Car (not sure what the limit is) –Zero balance Polaris Off-Road company $6000 limit-zero balance Mine: Nissan auto lease-$259.00 Monthly Bank of America Credit card $7000 limit-zero balance Mervyns Credit card $600 limit-zero balance (I don’t if they count since they went out of business) We don’t plan on buying till 8 months from now…some time around September-October. With house prices being low and interest rates being low we would really like to take advantage of it. Instead of moving out and renting why not buy?We are more then willing to buy a condo but would really like a 2 bedroom fixer upper kind of house. 8 Months from now we hope to have an extra $15,000 for down payment which will then make our total cash available for down payment $30,000.00 Area: Los Angeles CA

Credit: 710-Mine 750-His NO negatives Income: $51,000 My fiancé works for a delivery company and in May he will have worked there for 1 year. He is a 10 99’d employee. I would say in the next 6-9 months he plans on buying his own delivery truck and becoming part owner on the company. Before he worked for a Sports Retail Store for 3 years. I work for a construction company and in May I also will have been with the same company for 1 year. I am an hourly employee. I finished school for Accounting and my current position is Accounts Receivable Billing. My prior position was an accounting assistant with another construction company where I worked for 1 year. Debt: $259.00 Monthly lease for a car. $100.00 a month that I contribute to a Simple IRA for retirement. My employer also contributes a certain percentage. (not sure if the IRA counts as debt) Total Cash Asset: 15,000.00 Credit History: His: Owns a 2006 Dodge Ram- paid off. Owns a 2006 ATV –paid off Wells Fargo Credit card $2500 limit-zero balance Macy’s Credit Car (not sure what the limit is) –Zero balance Polaris Off-Road company $6000 limit-zero balance Mine: Nissan auto lease-$259.00 Monthly Bank of America Credit card $7000 limit-zero balance Mervyns Credit card $600 limit-zero balance (I don’t if they count since they went out of business) We don’t plan on buying till 8 months from now…some time around September-October. With house prices being low and interest rates being low we would really like to take advantage of it. Instead of moving out and renting why not buy?We are more then willing to buy a condo but would really like a 2 bedroom fixer upper kind of house. 8 Months from now we hope to have an extra $15,000 for down payment which will then make our total cash available for down payment $30,000.00 Area: Los Angeles CA

Credit: 710-Mine 750-His NO negatives Income: $51,000 My fiancé works for a delivery company and in May he will have worked there for 1 year. He is a 10 99’d employee. I would say in the next 6-9 months he plans on buying his own delivery truck and becoming part owner on the company. Before he worked for a Sports Retail Store for 3 years. I work for a construction company and in May I also will have been with the same company for 1 year. I am an hourly employee. I finished school for Accounting and my current position is Accounts Receivable Billing. My prior position was an accounting assistant with another construction company where I worked for 1 year. Debt: $259.00 Monthly lease for a car. $100.00 a month that I contribute to a Simple IRA for retirement. My employer also contributes a certain percentage. (not sure if the IRA counts as debt) Total Cash Asset: 15,000.00 Credit History: His: Owns a 2006 Dodge Ram- paid off. Owns a 2006 ATV –paid off Wells Fargo Credit card $2500 limit-zero balance Macy’s Credit Car (not sure what the limit is) –Zero balance Polaris Off-Road company $6000 limit-zero balance Mine: Nissan auto lease-$259.00 Monthly Bank of America Credit card $7000 limit-zero balance Mervyns Credit card $600 limit-zero balance (I don’t if they count since they went out of business) We don’t plan on buying till 8 months from now…some time around September-October. With house prices being low and interest rates being low we would really like to take advantage of it. Instead of moving out and renting why not buy? We are more then willing to buy a condo but would really like a 2 bedroom fixer upper kind of house. 8 Months from now we hope to have an extra $15,000 for down payment which will then make our total cash available for down payment $30,000.00 Area: Los Angeles CA Downside….In 8 months from now I will only be 21 years old and he will be 23. I’m worried we are looked at as a risk for being young. Thank you so much in advance for all your advice. This tax season he will have a 10'99 and a W-2...3 months ago he started getting taxes taken out of his paycheck.

DWS Stable Value Trust - Institutional Shares Dodge & Cox Income Fund DWS Core Fixed Income Fund - Institutional Class DWS LifeCompass Retirement Fund - Class S DWS LifeCompass 2015 Fund - Class S Dodge & Cox Balanced Fund DWS LifeCompass 2020 Fund - Class S Baron Growth Fund DWS LifeCompass 2030 Fund - Class S Victory Special Value Fund - Class A DWS LifeCompass 2040 Fund - Class S Dodge & Cox Stock Fund PIMCO StocksPLUS Fund - Institutional Class DWS Stock Index Trust Loomis Sayles Small Cap Value Fund - Retail Class American Century Global Growth Fund - Investor Class Baron Asset Fund DWS International Select Equity Fund - Institutional Class American FundsSM The Growth Fund of America® - Class R3 Wells Fargo Advantage Mid Cap Disciplined Fund- Investor Class DWS Micro Cap Fund - Institutional Class Baron iOpportunity Fund Not knowing what I was doing when I started the plan, I put 100% in Dodge & Cox Balanced Fund. I'm 28. Thanks.

Does anyone know specifics of which funds are large cap funds, small cap, and midcap? What is an index fund? Also, does anyone have any recommendation of percentages to put each in..... for example, the choices are dodge & cox s&p 500 index fund diversified equity fund capital growth fund large company groth fund s&p midcap index fund diversified small cap fund nasdq-100 index euopacific growth fund asset allocation fund **there are a few more choices but you get the idea....any advice, I am very young so I have a long time before retirement

I would like to move my investments into the safest fund they have. Any suggestions??

I want to roll over my retirement plan from a previous employer to an IRA. Are there fees or a commision charged by most plans when you start up or annual charges? Would they wave the fees if you aready bank with them? I live in the Nebraska and we have Wells-Fargo, Edward Jones, Bank of the West, and First National nearby. I was also looking at the IRA's that ING offers online. Anyone have experience with any of these?

I'm pretty new at this, so these are the plans that they offer me at Starwood. -SSgA Principal Accumulation -PIMCO Total Return Admin -John Hancock Classic Value -SSgA S&P Value Index -Dreyfus Premier Structured Mid -Wells Fargo Advantage Capital -Legg Mason Aggres Growth A -Veracity Small Cap Value -Fidelity Diversified Intl Fund -SSgA Target Retirement Income -SSgA Target Retirement 2010 -SSgA Target Retirement 2020 -SSgA Target Retirement 2030 -SSgA Target Retirement 2040 -Starwood Company Stock Fund 2 Thanks.

I was thinking, pay off my bills right now: $1000 Retirement fund: $1000 two college funds for my kids someday: $2000 and the rest in a CD? maby? $1000 I am 21 years old, and no where near even married, much less kids, but i plan on two kids some day. So i figure, why not? Right? I need some advise. I bank with Wells Fargo, and would like to keep my money all in one place, to make things easier. what do think?