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Comments to date: 8. Page 1 of 1.
Im2hard2plea Location unknown | 11:52am on Sunday, February 8th, 2009 |
What can I do with my traditional 401k funds? | |
mbemb Location unknown | 12:00pm on Wednesday, September 3rd, 2008 |
What is a website that will rank institutional financial advisors (Fidelity, Ameriprise, etc.)? | |
moira Location unknown | 7:55am on Tuesday, March 4th, 2008 |
How much should we be saving? | |
Ryah Location unknown | 2:52pm on Sunday, December 2nd, 2007 |
How much does a CPA charge to set up a SEP Retirement Plan? | |
mikie Location unknown | 10:45am on Thursday, October 18th, 2007 |
please tell me where is the best place to put 401k money when you have lost your job? bank or brokeage firm? | |
DAISEY M Location unknown | 12:30pm on Tuesday, February 13th, 2007 |
How many of you have a retirement fund set aside for urself? | |
gdoggz Location unknown | 7:07am on Saturday, November 11th, 2006 |
what is the latest statistics on 401k plans? | |
Frozen Skeet Location unknown | 1:59pm on Thursday, October 19th, 2006 |
Do they have to let you rollover your 401k to a new company? | |
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Resolved Question: Could someone "rate" my financial situation / investments?
(Mon, 26 Jul 2010 18:40:59 GMT)
I'm 25, and making $80k USD before taxes. I've been investing in my employer 401(k) since 2007 (maxing the match). I've been investing in a Roth IRA fund with Vanguard for about a little over a year.
For my liquid assets, I always keep 7-12k in my checking account, and try not to dip down below that.
For my investments:
I have about $15,600 USD in VFIFX (Vanguard Target Retirement 2050 Fund )
I have about $10,200 USD in VWELX (Vanguard Wellington Fund Investor Shares)
I recently convert
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Resolved Question: About investing/saving for retirement?
(Fri, 23 Jul 2010 04:39:35 GMT)
I am 26 and make less than $19,000 a year but have about 20,000 in savings. I have $10,000 in a 18 month CD earning 1.98% and $414 put $300 a month in a 1 year CD earning 2.86%. I am waiting to invest for retirement for my CD's to mature, invest in Vanguard 2050 Mutual Fund in a ROTH IRA that has a minimal of $3,000.? My CD's mature in May of 2011. I am with Share Builder and have a ROTH IRA with American Century 2040 and Heritage Mutual Fund in there but want to close that account and in
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Resolved Question: when my stock quote say it went up $.25 today, what exactly does that mean to me? in normal people terms plz?
(Tue, 15 Jun 2010 22:48:49 GMT)
my 401k stock plan has Vanguard Target Retirement 2045 (VTIVX) as a stock. im just curious what the dollars and cents do for me
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Resolved Question: Is one Target Fund sufficient for retirement on ROTH IRA?
(Sat, 24 Apr 2010 16:25:29 GMT)
I'm 18, and currently have Target 2050 Retirement with Vanguard.
The max contribution this year is $5000 and to invest in a mutual fund is $3000. I was thinking about opening another mutual fund called STAR, and 2 years from now maybe Index 500.
I plan to contribute as much as I can into Target 2050 Retirement this year. Is it better to stick to one mutual fund or open some ??
Thank you!
I hope to retire with $1-$3 million.
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Resolved Question: Vanguard Users: Is one Target Fund sufficient for retirement on ROTH IRA?
(Sat, 24 Apr 2010 02:43:46 GMT)
I'm 18, and currently have Target 2050 Retirement.
The max contribution this year is $5000 and to invest in a mutual fund is $3000. I was thinking about opening another mutual fund called STAR, and 2 years from now maybe Index 500.
I plan to contribute as much as I can into Target 2050 Retirement this year. Is it better to stick to one mutual fund or open some ??
Thank you!
I hope to retire with $1-$3 million.
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Resolved Question: Vanguard users: Do you get impatient of having to buy "1" mutual fund a year?
(Fri, 23 Apr 2010 02:14:30 GMT)
I'm 18, and currently have Target 2050 Retirement.
The max contribution this year is $5000 and to invest in a mutual fund is $3000. I was thinking about opening another mutual fund called STAR, and 2 years from now maybe Index 500.
I plan to contribute as much as I can into Target 2050 Retirement this year. Is it better to stick to one mutual fund or open some ??
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Resolved Question: 18 and just opened my ROTH IRA w/ VANGUARD, what can I expect?
(Mon, 19 Apr 2010 22:04:35 GMT)
I'm very new to investing. So please forgive me.
I just opened a Roth IRA with Vanguard. $3,000k to start. I picked the default investment option at this time, since I don't know what else to invest in. It looks like my money is invested in a Vanguard Prime Money Market Fund. It looks to be very safe and not going to make me a lot?
I plan on contributing $1500k per year to my Roth and am only 18 years old...so I think I can afford to be a little more risky than what Vanguard defaulted me o
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Resolved Question: Will I get hit with 2% early redemption fee?
(Tue, 23 Mar 2010 00:34:12 GMT)
Currently invest biweekly into Vanguard S&P index fund, I would like to re-balance which would withdrawal shares of S&P index fund. There is a 60 day early redemption fee of 2%. I have had almost all of my shares for well over 60 days. Do I need to stop depositing into this mutual fund for 60 days before I can re-balance? The fee is imposed by vanguard but the mutual funds are held through a third party retirement plan.
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Resolved Question: Want to terminate Roth IRA and convert regular IRA with Janus to Roth IRA?
(Thu, 25 Feb 2010 00:18:55 GMT)
I have a Roth IRA with Vanguard, it's a targeted fund (i.e. retirement 2040 fund) - but it's pointless since I've been working at the government for the last few months and have a targeted fund through my govt. plan (401k)
I have a regular IRA with another company, not Vanguard, I want to terminate my Roth IRA with Vanguard and change my other IRA into a Roth IRA. How would I do this?
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Voting Question: Roth IRA contribution...?
(Mon, 08 Feb 2010 03:44:18 GMT)
I am going to open up a Roth IRA account with Vanguard VFORX retirement plan and I wanted to know if I could deposit more that the set amount that will be set once I start the account. By that, I mean if I agree to deposit $100 to my account every month and for whatever reason I have an extra $200 on a given month can I deposit more than $100?
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Resolved Question: Cliff Swatner is single, 33, and owns a condominium in New York City worth $250,000. Cliff is an attorney and?
(Sun, 31 Jan 2010 23:31:38 GMT)
Several years ago, Cliff began investing in stocks and bonds. He made his selections on the basis of articles he read describing good investment opportunities. Some have worked well for Cliff, but others have not. Cliff has never taken the time to evaluate his portfolio performance, but he feels it isn't very good. Cliff currently has about $90,000 invested. He has been dating a woman lately and hopes to marry her in three years, at which time he will need $20,000 for marriage expenses and a h
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Resolved Question: Starting my retirement portfolio at 22 years old?
(Tue, 26 Jan 2010 18:55:14 GMT)
I'm 22 years old and with the money I'm now making I'm ready to start contributing $5,000 annually into a Roth IRA. I have been looking at Vanguard, but I would like to know who you would recommend for me and what type of funds I should invest in? I plan on retiring in about 40 years or so (age 60-65) with comfort.
Any advice would be very much appreciated!
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Resolved Question: Is it good to invest in VTI and BND ETFs for 3 to 5 years?
(Fri, 22 Jan 2010 01:49:02 GMT)
I am 25 and make less than 20,000 a year. I with ShareBuilder and have a automatic investment plan to invest $145 in VTI and $105 in BND every month for $4. In three or five years I will sell them and open a Roth IRA and invest for retirement in Vanguard 2040 Retirement mutual fund. What is your opinion on this? Is this smart? The expense ratios are cheap and $8 a month equals $96 a year in commisions. Etc?
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Resolved Question: How should I allocate my 401K retirement plan?
(Tue, 19 Jan 2010 22:35:37 GMT)
Or who else would be able to help me with this? I'm 27 years old and it's through Vanguard. Thanks. These are the choices...
Allocation for DEFINED CONTRIB MATCH PROGRAM
Balanced Funds (Stocks and Bonds):
Vanguard LifeStrategy Consrv Grwth VSCGX0724
Vanguard LifeStrategy Growth Fund VASGX0122
Vanguard LifeStrategy Income Fund VASIX0723
Vanguard LifeStrategy Mod Growth VSMGX0914
Other plan investments
Short-Term Reserves:
Stable Income Fund – 4248
Bond Funds:
Vanguard Total Bond Mkt I
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Resolved Question: What is the best retirement plan for a young adult?
(Wed, 16 Dec 2009 08:03:16 GMT)
Also, is it best to open an Vanguard retirement plan with this economy?
I'm 23 yrs old. I have a 401k plan which I contribute the minimal 3%. My employer sometimes matches at 1.5%, most of the time lesser. I should be happy my employer offers a 401k plan as some don't even offer one but I'm unhappy with the contribute amount. I'm thinking of opening IRA account with Vanguard and contribute $50 a month or maybe more. I'm clueless to retirement plans. Can I have a 401k plan and IRA account with
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Resolved Question: This is what I have so far but i need help with choosing the 5 mutual funds Can anyone help me out?
(Sun, 01 Nov 2009 19:58:02 GMT)
Cliff Swatner is single, 33, and owns a condominium in New York City worth $250,000. Cliff is an attorney and doing well financially. His income last year exceeded $90,000, and he has sufficient liquid assets to supplement his condominium and other tangible assets. Several years ago, Cliff began investing in stocks and bonds. He made his selections on the basis of articles he read describing good investment opportunities. Some have worked well for Cliff, but others have not. Cliff has never ta
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Resolved Question: How should I invest 50K?
(Tue, 08 Sep 2009 00:43:17 GMT)
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K earning/saving by Dec 2009.
So I plan to distrubute them in the following wayL
401K --> 16.5K (I contribute the max allowed)
CDK --> 20K (I will use this for future house buying)
Roth IRA --> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade --> 7K (I buy stocks from about 10 companies I like or k
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Resolved Question: What can I do with my 50K??? invest or save it?
(Mon, 07 Sep 2009 21:31:19 GMT)
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K earning/saving by Dec 2009.
So I plan to distrubute them in the following wayL
401K --> 16.5K (I contribute the max allowed)
CDK --> 20K (I will use this for future house buying)
Roth IRA --> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade --> 7K (I buy stocks from about 10 companies I like or k
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Resolved Question: How can I invest my 50K savings?
(Mon, 07 Sep 2009 21:30:40 GMT)
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K earning/saving by Dec 2009.
So I plan to distrubute them in the following wayL
401K --> 16.5K (I contribute the max allowed)
CDK --> 20K (I will use this for future house buying)
Roth IRA --> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade --> 7K (I buy stocks from about 10 companies I like or k
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Resolved Question: I have 50K, how should I invest it?
(Sat, 05 Sep 2009 15:18:17 GMT)
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K earning/saving by Dec 2009.
So I plan to distrubute them in the following wayL
401K --> 16.5K (I contribute the max allowed)
CDK --> 20K (I will use this for future house buying)
Roth IRA --> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade --> 7K (I buy stocks from about 10 companies I like or k
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Resolved Question: Is it too early for retirement planning? 24 years old?
(Sat, 05 Sep 2009 15:15:30 GMT)
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K earning/saving by Dec 2009.
So I plan to distrubute them in the following wayL
401K --> 16.5K (I contribute the max allowed)
CDK --> 20K (I will use this for future house buying)
Roth IRA --> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade --> 7K (I buy stocks from about 10 companies I like or k
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Resolved Question: 24 year old: Is buying stock, IRA, 401K a good choice or bad one now?
(Sat, 05 Sep 2009 04:16:38 GMT)
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K saving by Dec 2009.
I plan to do the following investment/finance based on the 50K:
401K --> 16.5K (I contribute the max allowed)
CDK --> 20K (I will use this for future house buying)
Roth IRA --> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade --> 7K (I buy stocks from about 10 companies I lik
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Resolved Question: 24 year old: First time stock investor, making good or bad choices?
(Sat, 05 Sep 2009 04:15:18 GMT)
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K saving by Dec 2009.
I plan to do the following investment/finance based on the 50K:
401K --> 16.5K (I contribute the max allowed)
CDK --> 20K (I will use this for future house buying)
Roth IRA --> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade --> 7K (I buy stocks from about 10 companies I lik
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Resolved Question: New College graduate and confused about personal finance?
(Sat, 05 Sep 2009 04:14:23 GMT)
I am 24 and have absolutely no experiences with investing.
After payaing off student loan and cost of living/expenses, I will have about 50K saving by Dec 2009.
I plan to do the following investment/finance based on the 50K:
401K --> 16.5K (I contribute the max allowed)
CDK --> 20K (I will use this for future house buying)
Roth IRA --> 5K (Will open with Vanguard or Fidelity, likely to do with Vanguard Retirement 2050 Fund)
Scottrade --> 7K (I buy stocks from about 10 companies I lik
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Voting Question: please help I do not understand this?
(Wed, 12 Aug 2009 13:25:17 GMT)
Cliff Swatner is single, 33, and owns a condominium in New York City worth $250,000. Cliff is an attorney and doing well financially. His income last year exceeded $90,000, and he has sufficient liquid assets to supplement his condominium and other tangible assets. Several years ago, Cliff began investing in stocks and bonds. He made his selections on the basis of articles he read describing good investment opportunities. Some have worked well for Cliff, but others have not. Cliff has never ta
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Resolved Question: For a ROTH IRA with Vanguard, Should I choose the S&P 500 index fund or Target Retirement 2045/2050 fund?
(Mon, 10 Aug 2009 23:13:45 GMT)
I am 25 years old and am rolling over about $4,000 from my 401-k into a new Roth IRA since I am starting a new job with a different company. Which option would you recommend if I were looking to retire between 2045-2050? Are S&P 500 index fund and the TR funds very similar? I am not very savvy when it comes to this, so I don't plan on managing any of it on my own, and I know the TR funds are good for this because they are less risky as I would get closer to retirement.
I am also going to
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Voting Question: I have 200,000.00 in a Vanguard retirement savings plan account at work.?
(Tue, 12 May 2009 16:34:40 GMT)
I have 200,000.00 in a Vanguard retirement savings plan account at work.
I plan on retiring at the end of the year at 62.
I feel I should take the money out of the account knowing I will have to pay the taxes on it before I retire, so I can then use it if needed.
If I wait until after I retire I am thinking it will effect my social security because of the amount of money you can earn while retired if I then started to withdraw it and it exceeded the retirement limit that you can earn.
Which
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Resolved Question: How am I doing as far as financially and for retirement?
(Wed, 25 Feb 2009 13:18:12 GMT)
I am 51 years old Internist making about $160,000 a year in a very stable group practice.
I have about $400,000 in SEP IRA and regular IRA when I used to be self employed. Most of it are in Vanguard Target retirement fund 2025.
My home is completely payed off and worth about $280,000.
I contribute max to my current 401K, and have about $300,000 in cash.
I have no kids and divorced. No alimony. I have zero debts.
How am I compared to other 51 year olds?
Will I be OK for retirement when
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Resolved Question: Am I doing OK financially?
(Tue, 24 Feb 2009 01:07:39 GMT)
I am 51 years old.
My house which is worth about $280,000 is payed off.
I have about $400,000 in Vanguard target retirement account at this time. Was over $500,000
I have about $300,000 in cash. Mostly money market and CD.
I contribute maximum to my 401K $21,500 a year.
I make about $150,000 a year in a job which is very secure and no chance of being lay-ed off.
I'm planning to retire when I'm 65, but my job will let me work till I'm dead if I wanted to.
i have no kids, and been divor
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Resolved Question: Buying Vanguard mutual fund through Vanguard or a Broker?
(Mon, 09 Feb 2009 21:10:19 GMT)
I was planning on purchasing shares in Vanguard's 2055 retirement mutual fund. However there is a $3000 minimum initial deposit to start a fund.
Does this minimum still apply if I bought shares in the fund through a low-cost broker such as Tradeking that let me purchase individual funds and stocks? Or would this fund not be available through them?
If it is, would it make sense to buy it through them and avoid the fees associated with Vanguard?
Tradeking is $4.95 per trade. I don't belie
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Resolved Question: Where to open a CD IRA?
(Wed, 04 Feb 2009 22:57:04 GMT)
I was planning to meet with a financial advisor after I am married next spring and organize my 401k, current Roth IRA in Vanguard, my fiance's retirement accounts etc. But when doing my taxes, I found if I got my AGI down a couple thousand dollars, it would be very beneficial. So I would like to put some money into an IRA now. I can't go through Vanguard since the amount is less than 3000 dollars. Since I would like to be able to move this money in ~6 months, I don't want to put it in anyt
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Resolved Question: should I withdraw money from my employer sponsored pension plan?
(Sat, 20 Dec 2008 17:36:34 GMT)
I have about $10,000 in credit card dept that I really want to pay off. I am a 30 year old female and the plan only started a few years ago so I don't have much in it. This is an emloyer sponsored plan, my employer puts 25% of what i make a year into my plan every jan. my question is Can I withdraw money to pay off a credit card dept? and would this be smart? I have a little over $8000 in credit card dept and just bought a house. i wrote to my pention comany and this is the response i got,
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Resolved Question: additional retirement/Suze Orman..... lol. andbody?
(Sat, 06 Dec 2008 17:44:32 GMT)
I've been working in a public organization for 13 yrs. We used to have 403B plan, that we had choices like: Fedality/Vanguard/.... . I had Vanguard. A year ago they cut that program through work. I didn't cash out my stocks and they went down in value. I can't close it until I am 59.5 yrs old without 10% penalty. Is there anything I can do to contribute each month and I can cash it out when I still alive?lol. there are programs they told me I can't cash out until I am 71.5, unless I pay 10% p
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Resolved Question: Young and Investing in the Market?
(Mon, 20 Oct 2008 15:55:16 GMT)
Hello im 25 and just put the intial investment into Vanguards 500 index fund which is 3000. I was thinking about putting the rest of the maximum Roth IRA money into Dodge and Cox interntational fund. Didn't know if this was a good idea or if I should hold off on the Market since its a bit shakey? Im planning on using this towards retirement so any information or advice on better funds or what to do with my money would be very apprecative. Im new and just beginnning to learn about mutual fu
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Resolved Question: Should I switch from American Funds to Fidelity?
(Sat, 18 Oct 2008 16:44:30 GMT)
I am 36. Have $16K in American Balanced Fund class B shares, started in 2005. I was naive when I got into it and now am hearing bad things about loaded American Funds that they don't perform any better than non loaded funds like Fidelity or Vanguard. It is a Roth IRA and I have no 401K plan, so it's all I have for retirement. Do I have to pay a penalty to switch over, or should I switch over?
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Resolved Question: How low will DOW go, and good idea to buy?
(Fri, 10 Oct 2008 14:33:49 GMT)
Two questions:
1. How low will dow go? I guessed when this all started about 8,500, but I think it'll be more like 6,500-7,000.
2. Good time to buy some funds? I bought $500 of Vanguard Windsor 2 Tuesday, and bought $1000 more yesterday.
I'm planning to keep buying a little at a time maybe weekly for the next 3 months or so.
Good idea or bad? I'm 51 and got at least 15 years till retirement. I figure I'd take advantage of the low market.
Like the Chinese saying: Crisis=opportunity.
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Voting Question: How should I allocate my new 401k?
(Fri, 03 Oct 2008 23:44:17 GMT)
I'm 22, and the company I work for offers a 401k plan with 50% match. I'm new to all of this and have been doing some research on my options. I don't plan on withdrawing anything from it for a long time.
Any professional/experienced help would be greatly appreciated.
Below are funds I have to choose from:
SHORT-TERM RESERVES
Vanguard Prime Money Mkt Fund
Vanguard Retire Savings Trust IV
BOND FUNDS
Vanguard Total Bond Mkt Index Inv
BALANCED FUNDS (STOCKS & BONDS)
Vanguard Asset Allocati
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Resolved Question: Where should I move my 401K to yeild the highest gain of the $700B bailout plan goes through?
(Thu, 02 Oct 2008 12:20:08 GMT)
I think it's going to happen. Here are my options: Thanks!!!
AMER. EUROPACIFIC GROWTH R4
ARIEL APPRECIATION FUND
EQUITY INCOME FUND
EQUITY INDEX TRUST
GROWTH STOCK FUND
MID-CAP GROWTH FUND
MID-CAP VALUE FUND
PENNSYLVANIA MUTUAL FUND
PIMCO TOTAL RETURN ADMIN
RETIREMENT 2005 FUND
RETIREMENT 2010 FUND
RETIREMENT 2015 FUND
RETIREMENT 2020 FUND
RETIREMENT 2025 FUND
RETIREMENT 2030 FUND
RETIREMENT 2035 FUND
RETIREMENT 2040 FUND
R
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Resolved Question: I am 23 years old and planning for retirement. Young and confused!!! HELP PLEASE!!!?
(Mon, 15 Sep 2008 06:46:54 GMT)
Well, I just started my first real job less than a month ago and the agency that I work for offers a savings retirement plan through Fidelity. Is it a smart move for me to go ahead and set up a plan right now? It's all confusing to me! The economy doesn't seem stable at all and worries me a bit. I have a former employer based 401k with Vanguard that I have that I didn't know about not until few months ago which I received from a bonus of some kind. Should I roll that over to Fidelity? Al
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Resolved Question: What is a safe investment for 200,000.00?
(Wed, 10 Sep 2008 17:15:00 GMT)
I recently inherited 200 thousand dollars (net) and need suggestions for income producing investments. I'm approaching retirement and this money will be a large part of my retirement plan. I will be talking to Fidelity and Vanguard very soon but wanted to get some thoughts from the "hive mind" here at Yahoo...ya never know!
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Voting Question: Want to reduce fed tax from income windfall (sec.179) ?
(Fri, 22 Aug 2008 14:35:59 GMT)
I just volunteered for an involuntary retirement plan. Under the plan I get 13 months pay as a lump sum. This combined with a good bonus, and 4 months of pension give me roughly 2 years pay in 2008. I'll be paying 100k fed tax, all at 33% rate. Next year with my pension I'll be at half pay and 15% marginal rate. Too bad we can't income average anymore.
I'm pretty sure I will do a "donor advised fund" at Vanguard to "prepay" the next 20 years or so of charitable giving, but this won't put too
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Resolved Question: 401(k) help!?
(Sat, 21 Jun 2008 21:14:03 GMT)
I'm about to enroll in my company's 401(k) plan. They match 50% up to a 6% contribution. I would like to contribute 6%, but I'm about to have to start paying off my student loans, which will be quite a big payment, so I don't know if I can afford it.
But I guess my bigger question is how to allocate my investments, since I have no idea where to start. Here are my options:
The target date retirement funds (I probably won't go with this)
AmCent Strategic Allocation: Aggressive, Conservative,
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Resolved Question: Why does my friend's company only offer mutual funds with front-end sales loads in it's 401(K)?
(Sat, 24 May 2008 17:12:41 GMT)
I have an interest in investing and retirement planning. In my humble opinion, it is absolutely unnecessary to invest in mutual funds with a sales load. It is just throwing away money when there are so many quality companies such as Dodge & Cox, Vanguard, Fidelity, etc. that offer funds with no sales charge. I looked at my friend's retirement options through his employer. EVERY SINGLE FUND had a front-end load of between 4% and 6% and most funds also had 12b1 fees. Most of the funds offer
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Resolved Question: Help.I was laid off in January and had to cash in my 401k and company sponsored retirement plan.No problem?
(Thu, 13 Mar 2008 21:44:23 GMT)
with my 401k payment but Vanguard just called me and told me I could not cash out my retirement. They sent me all the froms in January and waited 2 months to tell me they messed up.What can I do?Can legal action be taken?I really need that money. Thxs
Vanguard told me the company they and the company were wrong but the company claims Vanguard was wrong. They both said I would have to wait till 55 years and it took them 2 months to tell me after they already sent out the forms and told me I cou
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Resolved Question: I know I want a Roth IRA: Now what?
(Mon, 18 Feb 2008 16:47:58 GMT)
Okay I'm 23 recent college grad and just married. I want to start a roth IRA and this will be my only retirement plan. I know to stick with a big name company like fidelity or vanguard but their websites are SO confusing. I have a high risk tolerance because I'm so young and think I want to open just a basic mutual fund and let the fund person keep track of everything for me. So my question I guess is how do I know which company to go with and which one of their funds to choose? Oh, and what i
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Resolved Question: invest with multiple management companies?
(Tue, 05 Feb 2008 20:04:18 GMT)
I am currently planning to leave my current investment advisor as I am unhappy with the level of service and lack of low cost options. I plan to continue having an advisor that will manage two main retirement options (a roth IRA and a rolled over 401K from a prior job). I don't want to put all my eggs in one basket with this one group and would also like to push some discretionary income into an account with Vanguard that I will manage on my own, mostly investing in index funds. is this a rela
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Resolved Question: What would $10K be worth in 30 years in a mutual fund?
(Wed, 23 Jan 2008 19:38:10 GMT)
This is hard to explain, but I'll try, I really need some solid advice. :) -- Thanks in advance, by the way!
Background on me - 31 yo married mom of 4.
I recently left a job that had a State retirement plan associated with it. I socked away $10,387.90 in it during the 5 years I was employed there. I can either roll it over into an IRA or I can leave it in there and when I am 60 I can get a lifetime benefit of $195/month. So if I live to 90 (planning on it!) I'll receive over $70K.
What woul
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Resolved Question: SEP, SIMPLE, 403B, ROTH Oh My!?
(Fri, 04 Jan 2008 20:08:04 GMT)
Hi everyone,
I have the above plans available to me. Is there any order that I should be contributing to these? They are all linked up with Vanguard. Right now I'm filling up the SEP first and can get the SIMPLE to 50%. Wife is the W2 teacher. I'm self-employed sole proprietorship (obviously). 403B has no matching because the district matches the state retirement fund. Teachers and the district contribute 7.5% equally.
They all seem to do the same thing tax wise. Anything I'm missing or any
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Resolved Question: I need some advice about Fidelity on my 401k plan?
(Fri, 21 Dec 2007 02:35:06 GMT)
I'm in my early 20's and I'm looking to invest 5k yearly to an Roth IRA account. I've recently decided on vanguard and I want to know which type of Mutual Funds suit me the best?
Back to topic:I already have an Roth 401k plan (fidelity) with my company which I contribute to as well. I contribute about 4k yearly in this plan. ( This is my main retirement plan which I plan to go a little more risky since its a 35+ year retirement plan). In fidelity, How would I go in picking some Mutual funds ?
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Resolved Question: Investing with VAnguard ROTH IRA, which mutual funds to select?
(Thu, 20 Dec 2007 22:51:50 GMT)
I'm in my early 20's and I'm looking to invest 5k yearly to an Roth IRA account. I've recently decided on vanguard and I want to know which type of Mutual Funds suit me the best?
I already have an Roth 401k plan (fidelity) with my company which I contribute to as well. I contribute about 4k yearly in this plan. ( This is my main retirement plan which I plan to go a little more risky since its a 35+ year retirement plan)
For my Roth IRA (Vanguard) ***I MIGHT*** have to pull out my principal f
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