Comments to date: 311. Page 1 of 32.
Mel Location unknown | 12:13am on Friday, April 24th, 2009 |
Is Reaganomics dead and not why and if yes why?
Can an economic policy work again, especially in this complex economic globalized world than changes and expands?
And if yes then why do republicans insist on lower taxes and please no conspiracy mu... read more » |
Lil Location unknown | 6:50am on Monday, April 20th, 2009 |
What are some activities to cheer people up when they are really sad?
my friend has just come out of a 3 year relationship and she needs to be cheered up any ideas?
Best answer:
It's important to recognize that it will take time to heal a br... read more » |
Optimist Location unknown | 1:30pm on Saturday, April 18th, 2009 |
How does retirement system work in California?
Hello All,
I have moved to the states and still searching for a job, but what I still don?t get is how the retirement system works in California.. Let us say that I work till I am 60 and then I retire ... read more » |
BinkyTheWonderD Location unknown | 9:18pm on Tuesday, April 14th, 2009 |
Is there a website to find a comprehensive list of names with pictures of retired Beanie Babies?
These BBs are from 1997-1999. It is my daughter's collection which we are passing on to my 6 year old niece. They have no tags because I've wa... read more » |
Shhh...it's a secre Location unknown | 2:04pm on Tuesday, April 14th, 2009 |
How many years does the average soldier stay in the Army?
Just plain on average, how many years does a soldier stay in the Army? You have to be in the army, know someone in the army, or be quite familiar with it to answer. Thanks! (Obviously I don&#... read more » |
mommymi Location unknown | 11:01am on Sunday, April 12th, 2009 |
How to become a life and health insurance agent in tx?
I am wanting to know where i should sign up to become a life and health insurance agent and any advice anyone has im in in tx and if their is a need for them thank you
Best answer:
To get the... read more » |
Mish Location unknown | 11:20pm on Friday, April 3rd, 2009 |
Gotta prepare farewell speech for our retiring principal......any suggestions?
Our principal is retiring after serving for two decades and I am the one chosen to deliver the farewell speech on behalf of students. Need a bit of help!
Thanks!
Bes... read more » |
James Location unknown | 3:14pm on Monday, March 30th, 2009 |
Why should I look for tax-favored investment strategies and how do these strategies help me to attain my goals?
My teacher wanted me to answer these two questions for extra credit and I have no idea what he means about tax-favored investment strateg... read more » |
~*~April~ Location unknown | 9:29am on Friday, March 27th, 2009 |
How would you request either food or drink to contributed to a party?
I am throwing my mother's retirement party and the guest list is gradually growing...I want to request to have a dish or beverage contribution (requested not required) but do... read more » |
The Revent Location unknown | 1:20am on Wednesday, March 25th, 2009 |
Whats the best car you have seen down any road?
What is the best car you have seen down any road or motor show. Or if it was driving, was the car being driven like a bat out of hell, or was the person just taking it for a "drive".
Best a... read more » |
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Introduction to Retirement Investing Introduction to Retirement Investing. For a briefer version of this article in .pdf format ... Suppose your goal is to have $500,000 at the start of your retirement. ...
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Retirement Investing Principles Retirement Investing Principles. In his book, "The Grangaard Strategy ... Century Retirement Investing to offer readers an important new way to look at their ...
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Retirement Investing One of the key factors you should determine in retirement investing is the amount of money that you will require after retiring.
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Yahoo! Answers: Search for
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Open Question: If given the choice, would you forgo your company's benefits in return for a higher salary?
(Sat, 04 Sep 2010 04:55:07 GMT)
And if people were given a choice, do you most people would be responsible and actually buy things like medical insurance, disability insurance, unemployment insurance, and invest in a retirement plan (in lieu of social seurity, state disability, state unemployment, etc)?
To clarify, I mean company benefits along with government benefits.
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Open Question: Is the current generation ready to center their careers around caring for the baby boomers?
(Fri, 03 Sep 2010 02:15:39 GMT)
1945-1964 are the years the baby boomers were born. So many were born that bigger schools had to be built, and there was a very high demand for college students to become teachers. It's now 46 years since the first baby boomers graduated high school, and they start turning 65 next year. Retiring on fixed incomes, having medical needs, dental needs, nursing home needs, physical therapy needs, there is a high demand for Doctors, Pharmacists, Nurses, Therapists, and within 15-20 years Funeral
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Open Question: How should a 23 year old with a limited budget begin planning financially?
(Wed, 01 Sep 2010 04:10:02 GMT)
I am 23 years old and I am trying to start to put aside money for retirement. Currently, I would say that I could safely do $2500 annually, although I might be able to contribute a considerably greater amount to that--maybe a thousand dollars more. I have considered starting a Roth IRA, but I have been told that it is wise to diversify and invest a larger portion of your savings into the stock market while you are younger. What is the best way to begin? The key word is BEGIN. I will likely b
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Open Question: Set Up Online Investment?
(Wed, 01 Sep 2010 00:02:40 GMT)
I have a few bank accounts with money in high interest accounts, but recently I have got a current account that i'll put approximately £200 a month in and can use for regular purchases with my debit card
My mum won't let me touch my savings account which is sensible as it's for the future, but my current account is basically for my own personal use and I want to invest in some companies that I like simply for the fun of it.
I know it isn't the best money making way and I'm not looking to inv
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Voting Question: In 2001, Conservative said we needed tax cuts to avert the "disaster" of having a surplus.What do they say now?
(Mon, 30 Aug 2010 16:34:18 GMT)
Have you heard of the Heritage Foundation?
"Under current policies, the federal government will collect $2.9 trillion more in tax overpayments than it will be able to use to pay down national debt held by the public.4 This money must be spent by the federal government, invested in the private sector, returned to taxpayers, or some combination of all three. Regrettably, many policymakers have advocated allowing the federal government to invest these excess balances in the private sector. This
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Resolved Question: How would you rate this difficulty of this course, based the the given description ?
(Sun, 29 Aug 2010 02:34:38 GMT)
ECO 103 --
Personal Money Management
A very practical course which teaches you how to create a financial plan to realize goals, such as home ownership and early retirement. By taking this course, you will learn how to avoid credit trouble, save money on automobile purchases, and buy a desirable home. You will also learn how to protect yourself from financial disaster through the purchase of the lowest cost and safest insurance policies. Finally, you will learn how to make your money grow by
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Resolved Question: Interest Questions Help?
(Sat, 28 Aug 2010 21:57:28 GMT)
Darren is 30 and is debating whether he should starting investing $100 a month now for retirement at 60 or if she should wait until he is more established at 40 and invest $200 a month then. If the investment earns approximately 10% p.a. compounded monthly, what would you recommend for saving the largest amount. Provide supporting evidence for your decision.
Thankyou!
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Resolved Question: Advice for young people trying to save for the future?
(Thu, 26 Aug 2010 16:43:52 GMT)
My husband and I are in our early 20's and our family is expanding (2 year old son, pregnant with mystery baby- due November). We aren't in any real debt but we have a car payment with bills and eventually I will have school loans to pay off. The Army might play a different role with the school loans though. Anyway, I have no credit established at all and he is working on his credit but it isn't very high yet. What are the things we need to invest in and how can we save for retirement while bu
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Resolved Question: Where should a 28 yr old invest for retirement?
(Tue, 24 Aug 2010 16:00:39 GMT)
My wife and I are both self-employed so we cannot invest in a company sponsored 401k. We currently have a Roth IRA with Fidelity in the 2050 fund. Is this our best route looking ahead? Our Roth aren't performing well and I would like to see better results. I've considered blue chip funds but it doesnt seem right because it's not a retirement account.
Thanks
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Resolved Question: thrift savings advice please?
(Tue, 24 Aug 2010 12:25:51 GMT)
i'm 23 and single, trying to invest for my future. i was told my a financial advisor that i should invest 1/3 I Fund, 1/3 S fund, and 1/3 C fund with the full 15% contribution.
this is HIGH risk, which I generally do not like. what do you suggest?
i am saving up for retirement in the future..and early retirement if possible
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Resolved Question: Starting a Debt Management & Budget Planning business(Part-Time)?
(Sun, 22 Aug 2010 22:26:39 GMT)
I have done some research and I'm not going to do anything with credit cards. Just help them in budget and what they should pay first. Doing just this I won't need to be license, but my concern is not over stepping this.
Say if I give a couple a budget to follow and now they are out of debt and want to invest in savings or retirement. I only would tell them my option on the companies and let them make the company and investment direction. This wouldn't put me at legal risk?
I thought about
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Voting Question: Why shouldn't I draw from my 401(k)?
(Sun, 22 Aug 2010 01:25:23 GMT)
First off, I absolutely agree that you should put money into their 401k if your employer will match your contribution. That is like free money.
I also recommend leaving it in if you aren't capable of saving for your future. I'm not trying to sabotage my retirement. I have faith that I won't be struggling to survive when I reach retirement though.
So here's my reasoning behind pulling my money out. I'm looking for flaws in my logic because I don't pretend to know all the details about it.
F
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Resolved Question: Is this appropriate behavior for a 30-year-old, *please* answer?
(Fri, 20 Aug 2010 14:41:48 GMT)
[Sorry, this may be a little long of a read, but I would like your thoughts]
A friend of mine is 30-years-old, buying a home, investing in stocks, contributing to a retirement fund, has a serious 2-year relationship with a live-in girlfriend who also works full time, has a bad back that is easily aggravated and works 10 hours a day (Monday-Friday). His personality is quiet and shy, content to hang out on the fringes of a crowd, not plunge into the heart of it and be the light of the party. Be
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Resolved Question: I'm currently 20 yrs old and im trying to find the best way to invest for my 401k retirement .My company is?
(Fri, 20 Aug 2010 08:36:14 GMT)
through merrill lynch below are the investments offered below thank you for reading my question and please dont write any mean comments im only young and trying to invest earlier so that when im older i can retire with full satisfaction thanks for your time.
investment Type Symbol Price
STABLE VALUE FUND
STABLE VALUE FUND Core FDFXINC $19.52
EQUITY/STOCK
TARGET 2005 RETIREMENT TRUST Core TRT05 $10.44
TARGET 2010 RETIREMENT TRST II Core TRT10 $10.26
TARGET 2015 RETIREMENT TRST II Core
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Resolved Question: (Read carefully) Conservatives and Liberals what are you really? Why?
(Fri, 20 Aug 2010 07:38:12 GMT)
Main Entry: lib·er·al·ism
Pronunciation: \ˈli-b(ə-)rə-ˌli-zəm\
Function: noun
Date: 1819
1 : the quality or state of being liberal
2 a often capitalized : a movement in modern Protestantism emphasizing intellectual liberty and the spiritual and ethical content of Christianity b : a theory in economics emphasizing individual freedom from restraint and usually based on free competition, the self-regulating market, and the gold standard c : a political philosophy based on belief in progress, th
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Resolved Question: Conservative vs Liberal vs Moderate, read carefully which are you really?
(Thu, 19 Aug 2010 13:15:12 GMT)
Who ever here that said "CONSERVATIVE POLICIES THAT MADE THIS COUNTRY GREAT!" is speaking Hog wash! By the definition the conservative would first off never have left his european country for religious freedom, a true conservative would never had broke from the colonial power in which was controlling the colony. A conservative would never had wanted the average citizen the right to bare arms and allow them freedom of speech or a democracy. a True conservative by definition would never have wan
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Resolved Question: where should i invest my money?
(Wed, 18 Aug 2010 01:36:06 GMT)
i am 23 and single. where should i invest my money at this point in time? i live frugally, and want to plan for financial security / possible early retirement (though i'd still work part-time if i retired).
i am a Federal employee. I have some money in TSP but would also like to contribute to a few other accounts to invest my money.
Roth IRA?
i also plan on purchasing a home in 2-3 years. thank you
Where do you suggest putting my savings for the future down payment? Thank you!
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Resolved Question: Trying to figure out how to solve the below problem.?
(Wed, 18 Aug 2010 00:17:41 GMT)
Some people have the opportunity to invest in stocks in a tax-advantaged retirement plan, such as a 401(k) plan. Consider the difference between Andy, who is able to save in a tax-advantaged plan, and Ben, who must pay taxes on his return each year. Both invest $100,000 in the same mutual fund at the same time and always reinvest their earnings in the fund is 7 percent each year and that the tax rate is 15 percent. (Note that Ben must pay taxes each year on his earnings, so he can reinvest
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Resolved Question: How to plan for a short term large increase in income?
(Mon, 16 Aug 2010 17:56:38 GMT)
Our family is going to go through a substantial short term increase in household income. For two years, the income will be 5x higher then normal, after two years it will drop back down. We have little debt and a few small (debt free) properties we can invest money in. We have one home mortgage that is affordable on our current income. It shouldn't be a problem to max out 401K then set aside plenty to cover any and all increases in tax due to jumping few tax brackets... We have 3 young chi
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Resolved Question: I'm self-employed and want to start planning for retirement...?
(Sun, 15 Aug 2010 23:46:22 GMT)
I am 29 years old with one son. I am a single mother. I am self-employed. I am going to invest in a Roth IRA in January 2011. Now I have read the book Women & Money by Suze Orman. She suggests ETFs for lump sum investors. I am going to do lump sum investing. I know what ETFs are and how they work thanks to the book but I need to know how do I go about CHOOSING ETFs. Where do I go for research. I also don't understand what I'm reading when looking at the stock market "things", ex: numbe
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Voting Question: Can you believe just 9 years ago Conservatives were warning of the DANGER of paying off the debt TOO QUICKLY?
(Fri, 13 Aug 2010 16:56:49 GMT)
"a formula for disaster" they called it. Ah good times, good times:
"Under current policies, the federal government will collect $2.9 trillion more in tax overpayments than it will be able to use to pay down national debt held by the public. This money must be spent by the federal government, invested in the private sector, returned to taxpayers, or some combination of all three. Regrettably, many policymakers have advocated allowing the federal government to invest these excess balances in t
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Voting Question: Ideally if American citizens saved efficiently for retirement, would social security be necessary at all?
(Thu, 12 Aug 2010 19:47:21 GMT)
I'm not an expert but ideally speaking if a citizen or a married couple adequately saved at least 20 - 40% of their income, invested wisely and let it appreciate over time, would social security be necessary? In addition if social security did not exist the tax correlating to it would not exist thus individuals/families would have a larger income to save and invest.
P.S. Why does the federal government loathe the idea of privatizing social security or allow private companies to compete agains
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Voting Question: Ideally if American citizen's adequately saved for retirement, would social security be necessary at all?
(Thu, 12 Aug 2010 19:23:39 GMT)
I'm not an expert but ideally speaking if a citizen or a married couple adequately saved at least 20 - 40% of their income, invested wisely and let it appreciate over time, would social security be necessary. In addition if social security did not exist the tax correlating to it would not exist thus individuals/families would have a larger income to save and invest.
P.S. Why does the federal government loathe the idea of privatizing social security or allow private companies to compete again
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Resolved Question: Is this a financial/investment scam? So, i had a meeting with a "financial planner" that I met through?
(Tue, 10 Aug 2010 19:05:01 GMT)
met him through a friend. He first asked what my retirement/money making goals were. Then he began to speak about referring people to his company and that I could make money from that working in a part time capacity as i would be "my own boss". After I mentioned that I would probably not be interested, he began talking about investing/asset allocation and stuff like that. I noticed that he had a giant superbowl type ring on his finger with the name of the company on it. Obviously a gift given
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Resolved Question: I'm 37 years old I having nothing saved. How do I go about playing catch up for retirement?
(Mon, 09 Aug 2010 13:35:01 GMT)
I am employed at a rate of 46,000 a year. I want to invest but I don't want to be too risky. My job doesn't provide a pension but it does have a 403b with some matching contributions. Besides enrolling in this what else should I do?
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A Nobody. Did you actuallly read my question??? The very information you say you need to know is in the questio. Hmmm I must take any advice you give with several grains of salt.
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Resolved Question: What is a good financial book to get rich while you are still young?
(Mon, 09 Aug 2010 06:01:41 GMT)
Hi!
I have read several financial books from Rich Dad Poor Dad, to The Automatic Millionaire, to he Complete Idiot's Guide to Investing, 4th Edition. However, many of the books talk about saving for retirement, and putting money so that it keeps adding with interest. I want to get rich young, and die in my 50's or 60's. I am not the kind that wants to live old, and be a burden to society. Since my family struggled to bring me to this point, I want to invest, and be rich in a short frame of t
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Resolved Question: Smart to invest in one Vanguard IRA and switch to another?
(Mon, 09 Aug 2010 03:35:09 GMT)
I am currently interested in opening up a Roth IRA with Vanguard. My investment preferences and limited salary at the moment (I'm a teen) leaves me with Vanguard's STAR fund. However, early next year I should be able to convert to the Target Retirement 2050 account (which has a higher minimum balance). For these four or five months I would have the STAR fund, is it worth it? Would I end up losing money by staying in STAR for just months rather than years? I'm trying to figure out whether it wo
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Resolved Question: Is it better to pay off a mortgage quickly or slowly?
(Sat, 07 Aug 2010 15:31:18 GMT)
I can afford to put a few hundred extra dollars against principle each month. Or I could invest this money outside. (I'm already putting the maximum into my companies retirement plan.) I might even be able to afford refinancing from my 30 year loan down to a 15 year, at a lower interest rate (but higher monthely payment.)
The web is full of articles and blogs that are split on this issue; And most of the authors leave out key details:
Shouldn't the "live rent free" aspect of home ownership
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Resolved Question: What is a good invesment company to go to?
(Thu, 05 Aug 2010 14:26:33 GMT)
My wife and I want to go to a company to start investing our money for retirement as well as get involved in stocks I've heard of Morgan Stanley, Smith-Barney etc but I don't have any knowledge about who is better than who or what I should be looking for when I go to one of these companys.
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Resolved Question: Annuity formula answer - urgent?
(Thu, 05 Aug 2010 05:08:57 GMT)
Hi,
I need someone to figure out the following for me.
I need $1,350,000 in 30 years for my retirement. What would I need to invest now if I was to put it in a bank account which earns 8% interest, annually?
I need help asap.
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Resolved Question: Why do American companies insist that American consumers "Buy American"?
(Mon, 02 Aug 2010 17:03:44 GMT)
When many American companies outsource work out of the country? You can whine all you want about not buying products made in China. Guess where a considerable chunk of your retirement savings are being invested by your employer? I have friends who work in customer service who train workers who come in to the US for training for jobs in India, China, Vietnam. How many people have bought a supposedly American made product only to find themselves talking to someone from India if they need to call
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Resolved Question: Can anyone to a successful community residential and business arrangement that has worked in the long-term?
(Mon, 02 Aug 2010 00:11:02 GMT)
Some friends and I are considering forming a community of people that pool their resources to buy property and embark on community business ventures. These are individuals that would like to live in community for the sake of community. We would like the environment to be a place that people would raise their families and children in. We would like it to be long term. We would like to explore collective health insurance. We would like to invest collectively for retirement and for college.
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Voting Question: Should my mom put her retirement money in an IRA or 403(b)?
(Sun, 01 Aug 2010 20:01:28 GMT)
My retiring mom has a large sum coming in for her retirement that she cannot touch for two years. She is being sold on two options for how to invest her funds: an IRA through Global Wealth Management (Merrill Lynch) and a Valic 403(b).
Based purely on the two investment vehicles, what should she choose? Or perhaps what are the pros and cons of each?
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Resolved Question: Where can I legally put my retirement funds to keep them from being shared?
(Fri, 30 Jul 2010 15:51:30 GMT)
I bought into the IRA hype decades ago and put a little away each month, like the ant, to now have a substantial amount. Evidence is growing that retirement accounts are going to be seized by the federal gov't to pay for ever increasing government debt. Besides gold, which I have quite a bit of, what's another good place to invest, short of leaving the country?
If history is any lesson, and taxes are allowed to increase at the end of 2010, hyperinflation is on the way. A $20 loaf of bread wil
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Resolved Question: So if I have about $1 million to invest, can I live on it indefinitely?
(Fri, 30 Jul 2010 14:55:21 GMT)
Between my retirement accounts and other investments, I have a little less than $1 million accumulated. I'm getting older (late 40's) and am thinking about retirement. I certainly could keep working and put more away, but am wondering if it's worthwhile.
Can I pull my funds from the retirement account, pool them with my other investments and generate enough interest to live on indefinitely? I'm thinking that a relatively modest 5% annual interest would bring me $50k per year, and my house
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Resolved Question: fighting over money with spouse?
(Thu, 29 Jul 2010 19:31:25 GMT)
My husband and I are both 73 years old we have a combined retirement income of $11,000 a month we own a vaction home worth $800k we owe $300k , our primary residence worth $700k owe $130k and an income property worth $500k owe $150k which nets an additional $1500 a month. over the last year my husband has run up $50k in CC debt in his name alone and now his $4k a month of disposable income goes to just making the CC payments. I suggested we refinance something and use the money to pay off h
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Resolved Question: Do you think having only borrowed money in the economic system will become a history soon?
(Thu, 29 Jul 2010 19:08:55 GMT)
Adding money does not have to Inflation. Giving money to poor countries so they can borrow money and then give it back to the wealthier country. The cause of Inflation is the supply and demand system and have people that like to work and can make billions of dollars, The cost of land that inflates food prices, non-renewable resources, and even the fact that people invest to create inflation. People are insecure and hide or invest their money for their retirement because the world only has borr
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Resolved Question: Can the government change the 59-1/2 retirement age on IRAs?
(Thu, 29 Jul 2010 13:56:47 GMT)
I am thinking about investing in a Roth IRA because I am in a very low tax bracket now at age 25. However, I see that the House is currently debating whether to pass a bill that would raise the Social Security retirement age to 70. I had never thought about it before, but can the government raise the age that we're allowed to withdraw our retirement money (59-1/2) from IRAs, Roth IRAs, or employee retirement plans? Thanks for your help!
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Voting Question: I would like to start saving for Retirement?
(Thu, 29 Jul 2010 02:30:01 GMT)
Hello everybody,
i am 25 years old, and i would like to start saving for retirement. I grow up in Bulgaria in Eastern Europe so i was never even thinking about Retirement Plans just because there is no such a thing down there. However i have been in US for over 5 years now, and the possibilities you have here to save for Retirement are pretty good. The thing is i don;t know where to start, i don't know anything about that and i need some help.
1.) What type of Retirement plan should i star?
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Resolved Question: I'm 32 and I want to start a retirement investment? Vanguard 2040?
(Wed, 28 Jul 2010 04:05:14 GMT)
I'm 32, novice investor, and would like to start a Roth IRA. What is the maximum that I can invest under the roth IRA? And I have a Vanguard account with and emerging markets fund already. I'm considering the Vanguard target 2040 retirement mutual fund. Do you have a better idea?
Plenty of thanks, trying to make a good decision here.
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Resolved Question: Could someone "rate" my financial situation / investments?
(Mon, 26 Jul 2010 18:40:59 GMT)
I'm 25, and making $80k USD before taxes. I've been investing in my employer 401(k) since 2007 (maxing the match). I've been investing in a Roth IRA fund with Vanguard for about a little over a year.
For my liquid assets, I always keep 7-12k in my checking account, and try not to dip down below that.
For my investments:
I have about $15,600 USD in VFIFX (Vanguard Target Retirement 2050 Fund )
I have about $10,200 USD in VWELX (Vanguard Wellington Fund Investor Shares)
I recently convert
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