Retirement community

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Bethany Retirement Community | Illinois and Chicago Suburbs Independent living and Retirement Community

What about under this new health law? I saw this comment posted by someone and thought it was interesting. > Subject: : Judge Kithil of Marble Falls , TX - HB3200 highlighted pages most egregious > > Please read this........ Especially the reference to pages 58 & 59 > > > > JUDGE KITHIL wrote: > > "I have reviewed selected sections of the bill, and find > It unbelievable that our Congress, led by Speaker Nancy Pelosi, could come up with a bill loaded with so many wrong-headed elements." > > "Both Republicans and Democrats are equally responsible > For the financial mess of both Social Security and Medicare programs." > > "I am opposed to HB 3200 for a number of reasons. > > To start with, it is estimated that a federal bureaucracy of more than 150,000 new employees will be required to administer HB3200. That is an unacceptable expansion of a government that is already too intrusive in our lives. If we are going to hire 150,000 new employees, let's put them to > Work protecting our borders, fighting the massive drug problem and putting more law enforcement/firefighters out there." > > > JUDGE KITHIL continued: "Other problems I have with > This bill include: > > ** Page 50/section 152: The bill will provide insurance > To all non-U.S. Residents, even if they are here illegally. > > ** Page 58 and 59: The government will have > Real-time access to an individual's bank account and will have the authority to make electronic fund transfers from those accounts. > > ** Page 65/section 164: The plan will be subsidized (by > The government) for all union members, union retirees and for community organizations (such as the Association of Community Organizations for Reform Now - ACORN). > > ** Page 203/line 14-15: The tax imposed under this > Section will not be treated as a tax. (How could anybody in their right mind come up with that?) > > ** Page 241 and 253: Doctors will all be paid the same > Regardless of specialty, and the government will set all doctors' fees. > > ** Page 272. Section 1145: Cancer hospital will ration > Care according to the patient's age. > > ** Page 317 and 321: The government will impose a > Prohibition on hospital expansion; however, communities may petition for an exception. > > ** Page 425, line 4-12: The government mandates > Advance-care planning consultations. Those on Social Security will be required to attend an "end-of-life planning" seminar every five years. (Death counceling.) > > ** Page 429, line 13-25: The government will specify > Which doctors can write an end-of-life order. > > HAD ENOUGH???? Judge Kithil then goes on: > > "Finally, it is specifically stated that this bill will not > Apply to members of Congress. Members of Congress are already exempt from the Social Security system, and have a well-funded private plan that covers their retirement needs. If they were on our Social Security plan, I believe they would find a very quick 'fix' to make the plan financially sound for their future." > > Honorable David Kithil > Marble Falls , Texas California

** Page 50/section 152: The bill will provide insurance to all non-U.S. residents, even if they are here illegally. ** Page 58 and 59: The government will have real-time access to an individual's bank account and will have the authority to make electronic fund transfers from those accounts. ** Page 65/section 164: The plan will be subsidized (by the government) for all union members, union retirees and for community organizations ** Page 241 and 253: Doctors will all be paid the same regardless of specialty, and the government will set all doctors' fees. ** Page 272. section 1145: Cancer hospital will ration care according to the patient's age. ** Page 317 and 321: The government will impose a prohibition on hospital expansion; however, communities may petition for an exception. ** Page 425, line 4-12: The government mandates advance-care planning consultations. Those on Social Security will be required to attend an "end-of-life planning" seminar every five years. ** Page 429, line 13-25: The government will specify which doctors can write an end-of-life order. "Finally, it is specifically stated that this bill will not apply to members of Congress. Members of Congress are already exempt from the Social Security system, and have a well-funded private plan that covers their retirement needs. If they were on our Social Security plan, I believe they would find a very quick 'fix' to make the plan financially sound for their future." ** Page 50/section 152: The bill will provide insurance to all non-U.S. residents, even if they are here illegally. ** Page 58 and 59: The government will have real-time access to an individual's bank account and will have the authority to make electronic fund transfers from those accounts. ** Page 65/section 164: The plan will be subsidized (by the government) for all union members, union retirees and for community organizations ** Page 241 and 253: Doctors will all be paid the same regardless of specialty, and the government will set all doctors' fees. ** Page 272. section 1145: Cancer hospital will ration care according to the patient's age. ** Page 317 and 321: The government will impose a prohibition on hospital expansion; however, communities may petition for an exception. ** Page 425, line 4-12: The government mandates advance-care planning consultations. Those on Social Security will be required to attend an "end-of-life planning" seminar every five years. ** Page 429, line 13-25: The government will specify which doctors can write an end-of-life order. "Finally, it is specifically stated that this bill will not apply to members of Congress. Members of Congress are already exempt from the Social Security system, and have a well-funded private plan that covers their retirement needs. If they were on our Social Security plan, I believe they would find a very quick 'fix' to make the plan financially sound for their future."

Hello all! Sorry this is so long but I have a lot of detail and it is a VERY important birthday... My grandma has made it to 90 with all her mental faculties intact and is surprisingly well off physically. Last September, she saved up and went on a cruse down to Cabo with a group from her retirement community... And 2 years before that she saved up again and went with her Community to Hawaii and rode in a helicopter over the islands! (Needless to say, her Retirement Community's Activity Director ROCKS and gets some rather spectacular discount "Group Packages" with her connections!) My grandma likes to have a Manhattan Cocktail or a Vodka Tonic when she goes out... The only thing is that she tires easily and uses one of those walkers with the hand breaks and the seat. She is flying in from Tucson to Chicago, where our family is from, for the party and my aunt hijacked the "Official" party and is doing some sort of "Formal" nonsense and is not taking anything my Grandmother actually wants in to consideration... LITERALLY, she is doing the party with what her 2-year relationship with a Muslim fu*k-buddy wants and not what GRANDMA wants... i.e. Is near THEIR condo, a half an hour drive out from where the rest of our family/friends live, no alcohol, everything served is Halal... etc. etc. etc. Last year he decided the party was to be at a Forest Preserve 5 min's drive from their house, in the middle of July, because they don't allow alcohol at the forest preserve and he thought that would stop people from drinking... (It Didn't) and it was so hot that most of her friends had to leave or suffer heat stroke. Yeah... freaking 90' out, humidity just suffocating, but we had to do what HE wanted because we all need to "Respect his beliefs" even though it was GRANDMA'S 89th BIRTHDAY! She is playing the martyr, as if WE forced her to do all of this on her own when she won't allow anyone else to voice an opintion on HER party plans... Even my grandmother. But I digress... Thank goodness, this year it will be IN DOORS and (hopefully) in the city so that only SHE has to drive a half an hour out of her way and not the other 30 guests that are invited. ¸๑•*´`*♥❤♥*´`*•๑¸ ¸๑•*´`*♥❤♥*´`*•๑¸ ¸๑•*´`*♥❤♥*´`*•๑¸ ► Question 1: What would you want on a "Happy 90th Birthday" banner to hang at your party? We did "Happy Birthday Marilyn: 29 AGAIN?" when she hit 70, so that is out... And we are out of ideas... ¸๑•*´`*♥❤♥*´`*•๑¸ ¸๑•*´`*♥❤♥*´`*•๑¸ ¸๑•*´`*♥❤♥*´`*•๑¸ My father, myself, and a couple of friends of ours want to do something JUST FOR HER and no one else and these are our plans... 1. If we are REALLY lucky, we will get Cub's Tickets for the actual day of her birthday. We got the Cubs to put "Happy 85th Birthday" on the Wrigley Field Marquee for the Video I did for that b-day and we are hoping we can tell them it is her 90th and they will announce "Happy 90th!" over the loud speakers. 2. No matter what, we are doing this: We found a Tourist Company that does helicopter rides over the city... We can have up to 6 (I think off hand) in a helicopter that flies around the city for 45 min's. 3. I will borrow a friend's video camera to document the trip and then make a "Happy 90th" DVD for the whole family which includes the obligatory family photos, the video of the Helicopter Ride, the video of the Cub's Game, and the video of the "Official" 90th birthday party. The Helicopter Ride is like, $600.00 and I have no idea how much Cub's Tickets cost but if we get everyone to chip in, I know that we can pull it all off... A friend of ours says he "Knows Someone" that can help us out on the Cub's Tickets. So... ¸๑•*´`*♥❤♥*´`*•๑¸ ¸๑•*´`*♥❤♥*´`*•๑¸ ¸๑•*´`*♥❤♥*´`*•๑¸ ► Question 2: Does my secondary plan sound like a good plan? I'll make the DVD for the family no matter what but the Cub's game and/or the Helicopter Ride over her home town? I know it is rather extravagant and pulling it off money wise will be tight, but this is her NINETIETH BIRTHDAY and who knows how much longer she will be around... She may make 105 or she may make 90.5... So we want to do something that will blow her mind! LOL! ¸๑•*´`*♥❤♥*´`*•๑¸ ¸๑•*´`*♥❤♥*´`*•๑¸ ¸๑•*´`*♥❤♥*´`*•๑¸ Again, sorry for the length... But this is both a Brain-Storming Session and a Venting Session... LOL! Any ideas would be appreciated.

Ok, this is for Californians only. Hope someone knows. I have an app't with CALPERS in June, but really want to know this beforehand. I've researched online and called, and if no one here can answer my ?, guess I have to wait until June....My question is this - I retired from a CALPERS job in 2006. In 2009, I reinstated from retirement to accept a position at a community college (CALPERS)....now, less than a year later, there is a very good chance I will be getting laid off, if not this year, maybe next year and I refuse to deal with the stress on not knowing....so, do I have to be vested here at the college (I've looked in the union contract, it is vague) meaning I have to work 5 years, or due to the impending layoff, can I just apply to CALPERS to re-tire once again whenever I wish? Because if I can, I am leaving asap. The lack of the CA budget is wreaking havoc with colleges and the program I work in is on the chopping block..thanks

I began working at a retirement community a few months back and I was placed as a "Friendship Nurse" which basically means that I go around and play games and talk to our patients. There was this one woman who I have since fell madly in love with. The only thing that is holding me back is our age difference. I am 17 and she is 94. I think she feels the same way about me but i should I go about telling her.

My dad quit his extremely high paying job as a corporate VP in 2007 for no real reason, and had to bring money to the table to sell the awesome house he had, in a buyer's market (it finally sold in 2009) -- the house was totally paid off, BTW, my parents could have stayed there for almost no monthly fee (just the HOA). He decided to move himself, my mother, and my disabled brother to a retirement community in another state (where I also happened to be moving), where there were no potential jobs. I try to love my mother, but she's always been a physically, verbally, emotionally, and mentally abusive drunk who smokes chains of cigarettes. She never worked because she said she was too sick, but we know for a fact that she was making herself sick with her addictions. They both used to use recreational drugs in irresponsible excess. My parents moved into a house they couldn't afford, in this retirement community with no job prospects for either of them, when they were still in their early 50s. I don't know how they figured they'd be able to make ends meet on my dad's pension, the math doesn't even make sense, but I wasn't smart enough back then to realize their folly. They didn't consult with a lawyer or an accountant. My little brother is high-functioning autistic (has Aspberger's syndrome and a seizure condition), he lives with them. He gets social security disability money every month, and my mother takes it and spends it on groceries and, mostly, wine for herself. None of them have health insurance. I got a joint bank account with the parents so that I could transfer funds to them if they needed me to do so. As it stands now, I've given them over $3000 of my federal student loans (I'm in school), and I will never see that money again. The IRS levied the joint account when they failed to pay their taxes on the house sale and my dad's pension. I just faxed the info to the IRS recently to prove I had control over the account and no money came from my parents. Levy will be removed soon. I will get a new account. I'm moving out of the state we live in, even though my autistic brother still lives with them. My mother won't sop drinking and abusing my father, and my father wants me to get a townhouse where I'm moving so that they can all live with me. He sends me articles about how baby boomers live with their adult kids these days to merge resources, even though he wouldn't be able to bring money to the table to help me out (his entire pension is tied up in his house, a car, and his IRS payment schedule). He plays on my guilt a lot and tries to convince me that what he's asking is somehow normal. I'm not even 30, and they're not even 60. I feel like I'm being taken advantage of. They've been making my life more difficult than it has to be for a long time, by both their irresponsibility and their abuse, and I'm tempted to cut them off, with the possibility of extracting my brother from the situation soon after I'm out. Am I wrong? Is dealing with parents like this normal, and I'm just a selfish, ungrateful son? Do you beat your children, too, Crystal? Do you steal their money and buy booze with it? Crystal, I just read an answer you gave for a question asking about an abusive mother, you gave the opposite response. Stop using all caps and start exercising logical consistency.

For my senior year project I was planning to volunteer at senior retirement home or some-kind place where retired citizens. My community service is a little different. since it has to relate to photography I was planning to visit some senior care center and ask the elderly places (in San Jose & Campbell) they remember in the past and I will be asking if they like to see what the area look like in 2010. I will be taking pictures of the area and if i can find pictures of the place taken before and compare them with pictures I have taken. At the end I will make a book or powerpoint showing before and after pictures of the areas i have taken. My goal is to offer senior citizen who don't get lots of outside exposure because of any physical limitations and give them the opportunity to see places they remember. If you know any senior care centers in san jose or campbell please give me the address. Also please give me some feed back or suggestions on my project.

Most Americans are divided today. Liberals vs. Conservatives, Hippies vs. Suits, the list of polarities is endless. George Washington warned us about the European bankers intent to use this type of division to distract us and prevent us from focusing on the priority of watching over our government. Most of us agree the U.S. government is a corrupt structure and a growing number understand how the European bankers have manipulated our Federal Reserve, and central banks of most nations, to control us, bankrupt us and steal our property, or as Jefferson said "Your children will wake up homeless in the fields of the nation your fathers conquered." Many people propose riots, civil unrest etc., and many radio and web hosts are revealing these trends, but talking about it doesn't solve the problem. It will require action and soon - we are a bankrupt nation today where 80% of stimulus for renewable energy went to foreign corporations instead of to U.S. communities to create jobs and reduce our reliance on oil. This is just one area our leaders have failed - the list is growing and even folks like Willie Nelson and Jessie Ventura know it. The question becomes "How do we correct the course of our nation without a violent revolt?" Voting and waiting 4 - 6 years is far too slow, and the train wreck economy and looming fiscal disaster is at our door - it surrounds each of us every day. This question, above all others, to me anyway, is the most important question of the 20th and 21st century, both for our nation and the planet; for without answering this first, nothing else mankind does will matter much. Its not likely the bankers, oil, chemical and drug companies are going to manage the global environment, our water supplies, standard of living, retirement accounts, oceans and habitats for the benefit of humanity and other species. They've failed miserably in their half-hearted attempts thus far, but for us to care for our nation and planet, we need to be solvent, continue to learn and become more enlightened - as our founding fathers had hoped - and therefore, if we are to cure our nation's ills and help heal a torn planet, I believe we are going to have to start with Washington, our State Governments and local governments with a rapid series of reforms that are mandated - demanded - by citizens. The critical word - "rapid" - isn't in the vocabulary of most politicians at the Federal level - which means the word "revolt" will soon be the word of the day. To me, this is a step backwards, an admission of our failure as citizens and prima facie evidence of the failure of our leaders to create and manage a sustainable, "enlightened" government. Is there an alternative to armed insurrection and revolt to "take our nation back", or is this the natural course of history - as also predicted by Jefferson? It is not true that a government - any government - can stop a mass movement. It is true that they can disrupt small groups. However a large, UNITED, coordinated citizen body is without any solution except to either heed their will - or slaughter them - which in theory would enrage those remaining, and thereby trigger the revolt this question aims to avoid, as I do not believe destructive violence is the best course of action. It would indict us all as animals, incapable of resolving this within the framework of the "enlightened" government structure we are blessed to have. How do we work within the system we have without destroying the fabric of our nation or pressing our leaders to turn our own military against us? (which begs another question indeed).

Since it seem to bother conservatives that closing git-mo will cause supposedly chaos why not put those facilities to use as tourist destinations for departing neo-con republicans a win-win deal

hey im a 19 year old guy who has hasn't had much experiences in life and i don't have many friends.I have an alright job at a retirement home i have been working there for like 3 years now, i also go to a community college but i'm not doing so well and lately i have been thinking about my future and i don't know what to do i've been thinking about either joining the air force or just try and go to another state and try to live there......this would be the first time i would ever make a big decision i have no connections to family in another state............so i don know what to do because i really want to become more independent and have my own freedom outside of nc. please help!!!

I work in telecom in Texas, and my current employer has occasional "early retirement packages" where I can get a lump sum payment and uncontested applications for unemployment benefits if I voluntarily terminate my employment (like say, if my position is moving to an office out of state, etc). I am pretty sure you can't apply for goverment student loans while receiving unemployment checks, but would it be possible to pay out of pocket for community college or re-training while I am on unemployment? I thought I remembered a law against this the last time I was laid off (mid 90s). Thanks for any info.

"I'm 63 and Im Tired" by Robert A. Hall I'm 63. Except for one semester in college when jobs were scarce and a six-month period when I was between jobs, but job-hunting every day, I've worked, hard, since I was 18. Despite some health challenges, I still put in 50-hour weeks, and haven't called in sick in seven or eight years. I make a good salary, but I didn't inherit my job or my income, and I worked to get where I am. Given the economy, there's no retirement in sight, and I'm tired. Very tired. I'm tired of being told that I have to "spread the wealth" to people who don't have my work ethic. I'm tired of being told the government will take the money I earned, by force if necessary, and give it to people too lazy to earn it. I'm tired of being told that I have to pay more taxes to "keep people in their homes." Sure, if they lost their jobs or got sick, I'm willing to help. But if they bought McMansions at three times the price of our paid-off, $250,000 condo, on one-third of my salary, then let the left-wing Congress-critters who passed Fannie and Freddie and the Community Reinvestment Act that created the bubble help them with their own money. I'm tired of being told how bad America is by left-wing millionaires like Michael Moore, George Soros and Hollywood Entertainers who live in luxury because of the opportunities America offers. In thirty years, if they get their way, the United States will have the economy of Zimbabwe , the freedom of the press of China , the crime and violence of Mexico , the tolerance for Christian people of Iran , and the freedom of speech of Venezuela . I'm tired of being told that Islam is a "Religion of Peace," when every day I can read dozens of stories of Muslim men killing their sisters, wives and daughters for their family "honor"; of Muslims rioting over some slight offense; of Muslims murdering Christian and Jews because they aren't "believers"; of Muslims burning schools for girls; of Muslims stoning teenage rape victims to death for "adultery"; of Muslims mutilating the genitals of little girls; all in the name of Allah, because the Qur'an and Shari'a law tells them to. I'm tired of being told that "race doesn't matter" in the post-racial world of Obama, when it's all that matters in affirmative action jobs, lower college admission and graduation standards for minorities (harming them the most), government contract set-asides, tolerance for the ghetto culture of violence and fatherless children that hurts minorities more than anyone, and in the appointment of U.S. Senators from Illinois. I think it's very cool that we have a black president and that a black child is doing her homework at the desk where Lincoln wrote the Emancipation Proclamation. I just wish the black president was Condi Rice, or someone who believes more in freedom and the individual and less arrogantly of an all-knowing government. I'm tired of a news media that thinks Bush's fundraising and inaugural expenses were obscene, but that think Obama's, at triple the cost, were wonderful; that thinks Bush exercising daily was a waste of presidential time, but Obama exercising is a great example for the public to control weight and stress; that picked over every line of Bush's military records, but never demanded that Kerry release his; that slammed Palin, with two years as governor, for being too inexperienced for VP, but touted Obama with three years as senator as potentially the best president ever. Wonder why people are dropping their subscriptions or switching to Fox News? Get a clue. I didn't vote for Bush in 2000, but the media and Kerry drove me to his camp in 2004. I'm tired of being told that out of "tolerance for other cultures" we must let Saudi Arabia use our oil money to fund mosques and madrassa Islamic schools to preach hate in America , while no American group is allowed to fund a church, synagogue or religious school in Saudi Arabia to teach love and tolerance. I'm tired of being told I must lower my living standard to fight global warming, which no one is allowed to debate. My wife and I live in a two-bedroom apartment and carpool together five miles to our jobs. We also own a three-bedroom condo where our daughter and granddaughter live. Our carbon footprint is about 5% of Al Gore's, and if you're greener than Gore, you're green enough. I'm tired of being told that drug addicts have a disease, and I must help support and treat them, and pay for the damage they do. Did a giant germ rush out of a dark alley, grab them, and stuff white powder up their noses while they tried to fight it off? I don't think Gay people choose to be Gay, but I damn sure think druggies chose to take drugs. And I'm tired of harassment from cool people treating me like a freak when I tell them I never tried marijuana. I'm tired of illegal aliens being called "undo

So i work at a non profit retirement community as a server (waiter) i been there for about 2 years already. lately in the past month the executive director fired a couple of people including my manager. So the word around the dinning room (where i work) is that there trying to get rid of the one that been working there to hire new people and pay them less. in the state of texas. is that legal?

I am currently a Junior at a public school in the suburbs of Philadelphia. Here are my stats: Rank: 7/721 as of last year, will be 2 ,3, or 4 this year GPA: unweighted: 3.9778, weighted ~4.4 Ethnicity: white male (if that matters) PSAT: M 66 CR 62 W 62 SAT: M 640 CR 630 W 700 (taking them again and studying like crazy) ACT: expect ~33+ SAT II: Chem 730 and will take Physics and Math I or II, not sure yet APs: Euro - 4 Bio, APUSH, Eng Lang - taking this year Physics, US Gov, Eng Lit, Chem, Calc AB (my school doesn't offer BC but I may self study for it) - taking next year EC's VP of nature club (my school always wins local Envirothon) Future Problem Soving Team Captain - came in 3rd in states freshman year 1st Chair Tenor Sax Jazz Ensemble + Symphonic Band, 2nd Chair in Wind Ensemble Student Leader in Marching Band Model UN World Affairs Club Mathletes (one of best on team, we do not compete in any major competitions, just local) Debate Team next year Foreign Language Club Science Club (will be competing in Science Olympiads soon) Environmental Action Club Jr National Honors Society Applying to National Honors Society Soon and will hopefully win VP Community Service Aid for Friends JRA (Jewish Relief Agency) - will soon receive recognition for continual participation Arrange ensemble of friends to play at a retirement home regularly Tutor Clean up highway with Environmental Action Club Classes All highest levels possible. My school does not allow AP's until 10th grade, where Euro is the only option. 3 is the max in 11th, and only 4 kids do that, I am one of them. 6 is the max senior year, but band is a class so the max I could do is 5, and my school does not offer AP Chem, and the equivalent is Honors Chem 2, but I will be taking the AP test. Summers 7-11 for 3 years (boss loved me) I am applying to both the Drexel Summer Mentorship Program and Fox Chase Student Scientist. I expect to get into at least one, but possibly both if my essays are as good as I think....... Which would look more prestigious? My college choices in order of preference: MIT, Johns Hopkins, Cornell, Stanford, Drexel, U Pitt If I forgot anything, please ask!!! Thank you so much!!!

I have heard and read a lot about such places as Panama, Ecuador, and Mexico, but I am having a hard time deciding which one is best suited towards my personal criteria. Below, I have listed my criteria and value weighted each one from one to ten with one being not important and 10 being VERY important. 1) Weather-hot (at least 80 every day)-minimal to moderate rain- 10 pts. 2) Health Care-cheap and reliable-10 pts. 3) Real Estate-affordable, preferrably cheap-8 pts. 4) Crime-the lower the better-8 pts. 5) Close to the beach-should be within a one hour drive-8pts 6) Infrastructure-7 pts. 7) Close to a major city-in or near a big city preferrable-7 pts. 8) In a community setting. Would love to mingle-6 pts. 9) Language- English or Spanish. Will consider French or Portuguese if conditions right-6 pts. 10) Special benefits for retirees-4 pts. 11) Proximity to the U.S.-would be nice, but not a must-4 pts. No matter what we decide, we plan on visiting first for at least 2 weeks, and renting for at least 6 months before making any permanent decisions.

Joe Jedlowski, After familiarizing yourself with the types of residential care, it’s time to conduct a thorough inventory of the senior’s wants, needs and goals. Some key issues to consider: Joe Jedlowski,Temporary versus long term care: An older person may go to a nursing home for rehab following a surgery or stroke, then return home. In other circumstances, a senior’s needs are better served by planning a move into a situation that is likely to remain the same for the many years to come. Independence: Can the senior live alone, and more importantly, does he/she want to? Or would living in a more service-oriented environment be more nurturing? Privacy: Independence and assistance generally form a continuum: privacy decreases as the need for assistance increases. If the senior's desire for privacy is paramount, independent living, assisted living, or a Continuing Care Retirement Community would all be preferable to a board & care home or a nursing home. Needs for personal care: How much and what kinds of personal or “custodial care” are needed or desired? There are online needs assessment questionnaires to help determine this and then match the care needs with the right type of housing. Needs for medical care: If the senior has a chronic illness that necessitates special medical care, or ongoing services of medical professionals, independent living and even assisted living may not be suitable. Costs: Learn about the financial aspects of senior housing to determine what options are affordable for you. Walk through and evaluate several care facilities or senior communities that seem suitable. Reviewing facility comparison checklists can help you determine which type of environment fits the senior resident’s requirements and preferences. Seek guidance from professionals who are experts in senior housing issues such as medical social workers, case managers or geriatric care managers. They can help with all phases of this process: identifying goals and values, assessing needs, determining what is affordable, and suggesting appropriate facilities.

Bear with me, this is a bit lengthy. I am female, nearly 40 with family, especially 76 year old father coaxing me to pursue a college degree to land "secure employment" with benefits. Let me shed a little light with regards to my particular situation. I reluctantly graduated high school in '88 *wishing I'd repeated that year citing personal reasons* and, with the persistence of both my parents, began that fall in community college, randomly choosing a major to 1) get my parents off of my back and 2) declare a major just for the sake of declaring a major. My grandfather put away money since the time I was a baby in the stock market for my college, but I used it to fulfill transportation, living expenses and a trade school instead *I had always wanted to be a barber -- since the age of five* This, not surprisingly, was an unacceptable aspiration and, several years later, continued to be coaxed to finish a four-year-degree. This time, not only by my grandfather, but also my father and my younger brother and his wife. To make an insanely long story short, I spent those 20+ years traveling, barbering *for 15 years total*, working in various administrative positions in various industries and had a blast, along the way, doing so. There's one drawback: I have an extremely tiny retirement *my fault*, no benefits other than health insurance through my ex *not that I consider THAT a benefit -- more so a necessity* and some of the best income produced of any field I worked in in the barbering industry, $6000/mo, to be exact. Not too shabby. Still, the barber *out of work, currently* that I am, and the part-time entrepreneur *in another field* that I've become, my family still hounds me about that four-year college degree. Now, I am no dummy. I can do math *citing reasons to be diswayed by bloated interest rates for student loans* and I know my personality. The biggest problem with regards to attending college or, shall I say, the biggest problemS with regards to attending college right now *for my personal situation* are the following: -- I cannot sit still through classes, much less sit still through four full years, more if I need to go part time. -- There's not one major in college that I care to pursue. Not ONE. -- Not that I have anything against them, nor do I realize that all fall within this category, but I don't want a white collar position. No offense to white collar workers. My whole family is white collar. I am the only one who isn't. -- I can do math. I am not stupid. I know what I would need to repay for student loans after private, public or community colleges. I shudder with the thought of even having a debt of $5000. I don't have credit card debt. I don't own a credit card *my wisdom*. I have marginal medical debt *thank you, knee surgeries and asthma issues!*, but that only totals an amount in the ball park of $2000 -- manageable, comparitively speaking. I don't wish to repay loans once I hit the age when I begin drawing social security. I don't qualify for a grant -- still *legally* married, and I don't qualify for academic scholarships, grades aren't good enough, thanks to my high course withdrawal rate and F's for failing to withdraw courses once I unofficially dropped them back in the late 80's. -- I want to own a business when the opportunity arises and don't see it as a possibility by taking out student loans. There's no such thing as good debt/bad debt. It's ALL debt and I'd rather be debt free once the time permits to apply for a small business loan. So, there you have it. My life in a fairly sizeable nutshell. Question is this: How do I effectively explain to my family, once and for all, that I am NOT college-bound and that I have other, more important, more attractive aspirations? Appreciated are the intelligent and inobtuse replies. Thanks.

Bear with me, this is a bit lengthy. I am female, nearly 40 with family, especially 76 year old father coaxing me to pursue a college degree to land "secure employment" with benefits. Let me shed a little light with regards to my particular situation. I reluctantly graduated high school in '88 *wishing I'd repeated that year citing personal reasons* and, with the persistence of both my parents, began that fall in community college, randomly choosing a major to 1) get my parents off of my back and 2) declare a major just for the sake of declaring a major. My grandfather put away money since the time I was a baby in the stock market for my college, but I used it to fulfill transportation, living expenses and a trade school instead *I had always wanted to be a barber -- since the age of five* This, not surprisingly, was an unacceptable aspiration and, several years later, continued to be coaxed to finish a four-year-degree. This time, not only by my grandfather, but also my father and my younger brother and his wife. To make an insanely long story short, I spent those 20+ years traveling, barbering *for 15 years total*, working in various administrative positions in various industries and had a blast, along the way, doing so. There's one drawback: I have an extremely tiny retirement *my fault*, no benefits other than health insurance through my ex *not that I consider THAT a benefit -- more so a necessity* and some of the best income produced of any field I worked in in the barbering industry, $6000/mo, to be exact. Not too shabby. Still, the barber *out of work, currently* that I am, and the part-time entrepreneur *in another field* that I've become, my family still hounds me about that four-year college degree. Now, I am no dummy. I can do math *citing reasons to be diswayed by bloated interest rates for student loans* and I know my personality. The biggest problem with regards to attending college or, shall I say, the biggest problemS with regards to attending college right now *for my personal situation* are the following: -- I cannot sit still through classes, much less sit still through four full years, more if I need to go part time. -- There's not one major in college that I care to pursue. Not ONE. -- Not that I have anything against them, nor do I realize that all fall within this category, but I don't want a white collar position. No offense to white collar workers. My whole family is white collar. I am the only one who isn't. -- I can do math. I am not stupid. I know what I would need to repay for student loans after private, public or community colleges. I shudder with the thought of even having a debt of $5000. I don't have credit card debt. I don't own a credit card *my wisdom*. I have marginal medical debt *thank you, knee surgeries and asthma issues!*, but that only totals an amount in the ball park of $2000 -- manageable, comparitively speaking. I don't wish to repay loans once I hit the age when I begin drawing social security. I don't qualify for a grant -- still *legally* married, and I don't qualify for academic scholarships, grades aren't good enough, thanks to my high course withdrawal rate and F's for failing to withdraw courses once I unofficially dropped them back in the late 80's. -- I want to own a business when the opportunity arises and don't see it as a possibility by taking out student loans. There's no such thing as good debt/bad debt. It's ALL debt and I'd rather be debt free once the time permits to apply for a small business loan. So, there you have it. My life in a fairly sizeable nutshell. Question is this: How do I effectively explain to my family, once and for all, that I am NOT college-bound and that I have other, more important, more attractive aspirations? Appreciated are the intelligent and inobtuse replies. Thanks.

Ok so I already know that the Active Duty Army will NOT take an RN as an Officer if they only have an Associates and a license (to be and AD Officer you have to have a Bachelors). I read on the GoArmy website ( http://www.goarmy.com/amedd/nurse/corps_benefits.jsp ) that in the Reserves you only need an Associates degree in Nursing (ADN) and your license to become a Nurse Corps Officer. How does that work? In case the link doesn't work here is what it said: RESERVE NURSE CORPS BENEFITS When you become a nurse and Officer on the U.S. Army Reserve Health Care Team, you can work in your community and serve when needed. In addition to generous financial incentives and retirement plan options, you'll have the opportunity to enhance your career and provide our Soldiers and their Families with the best nursing care. SPECIAL PAY Provides up to $15,000 ($5,000 per year for a maximum of three years) to nurses with a diploma or an associate degree in nursing. <------------------------------ <----------------------------------- <----------------------------- Provides up to $30,000 ($10,000 per year for a maximum of three years) to nurses with a BSN, MSN, DNSc or Ph.D. in nursing. Provides up to $37,500 ($12,500 per year for a maximum of three years) for critical care nurses with a BSN or higher. As a certified registered nurse anesthetist, you can receive special pay up to $45,000, ($15,000 per year for a maximum of three years) paid in three yearly increments of $15,000.

Total Budget 3.5 Billion (on and off) 23.01%800 defense, VA 1.44%50 "International Affairs" 0.89%31 Science 0.12%4 Energy 1.06%37 Interior 0.72%25 Agriculture 1.24%43 Commerce 2.53%88 Transportation 0.60%21 Community Dev. 2.53%88 Education 24.22%842 Medicare and Medicaid 15.45%537Retirement, UI, Welfare, SSI 20.14%700Social Security 1.50%52 Justice 0.66%23 Governent 3.88%135 Interest total exact:3476 Note if cut everything to zero besides Social Security, Medicare, Defense and Interest you would still have a 500 B deficit.

...because it's a rule of the retirement community my father lives in, where do those assets of $$$ go if the person selling it will be the sibling given POA status...AND in the "will" of the parent states the $$$ be split between siblings equally...but I also assume only "after" the parent's death? My father, just diagnosed with Alzheimer's, will be moving in with my sister (POA), having to sell his home. Since he is too ill to change his will now, can I do anything to make sure the $$$ from the home is split between us siblings equally...or since the home is sold before my father's death, his will then becomes null and void regarding his home and belongings? BTW, my last question on this issue...blessings for your help :)

i am in a sociology class. our assignment is to talk about how i feel about the bureaucracy at my job while including the primary/secondary/reference group... i am a server at a retirement community.. what should i write. im not sure if i understand the definition of bureaucracy.

My father is 62 and is about to retire from service , he has been working for almost 41 years. He has been getting more and more anxious about the upcoming retirement as he feels he would be doing nothing at home. My mother has another year to go before she too retires. I have suggested my father to consider working at some not-for-profit(NGO) organization or help out at the church , so he can keep himself busy as well as get satisfaction of doing something for his community or pursuing some hobby. Finance is not an issue because he would be getting his pension. I just want my dad to be happy about his retirement and spend more time doing what he wanted to, without feeling he is IDLE. Any other ideas you may have please let me know. PS:I stay in a different city, my parents are based in Delhi.

Hello there, My basic question is: is there anyway to talk to someone about why certain items on your FAFSA are the way they are? Here's the backstory: I'm about to enter my fourth year of college as a Junior (double-majoring, will graduate in the 2011-2012 school year). For the previous three years, I have received lots of very helpful financial aid because my family is very poor and I could not afford to go to college without it. Throughout community college, I received about $2,000 in cash despite the fact that I only had to pay $1 for tuition each semester. During my first year of University, I received about $7,000 through the Pell grant and CalGrant programs (I was supposed to receive an additional $3,000 from the school itself, but the California budget cuts put an end to that). I have just completed my FAFSA for the 2010-2011 school year. This year is going to be particularly tough for me because my father, the sole source of income, was fired and we lived the entire 2009 year on unemployment. However, my father is in the process of fighting to get his job back and hired a lawyer in order to help him. He had to draw $30,000 out of his retirement just so that he could hire this lawyer. Unfortunately, he had to report that money as income, so his tax return shows that he made over $50,000 last year, when he actually got less than $25,000 from unemployment and the other part of the money went straight to his lawyer. Because of this, FAFSA has calculated that my father is expected to pay $4,000 towards my education next year and my eligibility for a Pell grant is calculated at $1,700 MAX (I got $3,500 last year). I probably don't have to tell you how silly this is, given the information I have typed above. My current hope is that the calculations will be reanalyzed when they discover that my father made $0 from working last year and we have less than $1,000 in savings. But is there any way I could contact someone and let them know my FAFSA details to correct this inflated EFC? Thank you.

During our divorce 10 years ago, my ex husband did not disclose his retirement fund as an asset. We live in California (a community property state). I was really young and dumb and didn't know anything about stuff like that - but I was technically entitled to half of which he put away for retirement while we were married right? Is there anything I can do about it now? Now don't get all touchy its just a question. I should note that his income tripled and I didn't go back for a child support modification in all of that time. I am not saying I am going to do anything about it even if I could - I just want to know if its possible.

For school, we have to pick something to do for community service, we then do this service once a week. The only two options I would want to do are either... Visit a retirement home or Visit patients in a hospital. I would like to visit with old folks so I could give them someone to talk to. I could even talk to them about stuff I like, like Elvis and classic films. But I don't know if that's all I'll have to do for them. I would like to visit patients in the hospital, because I like the idea of making people feel better and brightening up their day. But I don't know if I could handle talking to sick people, what if they're dying? It'd be strange to become friends with someone who you know is terminally ill. What do you think I should do? Please answer my other question too... http://nz.answers.yahoo.com/question/index;_ylt=As.EbF_Rn0szHHG9guAt7sXIZwx.;_ylv=3?qid=20100206132446AAWVwaF

The Department of Labor and the Department of the Treasury (the "Agencies") are currently reviewing the rules under the Employee Retirement Income Security Act (ERISA) and the plan qualification rules under the Internal Revenue Code (Code) to determine whether, and, if so, how, the Agencies could or should enhance, by regulation or otherwise, the retirement security of participants in employer-sponsored retirement plans and in individual retirement arrangements (IRAs) by facilitating access to, and use of, lifetime income or other arrangements designed to provide a lifetime stream of income after retirement. The purpose of this request for information is to solicit views, suggestions and comments from plan participants, employers and other plan sponsors, plan service providers, and members of the financial community, as well as the general public, on this important issue. http://www.zerohedge.com/sites/default/files/2010-02028_PI.pdf Hey Dbags in the Dept of Labor, what happens if I want a lump sum from my 401K? You going to regulate that as well?

Now that I got you to look I need some help. I recently left my parents house to live on my own and it's been difficult. You see they recently split up after my father (he used to be a lawyer but after he got disabled from a car crash he had to retire) found out my mother (she's an all-female boxing coach) had been cheating on him for years with several women from her job they got divorced. I had to take care of my Pep pep (he has Parkinson's and cant live by himself so he lived with us) for a few weeks while my father looked around for a new place to live and a handicap accessible job. He found a position as a proffessor at a community college and found a flat a few miles away from my new house. My mother kept the house and most of the furniture from the divorce and has been living with several of her "friends" since. My problem is I can't even look at my mother for what she did to my father and she want's me to move back in and help around the house because she sprained her pelvic bone while getting off the mat from boxing. We found my pep pep a nice retirement home to live in that I'm paying for and if I move back in with my mother this will put me at risk of losing my job as a software engineer for a banking company because it's already far from where I live but if I move back in I'll have to drive an extra 30 min to work everyday and I need this job espeacially in this economy. I also have developed an early onset of Parkinson's Disease and it's hard for me to move around without worrying as it is. I dont know what I should do. My dad told me to do it and I cant talk to my pep pep because he hates my mom so I dont know who else to turn to. Please answer serously. I really need help and it's hard enough to type as it is without worrying about people mocking me or making fun of my situation. Don't call me a "troll" either. I find it extremly offensive espeacilly because have Parkinson's Disease and I thnk it's disgusting racist people call people with medical conditions they cant help "trolls".

Narcotics units -Immediately grow facial hair, tell everybody you were ordered to. -Start watching every episode of Monster Garage. -Buy a biker wallet with a big chain. -Make every case involve overtime $$$. -Buy bunches of boats, RV's, and motorcycles with that overtime. -Learn to play golf drunk. SWAT units -Wear team T-shirts, Oakley sunglasses and boots everyday. -Try to fit the word breach in to every conversation. -Have a mirror handy to check hair, if you have hair. -Never say hello to anyone who is not an operator, just practice your SWAT head nod. -Subscribe to Soldier of Fortune and Muscle and Fitness. -Learn to play golf wearing a gun. Community Service units -Hate SWAT. -Work to make everybody love you. -Paint your office in pastel colors. -Think Feng Shui. -Subscribe to Psychology Today. -Learn to play miniature golf. Traffic units -Write tickets to EVERYBODY. -Spend every weekend cleaning your bike and polishing boots. -Annoy everyone on the radio calling out your stops. -Talk about nothing but how many tickets you wrote in one day. -Ride by a building with big windows to see your reflection. -Golf is lame, motor rodeos are cool. K-9 Units -Become sadistic -Show pictures of your latest dog bite -Brag about your largest drug find -Smell like a dog -Workout 3 times a day -Show off your bruises Administrative Units -Three-hour lunches everyday, tell everybody it's a "meeting". -Upgrade police department cell phone every month. -Tell everybody you are published in a national law enforcement magazine. -Update your revenge list on a weekly basis. -Golf Rules! Play lots of golf. Patrol Units -Has nerves of steel. -In a terminal state of nausea from department politics. -Inability to keep mouth shut. -Has defining tastes in alcohol. -Is respected by peers. -Beats the crap out of his caddy on any bogeyed shot Investigators -Come in at 0800 -"Breakfast" from 0815 to 1030 -Work from 1030 to Noon -Noon to 1400 Work out and Lunch -1400-1700 Sit in CID and talk about how many girlfriends you have and how the wife doesn't know. Plan your next RV, fishing, motorcycle trip. Patrol Sergeant -Remembers very well "how we used to do do it." -Always willing to tell his officers the above. -Tries to fit the word "liability" in to every sentence. -Talks about "what he's hearing from upstairs." Trainee -Unable to grow facial hair. -Watches every episode of Cops. -Worships the ground the SWAT guys walk on. -Arrives for work three hours early. -Thinks the sergeant is thrilled to see him. -Won't drink on the golf course because it violates the open container ordinance. FEDS - Shave head, and grow goatee (unless you want to be a management weenie, then make sure you are clean shaven, with short almost military style haircut). - Wear 5.11 pants, and polo with agency logo (unless you want to be a management weenie, then make sure you always have a shirt and pants to which a jacket and tie can be quickly added for when the boss might be around). - Arrive at work at 8AM, spend one hour answering useless emails, and 30 minutes checking your retirement investments. Then go with another agent to Starbucks "to discuss your a new case." - After participating in your first warrant service (as outside cover) make plans to join the agency SRT,SWAT, etc, to "properly utilize your superior tactical skills." - After doing your first buy bust, immediately begin asking the boss about "long term undercover" jobs. - Refuse to play golf with "the locals." New Corrections Officers - Show up for work 15 minutes early - Buy only the best ink pens (Pilot G-2) - Wear T-Shirts of your "dream department" under your uniform - Wear a full duty belt of gear even though you have to remove: gun, baton, spare magazines, knife, cell phone, and BUG when you arrive at the facility - Become friends with every local police officer - Continue eating too much and not exercising

I have been supporting my mom and helping her out a lot financially between the ages of 18 and 23. I pretty much worked 30-35 hours a week while attending a really hard college and worked two jobs during school vacations to help support her and myself. I'm 27 and am about to graduate from law school. Anytime I finish something major (like a big paper or something), she frequently says "we did it" and it makes me angry because I have no idea what she is talking about (I am the one writing the papers, not her and the most she ever does is cook a meal for me once in a while and wake me up from short naps). I feel like she is taking credit for my accomplishments and believes that I once I get a job she will benefit financially in terms of me giving money to her when I have no intentions of doing so. She didn't/couldn't contribute a dime towards private high school, college, or law school. I had financial aid and scholarships for the most part but still have to pay back $170 K in loans. She has been underemployed, working on average 2-5 hours each week (I'm lucky if she makes $100 a week) and no matter how hard I try to pursuade/motivate/encourage/force her to take her GED and get a real 9-5 job, she refuses to do so. I have given her information and contact numbers for job training/social services for 50+ aged people, given her information for community-based job training services and she either keeps saying she'll go next week or flat out says she won't go because her knee hurts, she's tired, or it's too cold. I know she is suffering from an undiagnosed depression (it has taken me a year to get her to agree to see a psychiatrist and she will see one for the first time in 1 month or so) but I feel like although I love her very much, I can't sacrifice my life to pay for her ongoing mistakes. I'm too young to be responsible for taking care of a parent who is only 62 and capable of working to support herself but chooses not to. I give her spa certificates as birthday and christmas presents but realize that I myself have never been to a spa because I can't afford it. I'm only 27 and I feel like I should be worrying about buying clothes, planning a vacation, or saving for my own retirement, not worrying about how much money I have to give my mom so that she can catch up on two months of missed rent. Has anyone else had this experience? How can I get through to her without leaving her to be homeless?

I am having complications filing my state tax on Turbo Tax for my Maryland Part-Year Resident (Form 502). I have consulted the MD State Tax information line but they have not been helpful, only telling me they recommend using the "iFile" on their site but it doesn't answer my questions still. I have tried asking the Turbo Tax community but I haven't had any luck there either. I will briefly describe my situation. I worked in MD until 4/28/09. I moved from MD on 06/03/09 back to WA state. In this time I have unfortunately been unsuccessful for a new job still. After moving to WA state I had zero income except for the following: 1.) 1099-R; $553.45 (Federal Income tax withheld $110.69) was pulled from my 401k Profit Sharing Plan. No state tax for WA was withheld since there is none. 2.) 1099-G; $2025.00 in unemployment paid by the state of Maryland. Again, this is after I moved away from MD. I have run into the following obstacle. 1.) I am asked the following from Turbo Tax; ************************************* Adjustments for Part-Year Residents As a part-year resident, you need to enter two sets of figures. First, total the losses and adjustments to income reported on your federal return that you had in the period you were not a resident of Maryland. Then total the income you reported for the time you were not a resident of Maryland. Non-Maryland Losses and Adjustments: Non-Maryland Income: What value do I enter for the two fields of "Non-Maryland Losses and Adjustments" and "Non-Maryland Income" then? Do my 1099-G and/or 1099-R constitute as Non-Maryland Income? Turbo Tax gives a brief explanation of Non-Maryland Income however I am still uncertain: ***************************************************************************** Adjustments to Income Subtract any of these items if you earned them during your nonresident period: - Wages - Investment income (interest and dividends) - Refunds of state and local income taxes - Pensions - Annuities - IRA distributions - Unemployment compensation - Social security and railroad retirement benefits ***************************************************************************** I appreciate your time and help. If more information is necessary (federal tax amounts) please let me know and I will gladly provide it.

I work at a retirement community center and we offer many programs to keep the members busy like Crafts, Sewing, Wii Sports, Movie Nights, Bingo, Trivia, etc. but we are looking for some new programs to implement into our schedule. Any good ideas?

I'm really stuck here and need some advice... I've been asked to get feedback on a program from representatives of 55+ retirement communities. It's a motivational program which gets people to participate in any kind of fitness activity. I'm not selling anything. Basically, I'm conducting a feasibility study trying find out if the program could work in these communities. In fact, after a community reviews the material, if they want to try the program out, we will give them everything they need FOR FREE. We intend to modify the program based on any and all feedback. The problem is that whenever I talk to anyone to find the names of the right people to show the program to, I'm met with suspicion. They think I'm going to try to sell them something or that it is a scam... which is not the case. I understand WHY this is happening. There are a lot of scams targeting seniors and I'm being lumped into this crowd. How does an honest person get around this? What is the secret? There are usually volunteer members of the home owners' association or board of directors who could give me this feedback. How can I reach them in this environment? Thanks for your advice. No, Lona. The surveying I'm doing NOW and the program I am offering NOW are free. This is a feasibility study to see if there is a market for such a service. Down the road, once we make the modifications to the program... based on input from the communities who help us... there will be a commercial program that will be marketed to OTHER 55+ communities around the nation. The communities that help us will already have the program... again for FREE.

I play piano for a retirement home, but I am part of a music school. I don't get paid, but the people pay to get in, I don't know if their money goes to the retirement home or our music school hosting the event. After the performance, our director sends letter to all of us and i was wondering if I could use that as evidence for community service?

Hello, im a senior of Latino descent and im very nervous about whether or not i have a chance at holy cross. I take a few AP classes and Honors classes and just one CP class and maintain a GPA of around 3.6. Looking at my transcript you can see that I have continuously challenged myself each year. Here is a VERY BRIEF summary of the classes and activities I have participated in: 4 years of all the academic classes (each year taking a slightly tougher courses) 4 years of music (each year progressing into the harder more experienced classes) 2 years of after school music groups 2 years of Volley Ball freshman/Junior Varsity 1 year of soccer freshman 1 year of track 2 years of participating in a Boy Scout related organization 3 years of working at a Retirement Home as a waiter A few hours of community service and I recently just won a grant to go help set up a medical clinic in a rural country for 2 weeks.

I need a good catchy name for a "social hour activity" at a coffee bistro in my work...which is in a retirement community...any good suggestions?

HHH - John Cena - Edge - Chris Jericho - HBK - The Undertaker -

so i FINALLY just started a 2 year school community college. im 24. my "wants": make at least 60k (after Bachelor) within first 3 years of employment and around or over 100k before retirement travel the world not just US use my imagination more discussing thinking than writing analyzing. 1st Q:: considering "wants" is marketing what im looking for or advertising? whats the difference? 2nd Q:: with my current school not offering an advertising A.A.S, i was wondering with all my "wants", and since im so early on in getting an associates degree, should i try for business manage A.A.S or the Marketing A.A.S 3rd Q::which do i have a better chance in getting a good job? 4th Q::wheres the money at? 5th Q::what are some jobs i can get into now to have some good background (part time)? ANY WEBSITES WOULD BE APPRECIATED. THANKS IN ADVANCE FOR TAKING TIME OUT TO HELP ME.

If there was a program which kept folks too old to work from starving to death, would you be willing to contribute to it. or would you rather just let em starve? See, thats all SS was designed to do. Take care of the seniors who had worked hard, fought the wars, paid their taxes, built the country and raised their children to be law abiding, God fearing, contributors to community. A noble and worthy cause. Wealthy folks who do not need the benefits should not collect them...Duh. Eliminate the "cap". FICA taxes are only paid on the first 100k of earnings. It should be 100% of earnings. This would ensure that our old folks would survive their retirement from the workforce. Wouldnt that be nice?

I know i've already posted this question but I didn't get enough responses and I really need some answers. Thanks in advance for your time. So I submitted my applications and I'm just waiting to hear back from the colleges. I'm so scared and nervous so be honest. Some of my friends already got their acceptance letters from UW and I'm just waiting to hear back. University of WA is my #1 choice but I also applied to UC Irvine, UC Davis, and UC San Diego and I really want to go there too. My backup schools are Western Washington U and Washington State U. So a little about me: -Currently a senior in high school -GPA 3.4 -Honor classes include: Hon. Algebra/ Geometry 2, Hon biology, Hon sophomore composition/lit, Hon. Algebra/ Trigonometry 3, Honors algebra/ precalculus 4 -AP Classes: AP World History, AP US History, AP US Government, AP Environmental Science, AP Chinese, AP Psychology, AP Biology, AP Calculus. -I have 300+ hours of community service. (from hospitals, schools, retirement homes, etc.) -Founder and president of psychology club at school for 1 1/2 years. -Joined 4 clubs and been members of the clubs all 4 years of high school. -SAT score: 1790 -SAT Subject Tests scores: Math level 2: 710. Chinese: 740. -Rank:185/413 -Had a job for 2 years (junior-senior) -Asian-American -I live in Washington state. -The high school i attend is top 25 in the nation (if that matters at all) -I think my essays are strong. If you know my chances of getting into the UC schools please tell me also. Thanks so much!!

"I'm Tired" by Robert A. Hall I'll be 63 soon. Except for one semester in college when jobs were scarce, and a six-month period when I was between jobs but job-hunting every day, I've worked hard, since I was 18. Despite some health challenges, I still put in 50-hour weeks, and haven't called in sick for seven or eight years. I make a good salary, but I didn't inherit my job or my income, and I worked to get where I am. Given the economy, there's no retirement in sight, and I'm tired. Very tired. I'm tired of being told that I have to "spread the wealth around" to people who don't have my work ethic. I'm tired of being told the government will take the money I earned, by force if necessary, and give it to people too lazy or stupid to earn it. I'm tired of being told that I have to pay more taxes to "keep people in their homes." Sure, if they lost their jobs or got sick, I'm willing to help. But if they bought McMansions at three times the price of our paid-off, $250,000 condo, on one-third of my salary, then let the left-wing Congress-critters who passed Fannie and Freddie and the Community Reinvestment Act that created the bubble, help them with their own money. I'm tired of being told how bad America is by left-wing millionaires like Michael Moore, George Soros, and Hollywood entertainers who live in luxury because of the opportunities America offers. In thirty years, if they get their way, the United States will have the economy of Zimbabwe, the freedom of the press of China , the crime and violence of Mexico, the tolerance of Iran for Christian people, and the freedom of speech of Venezuela . Won't multiculturalism be beautiful? I'm tired of being told that Islam is a "religion of peace," when every day I can read dozens of stories of Muslim men killing their sisters, wives and daughters for their family "honor"; of Muslims rioting over some slight offense; of Muslims murdering Christians and Jews because they aren't "believers"; of Muslims burning schools for girls; of Muslims stoning teenage rape victims to death for "adultery"; of Muslims mutilating the genitals of little girls, all in the name of Allah, because the Qur'an and Shari'a law tell them to. I believe "a man should be judged by the content of his character, not by the color of his skin.." I'm tired of being told that "race doesn't matter" in the post-racial world of Obama, when it's all that matters in affirmative-action jobs, lower college admission and graduation standards for minorities (harming them the most), government contract set-asides, tolerance for the ghetto culture of violence and fatherless children that hurts minorities more than anyone, and in the appointment of US Senators from Illinois. I think it's very cool that we have a black president and that a black child is doing her homework at the desk where Lincoln wrote the emancipation proclamation. I just wish that it was someone who believes more in freedom and the individual, and less arrogantly of an all-knowing government. I'm tired of a news media that thinks Bush's fundraising and inaugural expenses were obscene, but that think Obama's, at triple the cost, were wonderful; that Bush exercising daily was a waste of presidential time, but Obama exercising is a great example for the public to control weight and stress; that picked over every line of Bush's military records, but never demanded that Kerry release his; that slammed Palin, with two years as governor, for being too inexperienced for VP, but touted Obama with three years as senator as potentially the best president ever. Wonder why people are dropping their subscriptions, or switching to Fox News? Get a clue. I didn't vote for Bush in 2000, but the media and Kerry drove me to his camp in 2004. I'm tired of being told that out of "tolerance for other cultures" we must let Saudi Arabia use our oil money to fund mosques and madrassa Islamic schools to preach hate in America , while no American group is allowed to fund a church, synagogue, or religious school in Saudi Arabia to teach love and tolerance. I'm tired of being told I must lower my living standard to fight global warming, which no one is allowed to debate. My wife and I live in a two-bedroom apartment and carpool together five miles to our jobs. We also own a three-bedroom condo where our daughter and granddaughter live. Our carbon footprint is about 5% of Al Gore's, and if you're greener than Gore, you're green enough. I'm tired of being told that drug addicts have a disease, and I must help support and treat them, and pay for the damage they do. Did a giant germ rush out of a dark alley, grab them, and stuff

I Have A Dream by Floyd Mayweather Jnr I am happy to join with you today in what will go down as the greatest demonstration of arrogance, cowardliness, and incivility in the history of boxing. Not so long ago, I had the opportunity to become the greatest boxer of all time by fighting the current best pound for pound boxer in the world, but squandered it with my travesty of demanding an unprecedented drug test from him. So, I have come here today to dramatize a shameful condition. In a sense you have come to cash a check. When my henchmen drafted the magnificent words on that fight contract, we were signing a promissory note to which every boxing fans was to fall heir. This note was a promise that all fans would be guaranteed the fight of the century. But, it is obvious today that my cohorts and I have defaulted on this promissory note. Instead of honoring this sacred obligation, I have given the boxing fans a bad check, a check which has come back marked "insufficient funds." I must admit, I failed to gather courage sufficient enough to fight the warrior that has engulfed the entire boxing community with his outstanding performance in and out of the ring. It would be fatal for the boxing nation to overlook the urgency of the moment. This frigid winter of the boxing fans' legitimate discontent will not pass until I fight the "The Pac Storm". The whirlwinds of revolt will continue to shake the foundations of boxing until the day I fight the man. I have come to realize that to be great, I have to fight the great. I cannot walk alone. I will not seek to satisfy my thirst for greatness by drinking from the cup of fearfulness and arrogance. Therefore, I say to you today, my friends, in the process of gaining my rightful place in boxing history, I am fighting the #1 Pound for Pound fighter in the world --- myself. In order to conquer that demon with a "0" mark on its head, I am announcing my retirement. I have come to realize that the only brave thing for me to do, is run. So even though I will face the difficulties of today and tomorrow, I still have a dream. It is a dream deeply rooted in our family of crooks. I have a dream that one day boxing will rise up and live out the true meaning of its creed: "We hold these truths to be self-evident: that Money Mayweather is the greatest boxer of all time; greater than Ali or Leonard." I have a dream today. I have a dream that I am whipping that punk ass Manny Pacquiao. This is my hope. This is the faith that I go back to my Las Vegas mansion with. With this faith I will be able to transform the jangling discords of our family into a beautiful symphony of ganghood. With this faith we will be able to work together, to do drugs together, to beat women together, to go to jail together, to stand up for incivility together, knowing that we will be free one day. And for boxing to be once again a great sport, this must become true. And for this to become true, I entreat all americans to support me just as they have supported our brave american troops overseas. And when this happens, we will be able to speed up that day when all boxing fans will be able to join hands and sing Free at last! Free from my obligations to the fans! Free from Pacquiao's wrath! Free from fear! Thank Money almighty, I am free at last!

I receive 26% of his 'disposable' military retirement pay (I think DFAS figures my percentage after SBP and VA waiver ..IF the waiver is not CRDP...CRDP is included in disposable retirement pay see DFAS web site). Because it is part of the divorce decree it doesn't fall under the 'Gift Tax' category, and because the divorce decree clearly states that no payments to me are to be construed as income as classified /defined by IRS, rather those payments fall under the law as equitable distribution of property (Texas). However IRS is required to collect taxes on any Retirement Pension Plan, therefore I have to pay taxes on it FIRST under that law..Right? But if its' not taxable as 'income' to me will I get the money back I have to pay on it? There is a paragraph in my divorce decree that states "NO ALIMONY'..."funds paid under the equitable distribution are NOT ALIMONY. So this is confusing? The IRS said no those funds are not reported as income for you and I have to attach my divorce decree every year to get or to waive any taxes I may pay or be assessed on those funds. And the payee is not allowed to claim it as a deductible type of spousal support or alimony or gift. Does this make sense to any of you?

The employee was making a base salary of $65,000 per year. This employee also makes commission selling life care and apartments in a multi-million dollar retirement community. For every "sale" this employee makes roughly $4000. The community has been sold and the new owner has immediately decided to change the pay structure to commission only. He has asked this employee to sign the new agreement on pay. Is it legal for him to do that if the employee refuses to agree to it? Can she refuse to sign until a lawyer has looked at it? I forgot to add that she has a job acceptance letter that the previous owner signed with pay specified.

I'm so scared because I submitted my application and I'm just waiting for the letter. Some of my friends already got their acceptance letter and I'm just so nervous and scared and I can't stop thinking about it. :( University of WA is my #1 choice but I also applied to UC Irvine, UC Davis, and UC San Diego and I want to go there too. My backup schools are Western Washington U and Washington State U. So a little about me: -Currently a senior in high school -GPA 3.4 -Honor classes include: Hon. Algebra/ Geometry 2, Hon biology, Hon sophomore composition/lit, Hon. Algebra/ Trigonometry 3, Honors algebra/ precalculus 4 -AP Classes: AP World History, AP US History, AP US Government, AP Environmental Science, AP Chinese, AP Psychology, AP Biology, AP Calculus. -I have 300+ hours of community service. (from hospitals, schools, retirement homes, etc.) -Founder and president of psychology club at school for 1 1/2 years. -Joined 4 clubs and been members of the clubs all 4 years of high school. -SAT score: 1790 -SAT Subject Tests scores: Math level 2: 710. Chinese: 740. -Rank:185/413 If you know my chances of getting into the UC schools please tell me also. Thanks so much!!

Im probably not the only one, but on Monday many users in this section called me a Mark because I watched Raw and posted a question saying "Everyone is jumping on the TNA bandwagon" I just found it funny because Ive been watching wrestling for quite sometime and just because I dont like TNA and watched WWE I was being called a mark. Was any other person treated like this? Just wandering and BTW the only good thing about TNA Monday was Strip Poker, the nWo return and Meth Hardy return was already confirmed to happen and everyone acted like it was so unexpected. I dont know about you, but Im not "Crossing The Line" to watch a retirement community and a druggie take up air time. I have alot of respect for Flair and other veteran wrestlers in TNA but the nWo storyline was worn out enough in the late 90s in WCW, and I dont need to see it again.

Okay so I work at an assisted living home (for those of you who don't know its a retirement community). Upon hiring I was drug tested and passed. I've been there for about 3 months now. I hadn't done any drugs throughout my working there. December 26th my friend and I had about 2 bowls shared. Then the next night (the 27th) I smoked another bowl to sleep. I didn't do it anymore after that. We had an unexpected drug test (January 4th) at work yesterday to check if narcotics are in our system because someone stole pills from the residents. I'm 5'4'' tall. I weigh about 108 lbs and I'm 18. Do you think I failed the test? If so would checking for marijuana and narcotics be the same thing? If i got fired what would happen? WOuld i be able to get another job?! I swear i never stole the pills. Please help!!!!!!

Okay so I work at an assisted living home (for those of you who don't know its a retirement community). Upon hiring I was drug tested and passed. I've been there for about 3 months now. I hadn't done any drugs throughout my working there. December 26th my friend and I had about 2 bowls shared. Then the next night (the 27th) I smoked another bowl to sleep. I didn't do it anymore after that. We had an unexpected drug test (January 4th) at work yesterday to check if narcotics are in our system because someone stole pills from the residents. I'm 5'4'' tall. I weigh about 108 lbs and I'm 18. Do you think I failed the test? If so would checking for marijuana and narcotics be the same thing? If i got fired what would happen? WOuld i be able to get another job?! I swear i never stole the pills. Please help!!!!!! if i fail the test from the weed what actions will be taken?

Is it true that for someone to hack into your WIFI, they have to be within range of the router signal? Even if someone did hack your WIFI, what protection does the firewall offer (I have Mcafee). Why I'm asking is, I set up a WIFI connection in a rental property I'm in, and didn't put in a strong password. I'm afraid if I try to change it I'll screw sometihng up. I had a hard time setting the connection up. I'm in a retirement community in Florida, and I'm not worried about any of my old neigbors hacking into my system. And, I doubt if someone's driving around this area searching for WIFI connections. Should I attempt to put in a stronger password based upon this? I'd appreciate any answers/advice. Thanks!