Disability insurance short term

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Comments to date: 219. Page 1 of 22.

latesha daman miami florida	12:30pm on Tuesday, August 24th, 2010
my grandmothers father was a worker for the florida east coast railroad i think he also retired from there and my grandmother is now 90 years old and she keeps telling me that there is money she can get because a friend of the family gets it from her... read more »
Gloria NJ	8:50am on Monday, August 23rd, 2010
I am on short term disability and would like to get a new job. If I do not return to my job that put me on short term disability, but get another, better job while I am out, will I have to return any of the benefits?
Kate Curran NJ	9:05am on Sunday, August 22nd, 2010
I am on short term disability and would like to withdraw some funds from my IRA to pay down a debt. Will I be excluded from a penality at tax time because I am on short term dis?
TRESSIA VINCENT HOUSTON	4:58pm on Friday, August 20th, 2010
well i have sickle cell trait and a knee pain.
linda white VA BEACH VA	11:49am on Wednesday, June 23rd, 2010
I AM GETTING MARRIED TO A NAVY RETIREMENT WHOM I LOVE VERY MUCH. WILL I BE ENTITLE TO HIS MILITARY BENEFIT
Ann Washington	2:17pm on Sunday, May 30th, 2010
My husband just got approved for SSD. If he cashed in his IRA to put on the house would this have any affect oh his SSD
dave ohio	6:03am on Wednesday, May 19th, 2010
can anyone whom retired on fers disability tell me what to expect after retiring,is it hard to survive.
Chad ca	12:49pm on Tuesday, May 4th, 2010
I am in prison for the next 10 years,I have a retirement fund over ten thousand dollars and I would like to recieve it early,what is considered a disability?
Muhammad Mushtaq Ahmed Qureshi pakistan	2:57pm on Saturday, April 24th, 2010
My name is Mushtaq about 50 years old I m physicaly disable with my both legs but can walk with hanger and also on wheelchair I m M.A (International Relation) and LLB from University of Karachi, Pakistan. I can do indoor jobs. I m seeking where can i... read more »
shamila central,trinidad	12:56pm on Friday, March 19th, 2010
can my boyfriend still get social welfare if he marries?

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Open Question: Don't want to go back to work after I have the baby.? (Fri, 03 Sep 2010 01:50:03 GMT)

I am a wife and mother of three children and 31 weeks pregnant with our last (and final) child. My husband and I both work full-time. I am on my husband's insurance so the only thing I pay out is for my short term disability. I plan on working until I'm 38 weeks pregnant. I will get 12 weeks FMLA unpaid, but I can use my STD while I'm on leave. I do not want to go back to my job after I have the baby. I also will have 3 weeks vacation time before I go on leave. My question is when do I have to

Resolved Question: My friend has MS and has just gone on short term disability. It will turn into long term and then at 65 he wil? (Mon, 30 Aug 2010 00:57:12 GMT)

get a pension. Does he pay tax on this money? He didn't have any taken off on his check from the insurance company. He will be looking into it on Monday with the insurance people and the government. He lives in BC Canada. Any insight would be great. Thanks.

Voting Question: I have aflac short term disability insurance and i have been unemployed since the beginning of the year.i will? (Thu, 26 Aug 2010 21:50:38 GMT)

be having neck surgery ,which will unable to work at least three to five months. will i be covered under my existing policy?

Resolved Question: Questions about your decision to be a working mom/SAHM? (Thu, 26 Aug 2010 20:20:57 GMT)

Basically I'm just curious about how you (and your husband/partner) made the decision to be either a working mom or a SAHM. Also, if you're a working mom: Do you have any plans to eventually be a SAHM? Perhaps when you have more children? SAHMs: Do you have any plans to eventually go back to work? Like maybe when you're done having children and they are all in school? For me, going back to work was absolutely necessary. My pregnancy was unplanned and even the 7 weeks of maternity leave I t

Resolved Question: NC Disability types of insurance and financial help? (Wed, 25 Aug 2010 20:25:21 GMT)

My father recently had to go on short term disability in order to have a total hip replacement. Since then he has had another injury from his surgery. He could only get short term disability for 6 months. It has been almost six months and can't go back to work because the dr's have not released him yet. His profession requires him to do a lot of climbing, crawling, etc. so more than likely he wouldn't be able to back. My mother is unemployed. They will not only his disability but also their in

Resolved Question: My grandma is having trouble with her diabetes. Help? (Tue, 24 Aug 2010 06:55:48 GMT)

She is 63 years old, and a type 2 diabetic. For the past day or so, her blood sugar has dipped into the 40's, when it's usually in the 130's. The medicine she's been taking for it is Duetact(100mg), which I think is in the same family as Actos. About 2 weeks ago, she had major abdominal surgery(removing infected hernia mesh) and has been on a slow but steady recovery. The new drugs she's on for that are Vicodin, Xanex, and Clindamycin(an antibiotic) We're trying all the usual things to get h

Voting Question: Not returning to work after giving birth? (Fri, 20 Aug 2010 16:09:42 GMT)

My wife recently gave birth to our first daughter. Originally she had all intentions of returning to work after her birth, but there have been a few complications that have made us change our minds. My question is, can her employer require her to repay the insurance premiums that they paid on her behalf, and what about the short term disability she received, would she be responsible for paying it back? We live in a "right to work" state by the way.

Resolved Question: Why won't my husband use his degree? (I really will pick a best answer)? (Thu, 19 Aug 2010 00:08:10 GMT)

My husband completed his bachelor's degree in history three years ago. Since then, he has done nothing to find a job. He does work, full-time, as a server/assistant manager at a restaurant that he has been employed at since he was senior in high school (going on 8 years ago). He makes decent money at this job, probably more than he would if he used his degree, however, there are no benefits, no guarantee of a specific wage (he works for tips) AND we racked up over $40,000 in debt (college

Resolved Question: I bought long term disability insurance? (Wed, 18 Aug 2010 20:06:02 GMT)

I bought long term disability insurance, I was hurt at work and denied workmans comp. I filed a claim with the short and long term disability. I was approved for state disability, and they paid me back from the time I was hurt. Now the long term disability wants their money back. I also have a law suit against the workers comp insurance. Shouldn't the long term disability only get their money back if I win the workers comp. case?

Resolved Question: Are Short Term Disability Benefits Non-Taxable? (Wed, 18 Aug 2010 01:43:23 GMT)

I was on STD for 3 1/2 months. Before my illness, a small portion of my pay cheque every 2 weeks was paid into STD, as part of the normal deductions (cpp, ei, ect) Will I have to claim what the insurance company paid me when taxes are due?

Resolved Question: I broke my leg and needed surgery now I cannot work. What can I do? (Tue, 17 Aug 2010 20:29:26 GMT)

I broke my leg and had to have surgery. The injury was non work related but they will not pay me S.T.D.? I broke my Front Distal Tibia and my Posterior Malleolous on July 18th. I came out of surgery on August 7th. I was sure that I signed up for a separate insurance plan with my company where I pay out of pocket. In addition, the company has one that starts automatically after 12 months and pays 100% of your salary. I have only been with the company for 10 months. So basically, the day before

Resolved Question: What is the best ER in the NYC area to go to when you don't have health insurance & suffer from depression? (Sat, 14 Aug 2010 12:32:46 GMT)

I had lost my job this past May the day after my Short Term Disablity benefits were exhausted. I lost my psychotherapist, my mental health and chemical dependancy group therapy program, as well as my primary care physician and physical therapist. I have been stalked by the disability insurance carrier my company used, UNUM, to go on Long Term Disability, but I do not feel too comforted when speaking with any of their reps that it would benefit me at all to go on their plan. I did not saving

Resolved Question: Is short/long term disability insurance really necessary for a healthy 40 yr. old man? (Mon, 09 Aug 2010 17:41:53 GMT)

My premiums keep going up on my regular medical insurance and I'm weighing dropping my supplemental insurances. I don't have a family to support or any assets to protect and my rent is super cheap because I'm single& share a house. I also have 80 sick days accumulated at work to cover minor illnesses/injuries to cover paychecks already. Am I making a mistake by canceling disability?

Resolved Question: We are about to lose everything because of an accident. What can we do?!? (Mon, 02 Aug 2010 20:50:22 GMT)

Long story short: Boyfriend was rear-ended on motorcycle over a month ago & was injured (full surface burns & neck/shoulder injuries) HE had no insurance but the guy who hit him does. We filed a claim with that ins. co. and also retained an attorney for a Personal Injury case. MY QUESTION IS - when will the insurance company start paying his lost wages & medicial expenses? I know that an actual "settlement" could take YEARS possibly, but what about in the meantime? Our attorney told us that th

Resolved Question: Single mom on EI sickness benefits - is there more assistance available? (Fri, 30 Jul 2010 16:16:48 GMT)

I am a single mother of 2 children who recently became sick and unable to work at my current job. I've 'never' been without a job, so this is all new to me. Since my employer does not have short term disabilty, I had to go on Unemployment Insurance sickness benefits. The amount i get from them is less than 1/2 of what my regular salary was. I have a mortgage payment, property taxes, hydro, gas, telephone, and other expenses that my now very limited income doesn't cover. I've had to ask 'fa

Resolved Question: I suffered an debilitating medical condition while at work. I carried both short + long term disability.? (Wed, 28 Jul 2010 14:35:46 GMT)

The insurance company has denied my claim. I hired a lawyer he took the case and gave me high hopes and even said I can suit for long term (I was only interested in short term). One year later, he says I don't have a case at all. What now? I've been out of work almost 2 years.

Voting Question: Child medical coverage in Texas? (Wed, 21 Jul 2010 18:00:45 GMT)

I have a child 6 yrs old. Until today, he was under my wife's health plan. She worked for her company for 10yrs, and 6 months ago, she had a work related injury. She has had operations, and steroids shots, to alleviate her extreme pain, but nothing has worked. She has Herniated Disc. I live in Texas. My wife was on short term disability, but now she is under workmen comp. There is an organization "CHIPS INSURANCE'', that is run by the State Govt. They are asking for our income. I get

Resolved Question: If you could take another job earning $25,000-$30,000 more a year, but with no benefits, would you? (Fri, 16 Jul 2010 11:29:36 GMT)

Have a job offer on the table. I currently work with a national company that i have been with for about 6 years. Due to loss of work I am now cut back to 30 hours per week which has really hurt our budget. Have an offer to go to work for another company, but they only pay hourly rate with no beneftis, but state that I can easily work 40 hours per week. The hourly rate is $32-$45 per hour and my current rate of pay is only $26.70 per hour. I dont have to worry about medical benefits as my

Resolved Question: Short term disability? (Thu, 15 Jul 2010 03:59:56 GMT)

I know in 5 months that I will be having surgery, my employer has short term disability insurance for me as one of my benefits. I was wondering how long I have to be off work before it kicks in. I will end up being off work anywhere from 4-8 weeks depending on how I do after surgery.

Resolved Question: What happens with your health insurance while your on maternity leave? (Fri, 02 Jul 2010 17:15:45 GMT)

Since I won't be getting my paycheck while I'm on maternity leave, what will happen with my health insurance? My employer pays most of it, but they still take about $100 a week out of my check for what I have to pay. If I'm not getting a paycheck while I'm on leave, how will my insurance be paid? I have short term disability that I pay into voluntarily every week, so that's what I'll be living off of while I'm out, which isn't really much. How will the insurance get paid?

Resolved Question: Disability Insurance Regulations, or good sources for reading about them? (Sat, 26 Jun 2010 21:40:01 GMT)

My mother has recently been having problems regarding her short term disability insurance, and I am wondering about the regulations on such insurance policies, because for what they are doing to be legal, it makes no sense. Here is the situation. My mother had disability insurance at her old job, which worked her until she had a breakdown and is mentally incapable of working (seriously, totally incapable). So the company pays out her benefits after putting up a bit of a fight, fine. But now s

Voting Question: Can I go to college while collecting Long Term Disability Benefits? (Thu, 24 Jun 2010 19:37:53 GMT)

I'm currently out of work on short-term disability. It will soon turn to long-term disability benefits because I will be exceeding 6 months. This is private disability insurance that I have through my job, NOT government social security. I had failed neck surgery and can not perform my duties anymore. I am a janitor at a hospital and my job requires heavy lifting all the time, and I can not do this anymore. I have my associates degree, but want to go back full-time for my bachelors degree

Voting Question: Help - trying to figure out my short-term disability insurance situation with pregnancy!? (Sun, 20 Jun 2010 04:47:15 GMT)

Sorry if this is complicated: I just became eligible for STD insurance with my company this past month. I am expecting my first child July 15. I know I am eligible for STD after I give birth, but I would like to be able to take two weeks off before I give birth. I don't even care if it's paid -- I just want to know that me taking two weeks off before won't effect my eligibility for STD coverage afterward. I haven't yet asked my doctor for a note excusing me from work, because frankly I fee

Resolved Question: Paying Life Insurance at work? (Sat, 19 Jun 2010 00:37:47 GMT)

I work in a manufacturing company, a union job. As part of the insurance offered by the company I have opt-out due to having other insurance. They started taking money out of my check for Life Insurance , short term disability and accidental death and displacemant. If this is something I did not ask for and don't want, why should I have to pay for them. I have been told this is something that is not reguired by the state or govrnment for my employer to have on employess. How can I find out abo

Resolved Question: Short Term Disablity? (Fri, 18 Jun 2010 20:43:44 GMT)

OK with this whole pre existing stipulation with these insurance companies i'm getting a little nervous. I will need to go on maternity leave in November. I started this job on January 11. Was not eligible to sign up for insurance until March 1. Which I did including short term disability. Meanwhile up until then I was on my husbands ins until 2/28/2010. My issue however is I became pregnant in the month of February before I signed up for the short term disability on 3/1/2010. Will I be denied

Voting Question: Paying for life insurance at work? (Wed, 16 Jun 2010 19:49:50 GMT)

As of last year the company I work for started making the employees pay for part of the life insurance. We have our Choice of taking the company's insurance or not, I don't take it because I have other insurance outside the shop. In return they take money out of my check for life insurance, AD&D, and short term disability Why should I have to pay anything? Yes, but I have had life insurance for many years outside the shop. Why should I pay for theirs if I don't want it?

Resolved Question: can i get disability for 2 months? (Tue, 15 Jun 2010 17:06:13 GMT)

Ok im getting kNee arthroscopy surgery for a tear in the cartilage I probably won't be working for 2 months my job offers no plans nor do I have insurance does the state of California has some type of short term disability program I may qualify for ????

Voting Question: Do I have to pay back short term and health benefits if not returning to work after maternity leave? (Tue, 15 Jun 2010 14:03:52 GMT)

I have been with my current employer for a little over 2-years. I went on maternity leave in April and used 6-weeks of short term disability and then 6-weeks of FMLA. My return date is the end of June, but I'm not planning on returning. I've researched online that I would not have to pay back the short term because that is something I have paid into and earned but have read something about having to owe the premium of my health insurance???

Voting Question: Aflac Policy, Hospitalization benefits during Maternity Labor stay? (Sun, 13 Jun 2010 20:16:46 GMT)

Hi, I currently have Aflac benefits which are short term disability and accident. I do not have the Hospital confinement plan. I honestly thought it was part of the Accident and/or Short Term Disability plans that I already have. Basically, the hospital plan covers you if you end up in the hospital for hours or days and it pays you for your hospitalized time since you are obviously out of work. I pay these plans every pay period and I have been on these plans for years. I recently became preg

Voting Question: I'm going for knee surgery this month and am trying to get on short-term disability.? (Wed, 09 Jun 2010 23:21:33 GMT)

I'm going for knee surgery this month and will be off for 3+ weeks but I don't get any benefits through my work. And the private insurance that I have, doesn't cover it either. I was told by my doctor to try going through CPP or EI, but I'm having a hard time finding any forms.

Resolved Question: how long can a doctor legally hold medical records if you've requested them? (Wed, 09 Jun 2010 20:21:56 GMT)

I have recently been put on a LOA from my job and I am awaiting my STD. The Dr has approved me to be out of work but when it comes to receiving my medical records I am not receiving them. They had given me old records that doesn't support my claim for short term disability and I continue to call and even show up at the office but I am still unsuccessful. I don't know what else to do and it seems as if they are giving me the run around. Anyone w/ suggestion? And aren't they supposed to give me

Voting Question: Is short term disability taxable? (Wed, 09 Jun 2010 07:18:19 GMT)

In Nov. 2007 I fell at home and fractured my hip. My employer at the time had a Disability Policy that I did not pay into. However payments were not received until late January of 2008. I returned to work in Feb. 2008. I also had to file for Family Leave Act in order to save my job. My employer wanted to let me go. The IRS now says that the Disability Payments were reported as taxable on a W-2 by the Insurance Co. I never received any W-2 from them. When did the tax laws change making Company

Resolved Question: Short-Term disability? (Tue, 08 Jun 2010 03:17:01 GMT)

If I'm put on short-term disability, can my employer cancel my health benefits? I haven't been there long enough to qualify for FMLA. also, if they can cancel my insurance and offer me COBRA, is my employer required to cover 65% of the cost?

Resolved Question: Why do they need to know? (Mon, 07 Jun 2010 15:26:35 GMT)

I have worked for a company for over 4 years. I have always payed for short term as well as long term insurance. I have been receiving my short term insurance for 6 months and am now rolling over into my long term. And I just got approved for Social Security Disability Insurance. My long term insurance company says they need to how much I will receive from Social Security Disability Insurance so they will not over pay me why is this?

Resolved Question: Pregnancy and disability insurance? (Fri, 04 Jun 2010 17:09:21 GMT)

Hi, i am currently 7 months pregnant and found out that our short term disability insurance will only give us $800 a month for disability. I asked if I can opt out of our employers short term disability and apply for state disability and I was told no because I have been here for longer than 18 months. Is this allowed and also is there anything else i can do. I live in California.

Resolved Question: what could happen if I cash a check from insurance company for wrong amount? (Tue, 01 Jun 2010 23:50:43 GMT)

I received a short term disability check from the insurance company and it is for A LOT more then it should be. If I cash the check, can I get in trouble even though they sent me the check?

Resolved Question: Short-term Disability Benefits for Pregnancy in New York State? (Tue, 01 Jun 2010 13:24:43 GMT)

I live and work in the state of New York and I am aware that as a NYS resident that I am eligible for short-term disability pay when I leave work to have my baby. What I can't find out is this, I want to take my leave from work at 37 weeks. When am I actually eligible to apply for short-term disability benefits? When I leave work or when the baby is actually born? And does leaving work early affect my eligibility? My pregnancy has been completely healthy. There is no medical reason to leave a

Resolved Question: How easy does AFALC give your money for short-term disability insurance? (Wed, 26 May 2010 01:46:06 GMT)

Do they investigate?

Voting Question: iv'e been on ssi disability for 4 years and i need to go into a 28 day program. is there short term insurance? (Sun, 16 May 2010 23:38:16 GMT)

that will cover me for rent and bills?

Resolved Question: Can an employer do this-----? (Sun, 16 May 2010 11:43:14 GMT)

My friend has been on short disability since the middle of November of 2009. It was for twenty-six weeks. He received a letter in the mail this past Friday telling him his short term ended on Friday. If he still wants a job, he will have to report to work at 7:00a,m. Monday. He has long -term also. But did not fill the paper work in time. The lady in HR told him he can file for long term. But that could take two to three weeks to be completed. He'll have to start with a temp. place to work the

Resolved Question: should i buy disability insurance if hard to afford? short or long term? (Sat, 15 May 2010 18:32:38 GMT)

I am about to sign up for my work benefits and my pay is not good enough. I have to buy health insurance for me and my spouse as well and this eats lots of my income. also chose dental and vision. I am asked to choose or waive DIABILITY BENEFITS. there are two, long and short term. if i take both . it is about $14 every 2 weeks. It looks like good idea to purchase it but after buying health, dental for me and my spouse, I feel like i should no longer buy more stuffs cos we need income. if

Voting Question: How do I afford maternity leave? (Fri, 14 May 2010 17:42:39 GMT)

I am a full time graduate student student and so is my fiance. He works as a lab tech and I work as a daycare teacher. His job is full time but has not benefits and my job is part time with no benefits. We are both still covered by our parents health insurance because we are students. I just found out I am pregnant and will be going on medicaid and will get dropped of my parents because it does not cover things like this in the area I live (we live several hours from both sets of parents).

Resolved Question: Can I be fired after my FMLA runs out and take the full 6 month Short Term Disability? (Mon, 10 May 2010 06:08:55 GMT)

I am currently on Short Term Disability, for severe depression and severe anxiety caused by my job. I was approved for the FMLA however my concern is that if it takes longer than the 12 weeks i'm entitled to, and decide I need to take more time off than could I be fired, or lose my health insurance with my company. And if I'm fired would that be grounds to file for unemployment. I'm not sure that going back to this job is good for me, however with the economy I feel like I have to sacrifice my

Resolved Question: Aflac Short Term Disability, Pregnant and Unemployed? (Mon, 26 Apr 2010 19:56:41 GMT)

I have aflac short term disability insurance and I'm about to have a baby. I became unemployed at 3 months pregnant and have been working on my own on and off from home since then. Can I still get my disability insurance if unemployed and if so, how do I go about it?

Resolved Question: Is there any kind of short-term disability help offered if you have NO INSURANCE? (Thu, 22 Apr 2010 22:07:06 GMT)

If I have recently become disabled and have no insurance is there anything I can do to get financial help? The disability is caused from whiplash and I should be able to work within two-three months (per doctor's recommendation.) Because it's such a short time, SRS or government help is out of the question. Any ideas?

Resolved Question: Will Medicaid and Social Security Disability turn you down if you have lung/brain/bone cancer? (Thu, 22 Apr 2010 15:48:15 GMT)

I know a guy who has lung cancer with mets to the brain and bone and he has no insurance. He's kind of poor (he's not homeless). The cancer in his bones hurts him really bad, and he can hardly walk. He already has had brain surgery, and can talk, but often forgets words and his short term memory is not very good. I ask because the doctors told him the pain in his bones should go away after they start radiation treatment, which he has just started. They also say they will start chemo on th

Resolved Question: Can i ask my doctor to put me on bed rest for the rest of my pregnancy? (Sat, 17 Apr 2010 15:38:15 GMT)

I am 22 weeks pregnant with my first. My job is absolutely doing everything they can to get me to quit. I truely believe that if I was not pregnant they would just fire me but they are concerned about the liability of firing someone that is pregnant. I do not have the option to quit because I would lose all my medical insurance and not get unemployment. I have thought of talking to my boss and letting him know that I know what they are trying to do and I would sign something saying that they w

Voting Question: Does this job seem like it has potential? (Fri, 16 Apr 2010 01:49:28 GMT)

Its through a staffing agency. Starts at 9 or 10 dollars an hour.......they said it goes up fast if your good to like 12. Does it seem like real office work with good potential? Full Time Office work, Monday-Friday 8-5 IMMEDIATE OPENINGS - START WORKING RIGHT AWAY! Are you a professional with a strong work ethic? Are you personable and adaptable? Are you able to multitask and have good time management skills? … Our ideal candidate is a team player with: · Call Center/Customer

Resolved Question: Can you get short term disability insurance if you work less than 30 hours a week? (Thu, 15 Apr 2010 04:16:17 GMT)

I want to get short term disability insurance but I only work 24 hours a week and everyplace I look into requires you to work at least 30 hours a week to be eligible. There is no option at this time for me to pick up extra hours at my job in order to get to 30 hours. Does anyone know of any insurance company who does not require 30 hours of work each week in order to qualify for short term disability coverage? Can you combine hours from 2 separate jobs to reach the 30 hours if needed? Any help

Resolved Question: Is it true-30 Yr old Reagan law pays $5k reward for Disability Ins. Folks engaged in political activism? (Sat, 10 Apr 2010 00:09:27 GMT)

Is it true that Reagan passed a law that pays a $5,000 reward for turning in Social Security Disability Insurance recipients engaged in political activism (other than voting), as they could be working while marching/engaging in political activities? Or preventing them from being subsidized by the U.S. Government to engage in political activities. If that is true would it be possible for Insurance Companies paying individuals short/long term disability when they are able to engage in politica

Disability insurance short term

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