Disability insurance security social

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I was wondering if anyone knew about social security disability? My dad has worked for Hostess Cake for almost 30 years and has recently had back/neck surgery that has prevented him from going back to work. After his surgery, the nerves in his arms haven't fully repaired themselves which leaves him paralyzed in his shoulder area. His job requires him mostly to lift things so he hasn't been able to go back to work, although he hopes to one day. On top of that, he has lower back problems, which is what he originally went to the doctor for in 2008. They postponed the lower back injury's because his neck and spine needed to be fixed first, He is scheduled to get three steroid injections into his spine within the next 2 months to see if this helps relieve pain for him at all, and to avoid another surgery. He was accepted for SS disability in Feb 2010 and now his work has told him that his insurance for him and our whole family will be 320 dollars a week or cancelled. Because he is not working, this is a lot of money to pay every week. Does anyone know of anything that we can do? Thank you so much :) Actually mbrcatz, My dad is still employed and he has always payed for insurance. His job is kept for two years and SS disability doesn't mean that he can't go back to work, it means he must be off for at least a year. and Peg B thank you very much, that is helpful !

The California Worker's Comp case I was involved in was actually both a Worker's Comp AND an Uninsured Employer's Fund case (boss didn't have insurance when I was injured). So, after just shy of three years of BS with the Worker's Comp and Uninsured Employer's Trust departments of the California government, I "capitulated," and signed a Compromise and Release to settle my case. Because it was an Uninsured Employer's Trust case, my case never became an "accepted case" until right before it was settled. That meant I did not receive ANY subsistence pay for THREE YEARS. No retraining possible due to advanced degree and physical status. My attorney left any civil options open-ended, subject to the statute of limitations, I would imagine. My question is - do I have a case for pain and suffering? Or some other civil remedy? What I mean is this: I recently got Social Security Disability, and the Social Security judge, in his ruling, took my *date of disability* back to my *date of injury* (the one that generated the worker's comp/UEF bull, and the one for which my former boss wasn't insured). Wasn't exactly sure why he would do that, unless it was to facilitate my further legal recourse (?) against my former boss. I'm on a bunch of pills everyday so I can function "without pain" (right), and the only good thing I can say about the "settlement" from the State of California''s many Departments and Divisions that became involved is that it is finally OVER. I was treated poorly. And am interested in pursuing it to any further conclusion possible against my former boss. Any input or insight would be gratefully received. Failing that, I'd like the name of a TOTAL PITBULL of an accident attorney in the Sacramento, California area. Thanks. Hmmm....I guess I need to elucidate further, although I attempted to sort of glaze over the harsh reality of it all. Here's the crux of my question: My (former) boss BROKE THE LAW by not having the required worker's comp insurance. And because he broke the law, I was unable to receive much-needed medical attention. I had the County Medical Service Plan (my doctor wouldn't return me to work and I had no $ coming in). I was grateful for what I was given, but that doesn't relieve the pain that I am under constantly, that might have been relieved if I had been afforded the appropriate medical care. In my C & R, where it says no further worker's comp issues would remain for litigation. But my lawyer inserted verbage that EXCLUDED "...L.C. 132a, and any potential civil claims" from the C & R. So I guess I should ring up an attorney. To those of you that were badly treated by "The System," the stats are against usl. Numbers don't lie. I'd still like a TOTAL PITBULL'S number. ;

I am a 21 year old male. I have severe scoliosis and was born with an extra vertebrae in the middle of my spine which has a naturally occurring scar and bump to prove it. I had no idea I had the extra vertebrae or scoliosis till I was 15 and got my first physical and was sent to OHSU (Oregon health and sciences university) to get a shot of radioactive isotopes and then a heat scan of my spine. I have always had back pains from standing, sitting, laying, walking and even just breathing from time to time. It effects my ability to work very much. I have a 1 year old son with my girlfriend from high school who works and does school. I try to get a regular job but they always ask if I can lift or move over 30 pounds easily which is always no.... or they can you stand and/or sit for long periods of time which is also no. I have never had medical insurance so I have no way of seeing a doctor unless I go to the E.R. again and get a $6,000 bill for xrays and shots and pain killers (Which I never take cuz it masks the pain and when it wears off its always worse.. not to mention expensive out of pockets with just my girlfriend working). I have never used the state or government for money help ever, but I am at a loss of how to support my family till we can figure out my spinal deformity and its obtrusive continuous pain. Anyone that knows anything about Social Security Disability and how to determine if I even qualify or what to do please help, your answers will be greatly appreciated.

My friend's mother recently died and she had him as sole beneficiary on a small life insurance policy. He is currently disabled from a bad car accident and unable to work so he receives SSI, SSD&Medicare benefits. Will this one time life insurance payment cause him to lose his benefits? To Brook: I didn't ask how to "defraud the Government"! I simply asked if by being the beneficiary of a life insurance policy he would lose his benefits!! He just found out about this and plans on calling Social Security on Monday, but since he had asked me if I knew whether or not he would lose his benefits and I didn't, I said I'd ask on Yahoo! Answers. You're the one who outlined all kinds of ways to "defraud the Government"!

I pay for my mohter's housing and other living expenses, definitely more than half of her expenses. She is 62 and currently has social security benefits. She also get about $9000 per year from her long term disability insurance she had with her old employer, a goverment agency. Can I claim her as my dependent?

Here is a list of things that Social Security Pays for...(KEY NOTE: People get if they put into it or not; and if they are legal or illegal... 1. Retirement pension...even illegals and those who put no into it. 2. Disability insurance...this includes, students in special education classes and ADHD 3. Survivor insurance...this goes to children 4. Unemployment insurance...many never get off 5. Basic necessities...things such as food, clothing, shelter, education and medical care

I am approximately 100 lbs. overweight. I went on disability a year ago for scoliosis back pain, and wide spread muscle pain fibromyalgia. I have sinse quit smoking, it is one year in March. I have stopped all pain medication. I have gained almost 50lbs since. I have lost my health insurance because I am no longer working due to my disability. I have not yet been approved for social security benefits so I can not have medicare. In my county i can not get medi-cal as I do not have children. HELP PLEASE. I feel I will be a good candadate and it could improve my quality of life, maybe even get me back to work where I can give back to society...

This system has become another welfare system. Was it suppose to be primarily a social insurance program providing social protection, or protection against socially recognized conditions, which includes poverty...don't we have welfare for this...why are we paying for this twice...through income tax and social security... old age..retirement pension disability...again why are we in the insurance business unemployment and others...why should we pay for unemployment to workers who never put anything in 1. Social Insurance...don't put in...don't get anything out...and legally in this country 2. Retirement Pensions...have to put in to get out...and legally in this country 3. Disability Insurance...has to be regulated...ADHD and behavioral and special education students should not be getting checks... 4. Survivor Benefits...they should only get if their husbands put in and legally in this country 5. Unemployment Insurance...should only get...if they have been paying in and legally in this country 6. Basic Necessities...we already have this service...with Welfare

My joint sponsor takes Social Security Disability insurance will this count for the income requirement, which is not means-tested public benefits. Do somebody else has do the same thing? Thank you! Have you ever answer in any question what the people asking?

Interstate Highway System Almost all of our Labor Laws (and All Child Labor laws) The Marshall Plan Environmental Laws Freedom of Information Act Workplace safety laws Social Security The Space Program Securities Act of 1933 & Most banking Regulations The Peace Corps Volunteers in Service to America (VISTA) The Civil rights movement Fight against Nazis, Fascism and Totalitarianism Wilson, FDR ,Truman, Eisenhower, Kennedy. All liberals The Development and Deployment for the Internet (DARPA/HPCA) The Tennessee Valley project Women's right to vote Universal Public Education National Weather Service National Science Foundation/Basic Scientific Research Product Labeling/Truth in Advertising Laws Public Health Service and CDC Morrill Land Grant Act (land for State public Universities) Rural Electrification Public Universities Bank Deposit Insurance Earned Income Tax Credit Family and Medical Leave Act Consumer Product Safety Commission Public Broadcasting Hoover Dam Pell Grants Americans With Disabilities Act State Children's Health Insurance Program (SCHIP) And before you say these were liberal achievments you approve of from the past and that you just don't like TODAY'S Liberalism I'll point out to you that it's the SAME ideology. You conservatives are fighting against us now just like you were in many of the achievments mentioned above. You might want to remember that before you go on another hateful ignorant tirade about how liberalism has never been of any value to our country.

On the Wages & Income Section where I put i my part time W-2, it also asks for my Social Security Disability Income. Then asks what do I pay for my Medicare part B and Part d. So I put in there. Then in the Deductions and Credits section where you enter medical expenses, it says Insurance Premiums (including Medicare) So am I suppose to put that in twice? I don't know why after all these years I have just noticed this. Or maybe it is new. I don't know but it just has me a bit confused. do you think Turbo Tax just knows what to do? I know.....duh! Anyway if anyone could shed some light. And thanks sooo much for the HOH answers! ♥ It is from my 1099-SSA from my disability not a W-2. Medicare Part B & Part D premiums.

I was diagnosed with BP1 about a year and a half ago, but none of the meds are helping.My psychiatrist recommended that I get on ssdi.I have heard how hard it is to get.Can anyone tell me what to expect.I don't know if I shoul get an attorney or what to do.Any advice would be greatly appreciated.

Does anyone work for Mass Health or Neighborhood Health Plan? I seriously need some help! I've been on both insurances for almost two years now, and I just got a letter in the mail from Mass Health stating that I have two insurances and they are cancelling the neighborhood health. I am bipolar, ADHD, I don't work, I collect Social Security Disability. I have all my preauth's for my meds on neighborhood health. Now they are saying they are cancelling it. I need help. I'm gonna call and E Maill them, but I want all kinds of answers. Why would they change me? Nothing changed? I collect the same money. I don't work. I'm still disabled. Why would they take my insurance away? Please help.

My parents told me they have claimed me as a dependent last year at age 24. I am 25 years old now and do not attened school. I am on social security disability income. I have mental disabilities related to a documented brain injury from birth. However I was able to obtain and work two part time jobs last year and made $12,000 aside from having my SSDI benefits. I tried college again for a few months and completed a couple classes then discontinued schooling. I also cover my own medical insurance, vision insurance, medicine and medical needs, hygene products, phone bill and pay them for food and internet $113 a month. I also pay for my own transportation if needed be it a cab for work or for a friend to pick me up. They refuse to accept any rent payments from me. I do my own taxes online with Turbo tax and I will get a large refund from my federal return. I checked the box i can be claimed as a dependent and it went down to $1. That makes me very upset, I have never been able to have a tax return because I have always been claimed by my parents. If anything they should claim my sister who is 15 years old with no job. She doesnt pay for anything and is dependent on them for everything. At least they have a kid they can claim so they should be happy with that. They won't give me a cut if they do claim me, thats sad because I could really use a tax return for things I need. I have been working on trying to re build my credit from years ago and want to put the money towards that to try to better myself financially credit wise. So then I will at least have a chance to get my own place with little or no trouble. So can they still claim me with the infomation I have provided here? If I file before they do and they do claim me then do they have to file an amend x return if I check that I can not be claimed as a dependent and file my return? I was forced to resign and it is considered constructive discharge from my scond job. This year I still have my first job however they are discriminating against me and get less than 10 hours per week. Looking for more work. At least I try to work. Card ron - Even though for last year I made $12,000 more than the $3,000 allowance I read on the IRS website aren't I considered dependent if I have a mental or physical disability that is not temperary lasting? I pay for my own medical and vision costs. Transportation if needed. Some food costs. All they pay for is shelter and food. I pay for everything else on my own. I recieve social security disability because I do have a brain injury that limits life activities frontal lobe damage to be exact. However I am able to still work obviously as I did have two part time jobs last year and I have held my first job for over a year now. Oh and I forgot to mention clothing. When I do go shopping I buy my own clothes with my own money. Unless it is given to me as a gift for special occassions such as a holiday or birthday. How do they prove that they provide more than 50% of my support? How do I prove I support my own transportation, clothing, medical needs, vision, food costs and phone bill? and the fact that I pay them a portion for food and internet out of my money? Do my parents have to know how much I made last year along with social security benefits to prove if they support more than 50% of my support? I would like to keep that infomation confidential as they don't tell me how much their income is. It's only fair.

My friends sister and her husband live with their married daughter.That girl pays the mortgage, utilities and part of food expenses,because the ssd they get is not sufficient for paying their medical insurance and medicines(they are not fully eligible for medicare.) My question is can the daughter apply for some tax credit because she is taking care of disabled person,or any benefits that girl can get.Pl advise,so that the girl gets relieved from part of her burden. The couple are not eligible for ssi because thay have more than 3000$ cash, which comes only after their 60 years

My dad is now 62. But back in 1997 he qualified for SSI but did NOT qualify for Social Security Disability. Now, he is 62 and he was automatically switched from SSI to Social Security Retirement. The problem with this, is that he is not qualified as disable, even though he really is; and therefore does not qualify for Medicad and does not qualify for Medicare bc he was not considered disable in 1997 and he is not 65 yet. What kind of insurance can we get for my dad that will cover his medications and medical expenses? He has Emphozema and COPD from smoking so many years, so we are in desire need to find him some insurance coverage. Just doesn't seem fair that the government would do this to someone and leave them with no coverage. Any ideas on how we can get some help?

My ex-husband and I have a separation agreement that was incorporated into our divorce. It states that we will claim my son on alternating years, however in the event my ex is exempt from filing, that I shall have the right to claim my son. I put this in the agreement because my ex receives social security disability and I knew the likelihood of him being required to file was low, so I tried to protect myself by putting a condition in our agreement. He remarried in 2009. This is his year to claim our son, IF HE IS NOT EXEMPT from filing. He had no income so when he and his new spouse filed taxes, they filed married filing separately and she claimed my son. My ex is not filing a return because he had no income. I am upset by the fact that she claimed my son. I did not release the exemption to her. And since my ex did not file his own return, I feel it is only fair that I claim my son. He spends equal time between us. I do provide greater support for him in that I carry health insurance, etc. I have a higher adjusted gross income than either of them. By reading the IRS rules it appears as though the IRS would rule in my favor. Could someone with some knowledge digest this and let me know if you feel the same way? I could understand if they would have been married filing jointly and had a reason to file. But with them filing separately and her claiming my son, I feel as though she is taking my legal right to the tax benefits of having a child. Thank you for taking the time to read/respond to my questions!

can you collect the long term disability that your employer provides for you from an insurance company at the same time as you collect social security disability, or is that double dipping?

OK further on. I was on disability for a number of years due to on going health issues with my blood and my legs. I am no longer and have not received any benefit payments for over 2 years. I received a letter from Social Security stating that I had "erroneously" received payments from 2003 to 2007. With this they are saying I need to pay it back. The reason I was on disability is that I have been dealing with venal stasis ulcers for more than 25 years. I have had deep venal thrombosis in both legs and experienced a pulmonary embolism, major, in my right lung. Due to the thick blood it causes extreme swelling in my legs. This is ongoing even though I have chosen to return to the work force. My question is this: Can they take legal action, such as the US Marshal's coming in and taking all of our belongings to sell at an auction? This is something they do with the IRS at times. We do not have the money nor do I anticipate a way to get it. The money is gone as it is what we lived on and without the Medicare insurance I would never have received the care I needed in order to be where I am now. My disability was not physically noticeable, unless I wear shorts, so it is not a back injury nor a neck injury or anything else which hampers mobility. I simply can not remain on my feet for extended periods of time, nor can I remain seated either. I must sit with my feet elevated above my heart for at least 15 minutes every hour. Try explaining that to an employer. Any professional legal advice would be appreciated, with case supporting information of rulings. Thank you.

I would like to get information on how is it that some people can get DOUBLE benefits. For example I know a few people that get Social Security Disability Insurance (SSDI), which is based on prior work under Social Security, and Supplemental Security Income (SSI), these payments are made on the basis of financial need. I like to get some information…

Right now my husband and I are living on his income and private disability through my previous job. We are just making it. My disability runs out in July. I have been rejected for social security disability, which is really common for your 1st attempt in Michigan. I have an attorney to appeal, but I found out that it takes 2 years. This means in 6 months our income after tax will be anywhere from $1,500 to $1,800 per month. Our student loans, car payments, insurance, healthcare, tools for husband's job and medication add up to $1150 a month. Our rent is around $700. Once you add our credit card debt, which is $300 a month, we owe $2,150 a month. THIS DOESN'T INCLUDE FOOD, GAS, OR DAILY NECESSITIES! I do not see another option than bankruptcy. Personally,I am most afraid that if we do declare bankruptcy I will lose my wedding ring. It was paid for on one of the credit cards with the highest balance, or I would try to pay that one off right away. I paid $2,700 for it. Anyone had any experiences with this, who can share some of the benefits and drawbacks? Can I declare bankruptcy without effecting my husband? Although, I appreciate money-saving tips, the bottom line is that our bills alone are more than our income, without including groceries, entertainment, etc. Of course there are things we could cut down on, that's why I have only given information as to what we have to pay every month. We are looking for a cheaper place, but $700 includes all utilities. This is a standard rate in our area for 2 people. Public transit is so limited that it is not a realistic option where we live, unfortunately. As far as my health costs. I have written that I am on disability so I don't I really need to explain those. Those are my out of pocket costs after insurance which I included when calculating our net income.

A Disability insurance company charges so much for a policy, lets about 1300 a year. Now lets say someone pays into this policy for about 15 years. Now this person becomes disabled, and despite many doctors saying she is disabled, the company refuses to pay out the policy, only doing so under legal action. Now they give this person a lawyer and sue social security for current and past benefits. These past benefits come in a lump sum that is paid to the insured person, who has to pay taxes on it, yet the insurance company demands every sent of that money be paid to them. I have read that insurance law mandates that only so much money can be made when paying out a policy. Actually receiving the benefits in this case would cost the person several thousand in taxes, that they no longer have the money to pay with. I have read about unfair contract law, is this covered? Does this violate insurance law? What are the rights of this person? And who the hell to I contact to get it brought to public knowledge (like the news) that insurance companies can receive checks of 30k directly from the government, and never lose a single penny, even in their worst case scenario??

My dad has not worked since 1997 and was drawing SSI until November 2009. In December, they automatically put him on Social Security Retirement, resulting in him losing all of his Medicad benefits, bc he hasn't worked in 10years. Since my dad in only 62, he does not yet qualify for Medicare until age 65 and we need some help finding some insurance coverage. He has Emphozema and COPD and needs coverage for medication, Oxygen, Doctor Visits and Emergency Hospital visits. We are in very desperate need of coverage for him. Can anyone please give me some ideas on where we could get him some coverage at? Additional Details He did not qualify for disability at his initial hearing back in 1997. Even though he is physcially disable, he is not considered disabled by the courts.

Do you think it's fair for taxpayers to have to pay for people's social security and disability benefits when these people haven't taken care of themselves? If the only reason they're disabled is because they're obese, have really bad arthritis, have had a stroke, etc...and are no long physically able to work?

My husband has had diabetes since he was very young. He has been layed off work for over a year now and I am also unemployed. Our only income are his unemployment checks. He has no insurance and we cannot regularly afford insulin (he needs 2 vials a month), test strips, syringes or doctors visits and his health is rapidly deteriorating. We applyed for medi-cal but they said he makes too much on unemployment and gave us a share of cost. He is constantly looking for a job but the only ones he can get call backs for dont pay more than unemployment and wont pay the bills, he is getting sicker. My question is, will my husband qualify for Social Security Disability or Social Security Insurance based on his type 1 diabetes? And if a person does qualify, does SSD or SSI cover medical needs? We are young and invision so much better for ourselves than a life on social security but we have to do something to make it through this rough economy and lack of health care.

The following personnel information about the Marshal Fire Department for the fiscal year that begins January 1, 200X, is to be used. Employee Grade__Number in Grade__Salary______ Chief------------------------- 1--------------- $105,000 Shift Commander-------- 3----------------- 70,000 Firefighter 1--------------- 12--------------- 39,000 Firefighter 2--------------- 26--------------- 30,000 Clerical (part-time)------- 3--------------- 15,000 The city is part of the federal Social Security system. For 200X, the city and the employee each pay Social Security payroll taxes of 6.2 percent of all salary paid up to $90,000 per employee to finance federal retirement and disability insurance and 1.45 percent of all salary paid to finance Medicare. The city pays a portion of the cost of health insurance for each full-time employee, an amount equal to $180 per month. Employees on the payroll after June 30, 200X, regardless of hiring date, are part of a new pension system financed by a city payment of 20 percent of the employee’s salary and employee payment of 5 percent of the employee’s salary on pay received after that date. Payments up to that date were made by state appropriations from state tobacco tax revenue. Full-time employees received an allowance for uniforms of $750 per year. Estimate the city’s full cost of the fire department labor during 200X fiscal year, assuming no change in staffing. Separate that cost into salary and fringe benefit components.

I applied for SSI in 2006 shortly after I was given an extension on my unemployment insurance, I asked the girl if I could collect if I already applied for SSI. She aked if I was receiving a disability check and I told her no that they turned me down and I appealed it. She told me that it was ok to receive unemployment until the Social Security dept reconized my disability because until they did I am not really considered disabled. Well they finally after two and a half years awarded me the SSI but the back pay overlaps the unemployment by two months. Now I am concerned because I don't want to be charged with fraud for collecting both. I haven't collected unemployment for about six months now. At the time I did however I was working four hours a week so technically when I said I could work I was working. Now they want information as to what money I have had coming in since the SSI awarded date. David M if you are out there please respond

To explain: I don't get social security, what I have is through the state (I'm in Washington state). It's called GAX. They provide me with $200 a month and medical insurance. What I'm wondering is, do I file taxes this year? This is the first year I haven't worked at all, so I'm a little confused as to what to do. I see lots of sites about what to do if you have social security or veteran's benefits and so forth, but I'm not on those. My father is pushing me to find out about filing because this is the first year I would be eligible for the Earned Income Credit, being over 25 now. However, I don't really believe I've earned anything this year. I'd appreciate any help I could get. Thank you in advance! Thank you Mathew! I kind of thought that was correct, but since they sent me a thing today about the EIC with my insurance coupon, I thought I'd ask.

Thank you for taking the time to read… I used to get my acid reflux medication mailed to me from Pfizer. All the while I'd been trying to get medical disability thru social security. Just last year, after many appeals and with help from a disability attorney, social security finally approved me. But when it came time to renew my script for Protonix, I was told by the CVS pharmacist that my new insurance instructed me to take over the counter meds. The whole point of me being on Protonix is because over the counter meds are ineffective. I explained this to the pharmacist it CVS and later called Springfield Illinois and talked to someone from HFS, Department of Healthcare and Family Services and was told the same thing. Now here's where it gets interesting... Since I no longer receive benefits from Pfizer, I'm wondering if I can still get meds mailed to me from Pfizer since social security continues to deny me of my much needed prescription meds. It is imperative that I continue taking the meds because I feel miserable otherwise. Thanks so much for reading. Thanks a million, Az R. I've tried just about everything to no avail. Will definitely follow your information. Thanks a bunch!

If someone has mental conditions that aren't covered by social security or similar disability help plans and they don't have health insurance and they are poor... would their only options be credit card debt or no medicine at all? Or is there a health care/disability help for every mental condition? to the first person who replied: your answer is not always. ie some people have to suffer right now

I worked for The Hartford Insurance company when I became totally impaired. Although I signed a Authorization form for them to communicate with Social Security, they now indicate I have been overpaid $40,000 and must repay it. I believe at least 1/2 of the liability is theirs as the dropped the ball by letting my claim sit for 2 years and then suddenly writing that I owe them this large sum of money. I live on a fixed income as they have already, without notice, lowered my payment by $1000. Now I need to appeal so they do not cease monthly payments to me altogether. I am able to write an appeal but would like some pointers and assistance perhaps by an advocate for the disabled or a company that assists a person with this type of situation by intervening on the behalf of the claimant with the insurance company. Any ideas or referrals? Thanks for your help.

My brother lives in an older home that he inherited and owns outright. It has 2 extra bedrooms. He is struggling to make ends meet on his benefits, and would like to rent out the extra rooms. If he reduces his actual cost of living by accepting rent and shared utility funds, would SS reduce his benefits? (The rental income would be below maximum allowable earnings, so we are not concerned on that point). Thank you, it's a nice thought, but everything he does is monitored. This is the reason I'm asking here before going to SS. Thanks folks, I really appreciate your answers, but the question is not about the income. It's below the allowable limit and will not be an issue. We are not concerned about this. The question is about whether his SSDI will change based on the change in his actual monthly cost of living, due to the change in living arrangements. His living expenses will decrease - will this cause his benefits to decrease?

I am a 47 year old man who was in a bad car accident in December 2004. I was injured pretty badly. I had 19 fractures in both legs, a crushed patella, a broken right forearm..and last but not least, was left with Vocal Cord Paralysis. In June of 2005, I was found to be disabled by Social Security due to the extent of my injuries. On November 27, 2009, I received a letter from the same Social Security Disability people who found me disabled..letting me know that I was able to go back to work now. Granted, my legs had healed..but the 5 plates and 62 pins holding them together are still in there. As a 47 year old, I walk around like a 90 year old. I have two children whom I can't run and play with anymore. Along with the fractures..as anyone who has had injuries like these can agree...the pain of the osteoarthritis that comes later is unbearable. I have to take heavy pain meds to overcome the pain. The pain medicine makes it possible to get out of the bed in the morning. I forgot to talk about the vocal cord paralysis. This lovely injury keeps me from doing alot. I can't do anything to get me exerted..for fear of suffocating where I stand due to not being able to get enough air to my lungs. I can't be around anything that is dusty, smoky or anything that could irritate my ">3mm" opening I have to breathe through. But...Social Security says I can work. Believe me, I want to work..I had to see a frikkin Psychiatrist because of the anxiety I experienced because of not being able to work. The main reason I'm telling you all of this..is because this is what every insurance company I'm going to apply for is going to see. So what chance do I have getting insured without losing everything I have built for my family and I. I know my injuries are probably nothing to some of you out there..and I'm not trying to compare my injuries to yours..I'm just asking to see if anyone who might be in a similar situation can point me in the right direction of finding insurance for people with pre-existing conditions. I am from Ohio..so I guess I would be looking for an Insurance company in Ohio.

If both couple receiving SSD. Dose this entitlement both of them in receiving dependents insurance of 50% each. Example.... If husband is receiving $1,000 and can receive $ 500 due to he is married and also can the wife claim 50% from her spouse extra. Or dose the 50% dependents entitlement is only given to children.

I'm on the waiting list for receiving section 8. *what do I receive when I am able to rent a home? I searched craigslist.com, I found that 1 bedroom apartments range from $725.00-$900.00 a month I am on social security disability insurance and supplemental security income, which total $825.00 a month. *If the landlord has proof of my income and verification I'm officially on section 8, will the main monthly rent(that ranges from $750.00-$900.00) be lowered to fit my $825.00 a month? Thank you. Happy Holidays.

I have been on Social Security for many years and have on occasion received certification letters in the mail. I am now being sent the same paperwork, should there be concern for this? I am afraid of losing my benefits as my husband is currently unemployed and we are barely making it on my small disability benefits. Thanks for your help.

I'm disabled, and living with my mother at the moment. Living with my mom is very stressful now. All the section 8 programs have been shut down, due to no funding. Also, I reside in San Diego, California. I receive SSI(supplemental security income) I receive SSDI(social security disability insurance) SSI=$200.00 SSDI= $625.00 Monthly Total=$825.00 Yearly Total= $9,900.00 With this income, can I afford a one bedroom apartment? What range in price of a one bedroom apartment, can I afford? Will they need to preform a credit check also? What documentation do I bring or need to show my income?, (as the checks are from the government, they have no stubs) Can I take detailed pictures of my checks, to show them? Detailed answers to my questions, and extra added information will be VERY much appreciated. Thank you. Happy Holidays :-)

I'm disabled, and living with my mother at the moment. Living with my mom is very stressful now. All the section 8 programs have been shut down, due to no funding. Also, I reside in San Diego, California. I receive SSI(supplemental security income) I receive SSDI(social security disability insurance) SSI=$200.00 SSDI= $625.00 Monthly Total=$825.00 Yearly Total= $9,900.00 With this income, can I afford a one bedroom apartment? What range in price of a one bedroom apartment, can I afford? Will they need to preform a credit check also? What documentation do I bring or need to show my income?, (as the checks are from the government, they have no stubs) Can I take detailed pictures of my checks, to show them? Detailed answers to my questions, and extra added information will be VERY much appreciated. Thank you. Happy Holidays :-)

I understand that Washington State impose no income tax on its residents. I am disabled, and currently living on a Social Security Disability Income (SSDI), AND on a private disability insurance benefits. I would like to know, if my income, especially my private disability insurance benefits be taxed if I move to Washington State to live??? I'd appreciate any response.

I was in a car accident (not my fault) on 12/05/08, since that time I have received a monthly amount through my no fault insurance. During this time I have gone to many IMEs. I also filed for Social Security Disability because of back injury I can not work at this time and was approved. Friends of mine tell me since I received retro pay since June from Social Security that I have to pay my insurance company back, is this true?

I was wondering If I got supplemental security insurance while waiting on social security disability will i still get back pay for my ssd?

I understand I don't have to pay federal tax, but I am wondering about Social Security and Medicare. Do I have to pay those taxes. As I mentioned, my disability insurance is paid "after tax" and covers 60% of my salary.

My mom goes to chemotherapy every Thursday which usually averages $4,000/week. She's going through her 5th diagnoses of metastatic breast cancer. Her employer just signed a new insurance plan with a $500 deductible and 80/20 thereafter (she had no deductibles before). Who can seriously afford that?? It would be $500 regardless and then $800/week every week just for chemo, not to mention her every 3 month blood work and yearly bone scans, MRIs and CTs. Would they refuse to treat her if she doesn't pay the deductibles? Any suggestions or advice would be appreciated! P.S.----> We've already tried to convince her to get on Social Security disability and she refuses. She's too stubborn and proud to not work full time.

I am disabled with bipolar disorder and see my doctor only 4 times a year. I have a separate prescription drug insurance plan with blue cross. I live on Social Security Disability, and have for many years. Queston: If I cancel my Medicare for one year to save money during these terrible recession times how much will I save? Can I re-enroll? What will the penalty be? Thank you.

This is not a denial from Social Security, it is from my personal insurance company. Any links or advice would be greatly appreciated. Thanks so much!

My 13 years old daughter has Autism. Does she qualify for SSI or a disability check from Social Security? My husband makes $902 a week but brings home $663 after taxes and insurance is taken out. I own one car worth about $700 blue book. We don't own our house or any land. No other kind of income. Our bills are the basic...rent, utilities etc.

Will SSI consider the payout income and then deduct the ammount from what they would normally pay out?

Hi guys! well i never thought this could hapen to me but it did!! someone stole my identity i found out because i recently had a healthy beutiful baby boy and i went on maternity leave, i applied for temp disability and took like 1.5 months to get a response. When i opend the letter it said that my claim had been denied and to call to see why, this was on a fri sence i had been off from for 2 months i couldnt afford to not go to work i needed money fast! so on monday i called and left a VM. Yesterday my employer talked to me and sence i have been with the company for a year and have been doing a good job they offered me a raise and health insurance. He did the paper work on tue for my health inssurance. Back to the point i just got a call back from the edd office and they said someone else had applied for disability earlier this year and thsta why my claim was denied im so upset! ugh! i called the social security offices to receive a paper stating that this is my ssn and i filed a police report. My question is would this damage my health inssurance thru my work? can 2 people be using one social? also im palnnin on requesting a new ssn but how long will this take? another question if i get a new ssn would this affect my credit score? i dont have any credit but i started to build so i just want to know. thanx in advance!!

My husband had a back pain that progressively got worse and he had to skip work. After exhausting his sick days, and waiting for his MRI appointment to get done, he got fired. We both thought it was unfair. He was working there for a little less than a year so he couldn't get a medical leave. He was paying for his medical insurance so he could get taken care of at a time like this! But no, apparently that's not how America works. You get sick, you lose your job, and your medical insurance. So what was it for then? Now we are backed up in medical bills, ER bills and debts that are impossible to pay for. He isn't fully disabled and couldn't qualify for social security disability benefits. His diagnosis is pending and doctors couldn't figure out what's wrong with his back. Every specialist had a different diagnosis. BTW, he was hurt in the military and he didn't get his VA approved until much later. The back pain was determined to be a complication years after the surgery. The VA won't fix him and plan to put him on pain meds forever. He is only 27. If he wasn't a war veteran, we wouldn't have the VA, and we would've been totally out of luck. What's medical insurance for? Ellie: True but it also depends on the work laws in the state. NV can fire its employees regardless of reason and the employer isn't liable. I'll look into Tricare, and we're pushing to get a lawyer to take care of the case when we can afford it. Thanks! By the way, there was no diagnosis yet at the time so he couldn't tell his employer that he can't get fired for being sick. Even with disability, the doctor has to specify his disability. In this case, there was none and no doctor is just going to say "he's disabled and in pain but we don't know why". A year after he lost his job, we are still in the dark about his diagnosis. That's how vague things got.