Comments to date: 11. Page 1 of 2.
olamiboye Location unknown | 3:36am on Saturday, April 25th, 2009 |
how does credit card insurance cover works?
i want to know about insurance cover for credits cards
thanks guys for the ans. i am an insurance mkter/sales personnel. A bank hs approached me to come up with an insurace product that will cover their cr... read more » |
RiSiE H0TT STUFF[[LMA0 Location unknown | 4:03pm on Wednesday, March 4th, 2009 |
What are the affordable housing qualifications?
What are the qualifications and is it like a program or something that a person sign up for? Is it similar to section 8? If it is stated that an apartment complex is an affordable housing complex exact... read more » |
theworldissoaweso Location unknown | 12:41am on Wednesday, December 10th, 2008 |
s there any kind of insurance on credit card/bank account if your money was stolen or lost by illegal activity?
To pay for the charges or any lost money.
Best answer:
Credit insurance is a type of coverage designed to pay off the minimum monthly ... read more » |
QUIC Location unknown | 4:15pm on Thursday, December 4th, 2008 |
Should I try to refinance my car?
I bought a car and have a very high interest rate. I have excellent credit but was stuck with this rate because I had to go through the dealership. My question is the car is worth about $13k but I owe 18k at the int... read more » |
Too Sil Location unknown | 8:05pm on Monday, January 28th, 2008 |
Do you need a lawyer to file Chapter 7 bankruptcy?
Also -- can they take your car if thats your only means of transportation to and from work? I don't owe anything on the car -- its the only thing I own really, and isn't worth much.
I l... read more » |
hbuckmeist Location unknown | 8:24pm on Monday, October 8th, 2007 |
How can I clean up my credit report without consulting a credit councel?
Yeah lake, that would be the sensible thing. Thanks for the input. LOL. I have the credit report just want to know how to clean it up. There are things on there that are p... read more » |
kilameri Location unknown | 7:19am on Monday, August 20th, 2007 |
Can illness under funeral expense cover be written by a company with a non-life license?
If a company deals with non-life business, can it write a funeral expense policy?
Can child education policies and credit policies be underwriten by non-life ... read more » |
chuck Location unknown | 1:56pm on Sunday, June 3rd, 2007 |
What tips and tricks can you use to get the best deal when buying a new car?
And knowing the sales person is niether a tip nor a trick.
Best answer:
I think the following government guide is great.
Good luck!
Buying A New Car
A new car is... read more » |
Shei Location unknown | 8:01pm on Monday, March 12th, 2007 |
How can I find out if I am the beneficary of an insurance policy?
MY mother passed away in February 2006 and I cannot find the insurance policies to determine if my brother and I are beneficiaries.
Best answer:
I'm so sorry for your loss. Wh... read more » |
Graeme Location unknown | 2:43pm on Saturday, January 20th, 2007 |
How much does it cost to open a restaraunt?
i want to open a small restarunt, and I am curious to know what type of start up costs are usually associated.
I want to open a small restaraunt, not within a hotel. The restaraunt would be the size of sa... read more » |
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Voting Question: I need financial assistant, where do I start?
(Mon, 06 Sep 2010 21:14:53 GMT)
I am average Joe Schmo. I rent an apartment, and am recently, unemployed, I have a care payment and about 3,000 in credit card dept. Although I do not collect disability insurance I am considered disabled with two health conditions. I do not want to be come homeless but I do not know what to do. I look up on the internet under financial help and I find assist for business owners. I am just one person who is struggling just to survive. I am not a drug used or alcohol user. I am a simpl
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Voting Question: Public Records Judgement (eviction) & Civil code 1786.18(A)(4). Someone help please!!?
(Mon, 06 Sep 2010 10:28:52 GMT)
The hubbs was injured at work in May of 2008. He was put on disability due in July of 2008. We maintained our rent of $1280 monthly and all costs of living with his disability income. In November of 2009 he was released off disability and all disability insurance stopped. At the time I was a stay at home mom for my younger one so our sole income was the disability insurance.
Due to the fact that he was released suddenly from disability and neither one of us having employment or income, recei
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Voting Question: Public Judgements (eviction) and Civil Code 1786.18(A)(4). What does that really meant?
(Mon, 06 Sep 2010 10:14:53 GMT)
The hubbs was injured at work in May of 2008. He was put on disability due in July of 2008. We maintained our rent of $1280 monthly and all costs of living with his disability income. In November of 2009 he was released off disability and all disability insurance stopped. At the time I was a stay at home mom for my younger one so our sole income was the disability insurance.
Due to the fact that he was released suddenly from disability and neither one of us having employment or income, recei
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Resolved Question: SS Disability: denied 12 years ago, worked 10 years, now in bad shape?
(Sat, 04 Sep 2010 11:53:06 GMT)
This is long, but I really need help.
After a car accident 12 years ago I was denied SS Disability. (2 ruptured discs etc.) I did not pursue the SSDI. I worked through the pain, worked for the last 10 years (always in pain, but functioning) going from machinist to truck driver to dispatcher. My back pain was slowly getting worse. My last two jobs closed their doors (Michigan economy) and I collected unemployment and went to school to become a certified Pharmacy tech. (done with classes, just
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Resolved Question: When you were well, and employed, did you ever cut up credit cards,?
(Sun, 15 Aug 2010 22:40:15 GMT)
so you would not use them, leave them at home when you had them, call that number, and say do not me credit offers, more than once?.
Did they keep sending you blank checks which you could just sign and cash.
Did you keep getting credit card offers? Did have work done of
necessity , household repairs, etc., and get over charged you by thousands.?
I think I have accounted for about $8000 so far. Their friends are sitting here, ones who benefitted from my enemies benevolence in the past.
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Resolved Question: i just feel sooo overwhelmed?
(Sun, 08 Aug 2010 14:15:26 GMT)
i just need to rant:
I am on disability from a car wreck and have been getting surgeries and injections and pills for 3 years now. my disability case is try to terminate me now and idk if im capable of working. i managed to get a degree in this time but the field is so saturated i dont think i can get work.
my credit score used to be amazing but now from all the medical bills going to delinquent they all posted to my report and dropped me 100 points. now when i do go back to work i cant get
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Resolved Question: Is there such thing as a type of social worker who can help a person navigate through solving a crisis?
(Mon, 19 Jul 2010 20:29:30 GMT)
Our neighbor, a single parent with 2 kids, was self employed but is now permanently disabled so can no longer work at all. She just lost her house to foreclosure (predatory lender scam), her car to repossession, her family medical insurance coverage and her utilities are going to be cut off soon. They have to be moved out in the next few weeks and can't afford to move anywhere. She's ineligible for unemployment benefits (California) because she was self-employed, and can't afford to go to t
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Resolved Question: Is it dangerous to work at a gas station?
(Sat, 17 Jul 2010 23:03:51 GMT)
Im a boy and I'm seventeen years old (im using my sisters acct)
the summary says you have to be 16+ years old
but on the news there are always these stories like hold ups and burglaries
this is what the site says:
Holiday offers opportunities for advancement, competitive wages and an excellent benefits program. Some of those benefits include:
•Discount on Gas and Merchandise
•Flexible Schedules
•Medical/Dental/ST & LT Disability & Life Insurance (FT employees only)
•Flexible Spending Accoun
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Resolved Question: What's the point in waking up?
(Sun, 11 Jul 2010 14:51:26 GMT)
I am a 23 year old male. I live with my parents. I was laid off in march and have no job. I have no girlfriend. I cannot afford to go to college because I am a white middle class male and therefore am not eligible for any grants or government loans. I have no health insurance. I haven't left my house in 2 months because I have no where to go and no money to spend.
I was diagnosed with a right sided ear disease when I was 15. It causes severe, violent, random attacks of vertigo and hearing los
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Resolved Question: Why do Conservatives insist that Obama has done nothing positive?
(Wed, 07 Jul 2010 19:05:45 GMT)
He has:
-Created an Advanced Manufacturing Fund to invest in peer-reviewed manufacturing processes
-Increased minority access to capital
-Required economic justification for tax changes
-Changed standards for determining broadband access
-Established a credit card bill of rights
-Expanded loan programs for small businesses
-Extended and indexed the 2007 Alternative Minimum Tax patch
-Closed the "doughnut hole" in Medicare prescription drug plan
-Expanded the Senior Corps volunteer program
-Re
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Resolved Question: Accept Settlement Offer for debt Is there another option?
(Mon, 05 Jul 2010 22:32:45 GMT)
I went to court over credit card debt. Because I was not served properly the case was delayed until I get served. I got a letter offering me a settlement from an attorney to say that the amount would be paid in full. The amount went from 4,000 which included late fees down to 1400, as a settlement offer. I asked to pay 1,000, because the rest I had to have to survived on considering I was only making about $8.00 an hour full time ( worked half that amount this year). The attorney on the lett
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Resolved Question: why my disability insurance does not show on tax transcript?
(Sun, 20 Jun 2010 02:11:59 GMT)
I received DI payments last year 2009 but I have not file the 09 tax return. When the loan underwriter order the 09 tax transcript, only the normal income before my temporary unemployed period shows, not the DI. My question is when will the tax transcript show that DI income? I need that to show to have my income qualified for the loan. Do I have to file the tax return to get it shown on the transcript? FYI, underwriter will need the 4506 tax transcript to approve the file, absolutely wil
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Voting Question: i dont qualify fo medicaid?
(Sun, 23 May 2010 13:11:56 GMT)
i was recently cut off SSI cause my father just passsed away and because i am disabled since childbirth i am eligible for his SSID(2 different incomes) unfortunitly i will be cut off medicaid as well my disability or my situation hasnt changed(just my income and only by slightly
) im not able to work so im not able to get any medical covarage im not eligible for medicare either(im too young and i dont have enough credits) so right now i have no coverage i take meds on a daily bases and i go t
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Resolved Question: i have moderate Cerebral Palsy, and am car shopping, any advice?
(Wed, 12 May 2010 03:45:25 GMT)
hI i have moderate CP and use crutches, I am a college student who currently collects ssi and ssd totaling around 600 a month, i also dont have a license and am waiting for the connecticut dmv to schedule observational driving to see if i need adaptions in a car, which i dont think i will besides a knob to help turn the wheel tighter because i have trouble extending my left arm fully. but i have a few questions about car shopping/driving
1 my doctor recommend a restricted drivers license?, w
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Resolved Question: is there a difference between bankruptcy and medical bankruptcy?
(Mon, 03 May 2010 18:14:12 GMT)
i have no insurance and have recently gone through a hard time with crippling anxiety. I had no choice but to go to the psyche ward twice. i currently owe 18,000 dollars. i just turned 23. i know there is no way i will be able to pay this and honestly i dont wanna even try. im still kind of sick and cant work that much. what would you do? should i: follow through with the disability claim, and quit my job completely, which you must do.(im only currently working once a month to remain an employ
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Resolved Question: Is HSA health insurance plan best for my situation?
(Tue, 27 Apr 2010 17:05:27 GMT)
I'm a 43-year-old very healthy woman who doesn't smoke. My children are on Oregon Health plan and my husband has several health problems and is on permanent disability and medicare. So..I don't qualify for Oregon health plan and we cannot afford most health insurance plans.
So....I was thinking an HSA might be good for me since I have no health issues.
To clarify, I am not interested in adding my children or husband to this. Just for myself...as they are already covered just fine.
Wond
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Voting Question: financial help with medical costs?
(Thu, 08 Apr 2010 14:35:19 GMT)
My daughter was burned in an accident that left her with serious problems and multiple operations. She just lost her medical insurance and was turned down for Disability because she did not have enough work credits. Her husband makes just a little too much for SSI. She is going to go through major surgery next month to resection her windpipe. She is unable to speak and has a tracheotomy. Her drug costs alone amount to more than $800 per month. Is there any help for someone in this predicament?
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Resolved Question: how do you think flexible benefit packages would affect an employee's preference between higher wages and more?
(Tue, 06 Apr 2010 23:26:25 GMT)
Increasingly, employees are being allowed to choose benefit packages from a menu of items. For instance, workers may be given a package of benefits that includes basic and optional items. Basics might include modest medical coverage, life insurance equal to a year's salary, vacation time based on length of service, and some retirement pay. But then employees can use credits to choose among such additional benefits as full medical coverage, dental and eye care, more vacation time, additional di
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Resolved Question: Unsecured Credit Card Debt Insurance?
(Mon, 05 Apr 2010 01:51:22 GMT)
Is there a company out there that insures unsecured credit card debt for banks that issue credit cards, or does the bank issuing the credit card take on the whole debt, eventually write-off the unpaid balance, then sell the unpaid debt to a collection agency? I’m not talking about some type of insurance a consumer can buy in case of unemployment, disability or death. This would be insurance that the bank has in place. I'm guessing there’s no such insurance since banks are carrying large am
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Resolved Question: I want to join the U.S. Navy Baccalaureate Degree Completion Program (BDCP). But I have issues.... Please read?
(Fri, 02 Apr 2010 22:36:30 GMT)
I have really bad credit history (because I used it to support myself and my mother), I haven't worked in a few years, and have not had enough money to make a payment plan/agreement. Also, I've been getting SSI (Social Security Insurance) and SSD (Social Security Disability) because of major depression, and other things. Well, since the end of last year I came off the medicine, and since then been getting my life back. I don't go to therapy (since last year) no more, and I've been doing great.
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Resolved Question: Should I ask him to sign an agreement?
(Wed, 24 Mar 2010 18:14:10 GMT)
My boyfriend & I have been together for 6 years. Lived together for 3 years. We lived in crappy apartments for 2 & a half years. We had been saving our money like crazy to be able to afford a house. We weren't 100% ready but the night our landlord or the police did nothing about the druggie losers upstairs bought a gun to our front door we knew it was time to get out & get out fast. We called a realtor the next day not expecting to find anything. But we found a 2004 house that was up for sale.
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Resolved Question: What should my next step be? Ask him or not?
(Wed, 24 Mar 2010 13:11:55 GMT)
My boyfriend & I have been together for 6 years. Lived together for 3 years. We lived in crappy apartments for 2 & a half years. We had been saving our money like crazy to be able to afford a house. We weren't 100% ready but the night our landlord or the police did nothing about the druggie losers upstairs bought a gun to our front door we knew it was time to get out & get out fast. We called a realtor the next day not expecting to find anything. But we found a 2004 house that was up for sale.
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Resolved Question: Can you file a child tax credit, if both tax payers in family have died?
(Mon, 22 Feb 2010 05:17:57 GMT)
My parents died in June 2009. My mom died of natural causes on 6/2/2009, and my dad committed suicide on 6/20/2009. My parents have carried my child on the taxes in the past. I am on disability, and they basically provided for us. I don't want to do anything dishonest. Its just that they always provided. I have big questions, about my own filing. I got there life insurance policy monies, the house, and a CD with approx $50,000 (these were all in my parents name, prior to their deaths). B
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Resolved Question: Do any of you conservatives that complain about liberalism benefit from any of these liberal achievments?
(Sat, 20 Feb 2010 16:38:59 GMT)
Interstate Highway System
Almost all of our Labor Laws (and All Child Labor laws)
The Marshall Plan
Environmental Laws
Freedom of Information Act
Workplace safety laws
Social Security
The Space Program
Securities Act of 1933 & Most banking Regulations
The Peace Corps
Volunteers in Service to America (VISTA)
The Civil rights movement
Fight against Nazis, Fascism and Totalitarianism
Wilson, FDR ,Truman, Eisenhower, Kennedy. All liberals
The Development and Deployment for the Intern
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Resolved Question: Credit Card Insurance?
(Fri, 19 Feb 2010 04:42:12 GMT)
Remember that insurance you bought from the credit card people,for lose of job,due to health reasons,disability,etc.Guess what happens when you miss a credit card payment?Your right the insurance lapses,no insurance,I know I am 74,an lost my insurance,due to a heart attack.Now what do I do,I also lost over $3,500.00 in income,due to the economy.What do I do now?Plus,I am under Doctors care.an on SSI Disability
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Voting Question: please some help i on very low income 8,400 yrear and come into a emergecy?
(Tue, 16 Feb 2010 00:48:20 GMT)
no they are real grants that can get money6 to help disability people as I need 1500 to get straighten out fix my vehichle get cought up on bills light bill phone bill insurance and got good credit but am at point that they cannot loan me any money due to me have to have a certain p-ercentage left before they can loan you the money please4 somebody help me I even can pay the 125 month till the 1500 is payed and the interest to but the laws will not mlet them loan over so much percentage of y
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Voting Question: O.K.....I have another tax question.?
(Mon, 15 Feb 2010 23:58:05 GMT)
On the Wages & Income Section where I put i my part time W-2, it also asks for my Social Security Disability Income. Then asks what do I pay for my Medicare part B and Part d. So I put in there.
Then in the Deductions and Credits section where you enter medical expenses, it says Insurance Premiums (including Medicare) So am I suppose to put that in twice? I don't know why after all these years I have just noticed this. Or maybe it is new. I don't know but it just has me a bit confused. do you
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Resolved Question: Can my parents claim me still as a dependent?
(Sat, 13 Feb 2010 01:09:49 GMT)
My parents told me they have claimed me as a dependent last year at age 24. I am 25 years old now and do not attened school. I am on social security disability income. I have mental disabilities related to a documented brain injury from birth. However I was able to obtain and work two part time jobs last year and made $12,000 aside from having my SSDI benefits. I tried college again for a few months and completed a couple classes then discontinued schooling. I also cover my own medical insuran
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Voting Question: My friends brother is on social security disability he with his wife lives in the house?
(Thu, 11 Feb 2010 01:49:10 GMT)
My friends sister and her husband live with their married daughter.That girl pays the mortgage, utilities and part of food expenses,because the ssd they get is not sufficient for paying their medical insurance and medicines(they are not fully eligible for medicare.)
My question is can the daughter apply for some tax credit because she is taking care of disabled person,or any benefits that girl can get.Pl advise,so that the girl gets relieved from part of her burden.
The couple are not eligible
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Resolved Question: Considering bankruptcy - liquidatable assets?
(Wed, 03 Feb 2010 16:10:12 GMT)
I am merely considering this as one of several possible solutions and as a last resort. I have credit card debt and student loan debt that has deferred and gone to collections as of several years ago, totalling upwards of $40k. I have not had steady employment since 2001, and every year since then I have made $10k or less, excepting one year when I made $12k. I am way below the poverty line (Even here in Michigan) and it appears that I do not qualify for Chapter 13 because of my lack of stable
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Resolved Question: Is Republican Governor McDonnell lying again in his opposition speech?
(Thu, 28 Jan 2010 03:33:31 GMT)
WRONG ON ECONOMIC RECOVERY
Gov. Bob McDonnell:
Today, the federal government is simply trying to do too much.
Last year, we were told that massive new federal spending would create more jobs 'immediately' and hold unemployment below 8%.
In the past year, over three million Americans have lost their jobs, yet the Democratic Congress continues deficit spending, adding to the bureaucracy, and increasing the national debt on our children and grandchildren. [McDonnell Prepared Remarks, 1/27/10
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Voting Question: What do you think of the new "Personal Responsibility Healthcare Bill"?
(Wed, 27 Jan 2010 21:52:32 GMT)
"Personal Responsibility Healthcare Bill"?
This Bill should pass through congress in a Jiffy folks !
The Bill includes:
Start with making the purchase of health insurance your first priority over the following (dont wait till you get sick and have those with there priorities straight to pay it for you:
Buying a Home
Cars/ Payments (Especially those expensive Al Gore approved anti-global warming Prius's)
New Furniture
Fancy Clothes and shoes
Jet Skis/Quads
Vacations
Dozens of kids
Dozens o
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Resolved Question: Should I file for bankruptcy? Do I really have another option?
(Tue, 19 Jan 2010 18:44:11 GMT)
Right now my husband and I are living on his income and private disability through my previous job. We are just making it. My disability runs out in July. I have been rejected for social security disability, which is really common for your 1st attempt in Michigan. I have an attorney to appeal, but I found out that it takes 2 years. This means in 6 months our income after tax will be anywhere from $1,500 to $1,800 per month. Our student loans, car payments, insurance, healthcare, tools for h
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Resolved Question: I don't know know which one it was. it was small claim court.?
(Thu, 14 Jan 2010 22:57:02 GMT)
the loan company had more then me at court. they had more people there. we all had the unemployed and disability ins. on the loans. our insurance paid what was borrowed on our car which was totaled in an accident. which was not our fault. that paid off the the car. they wouldn'teven help us get another car against the loan. good credit. husband got unemployed and they knew that. tthat'swhen the insurance paid. but they said we still owe. i don't think so.. the judge dismissed everyone case.
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Resolved Question: Are there any financial assistance programs available to those who are ill/out of work for a time, that can?
(Sat, 09 Jan 2010 17:59:18 GMT)
help the patient with their living expenses? I have heard that Salvation Army or Red Cross may help with utilities while one is not able to work, but not sure about mortgage payments?
I was diagnosed with a brain tumor (non-cancerous) 4 years ago, and doc told me yesterday that it is time to remove the tumor as it keeps getting bigger and causing my brain to swell, and told me that he has my surgery scheduled for 2/24/10....that is coming up quick! I have health insurance and short term d
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Voting Question: Dyslexia might force me to lose my dream?
(Thu, 07 Jan 2010 03:46:21 GMT)
I was looking forward to going back to school to change my career completely until my insecurity got in the way. I was diagnosed with Dyslexia when I was in 3rd grade. Through out my schools year I was evaluated by a therapist to look at my progress. When I graduated high school and entered college to get my undergrad. I entered under that was pretty much "special needs" program to make sure that I received the extra support needed because of my disability. This program required me to meet
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Resolved Question: Dyslexia - I have a problem....what can be done?
(Thu, 07 Jan 2010 03:01:14 GMT)
I was looking forward to going back to school to change my career completely until my insecurity got in the way. I was diagnosed with Dyslexia when I was in 3rd grade. Through out my schools year I was evaluated by a therapist to look at my progress. When I graduated high school and entered college to get my undergrad. I entered under that was pretty much "special needs" program to make sure that I received the extra support needed because of my disability. This program required me to meet
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Resolved Question: Do I file taxes when my income is from disability?
(Sun, 03 Jan 2010 23:50:28 GMT)
To explain: I don't get social security, what I have is through the state (I'm in Washington state). It's called GAX. They provide me with $200 a month and medical insurance.
What I'm wondering is, do I file taxes this year? This is the first year I haven't worked at all, so I'm a little confused as to what to do. I see lots of sites about what to do if you have social security or veteran's benefits and so forth, but I'm not on those.
My father is pushing me to find out about filing because
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Resolved Question: New Year 2010 Resolutions?
(Thu, 31 Dec 2009 16:17:14 GMT)
Anyone has some original Resolutions for the New Year?
Happy New Year All
Cultural:
1.Watch at least 7 films a month but no more then 10 (Read More)
2.Read at least 1 book per month aim for 2
3.Visit Theater and Opera at least once
Spiritual:
4.Live with more compassion and less Fear
5.Stay in touch with loved once more
6.Value what you have, count your blessings.
Health
7.Exercise at least 3 times per week (Swim, Yoga, Bike Riding, Jogging)
8.Have a healthy Breakfast and Lunch (do not to e
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Resolved Question: How do I pay for dental procedures when my insurance pays for nothing?
(Wed, 16 Dec 2009 22:06:07 GMT)
My husband has always worked for big businesses and their insurance was always outstanding. Well at&t instead if justing firing people (which would look bad) made it impossible for everyone to make their numbers. Out of the 30 people that worked at the store and 20 had been their at least 5 yrs all lost their jobs. Well praise God someone offered my husband a job and we are so thankful, but it is a small business and the insurance is with bluecross and they are awful! I have never ever had to
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Resolved Question: I' m receiving supplemental security income and social security disability insurance, can I rent an apartment?
(Mon, 14 Dec 2009 18:12:04 GMT)
I'm disabled, and living with my mother at the moment. Living with my mom is very stressful now. All the section 8 programs have been shut down, due to no funding. Also, I reside in San Diego, California.
I receive SSI(supplemental security income)
I receive SSDI(social security disability insurance)
SSI=$200.00
SSDI= $625.00
Monthly Total=$825.00
Yearly Total= $9,900.00
With this income, can I afford a one bedroom apartment?
What range in price of a one bedroom apartment, can I afford?
Wil
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Resolved Question: I' m receiving SSI and SSDI, can I rent a one bedroom apartment?
(Mon, 14 Dec 2009 17:55:01 GMT)
I'm disabled, and living with my mother at the moment. Living with my mom is very stressful now. All the section 8 programs have been shut down, due to no funding. Also, I reside in San Diego, California.
I receive SSI(supplemental security income)
I receive SSDI(social security disability insurance)
SSI=$200.00
SSDI= $625.00
Monthly Total=$825.00
Yearly Total= $9,900.00
With this income, can I afford a one bedroom apartment?
What range in price of a one bedroom apartment, can I afford?
Wil
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Resolved Question: What kind of insurance(s) should I purchase?
(Thu, 10 Dec 2009 22:28:03 GMT)
I know I need the following:
*Auto and Homeowner's Insurance
*Life Insurance (20 year level term insurance equal to about 10 times my income)
*Long Term Disability Insurance (coverage should equal from 50 to 70% of my income)
*Health Insurance (look into HSA and have prescription coverage, etc.)
*Dental Insurance
*Long Term Care Insurance (for my father who is over 60 years old ... I would for my mother but she passed away 8 years ago)
My father and I were a victim of ID theft, and Life
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Voting Question: If you have lots of insurance, is an emergency fund really necessary?
(Fri, 04 Dec 2009 20:20:23 GMT)
We have employer-sponsored insurance, specifically: medical, dental, life, and AD&D. The medical and dental are COBRA-eligible. We also have auto, home and umbrella insurance, and will soon be purchasing individual life and disability policies. Additionally, if we lost our jobs, there would be some severance pay or unemployment. We also have a 3-mo. emergency fund. We pay our credit cards off every month. Our mortgage et al. loans account for 22% of our spending. Do we really need this
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Resolved Question: Depression, medical insurance and college?
(Wed, 02 Dec 2009 06:47:57 GMT)
I have a daughter who will be 20 in December. She is in community college and my husband's insurance plan (through his job) has been covering her while she is enrolled with 12 credit hours or more (until she's 23). She is diagnosed with depression and is in regular weekly therapy and takes medication. Her grade point average is low and she struggles in some of her classes due to a mild learning disability. The therapist says she needs to take only a couple of classes a semester and strongl
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Resolved Question: Which government benefits can affect my credit?
(Tue, 01 Dec 2009 17:00:58 GMT)
These are the following government benefits that i am really concerned about affecting my credit score or credit report. I do not get all of these benefits but i want to know that which of these affect my credit score. The following are the benefits that i am planning to get in the near future:
1. SSI
2. FAFSA
3. TANF
4. Medicare
5. Medicaid
6. new york state student aid (PELL)
7. rental assistance
8. Food stamps
9. Energy assistance (utility bill assistance)
10. Federal work
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Resolved Question: Want my father to continue to pay child support when I go to college. What do I need to do?
(Wed, 18 Nov 2009 17:07:58 GMT)
I want my dad to pay for child support when I go away to college, because my mom (who has been my only parent for most of my life) is dirt poor (because of two disabilities and she's a displaced homemaker). I don't want to take money away from her, because she's barely staying afloat as it is, but there's no way I can handle a full-time job and going to school full-time.
I'm going to a community college for 6 months or so next year (because I will have most of the college credits I need for
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