Comments to date: 5. Page 1 of 1.
la Location unknown | 3:33am on Friday, January 9th, 2009 |
how much tax do you have to pay on long term disability?
I'm trying to find out the ratio in percentage the amount of federal taxes i have to pay on long term disability. i receive a check in which no taxes are withheld & want to know how ... read more » |
Cavem Location unknown | 7:41pm on Sunday, January 13th, 2008 |
Immigration and politics, why is this happening?
Why are we shipping jobs overseas, while allowing illegal immigrants to work here?
Why does only one candidate seem ready to stop the flow and send 'em back when they are found?
Don't ... read more » |
pussnboots3 Location unknown | 8:12pm on Monday, November 26th, 2007 |
I'm thinking about getting disability insurance? Any good advice?
I also had a life insurance policy that I stopped paying on temporarily until my finances got back in order after I had my baby. I can't afford a hefty monthly rate. What ar... read more » |
Wha Location unknown | 8:03am on Thursday, March 15th, 2007 |
Is a company supposed to tax your insurance payment?
I thought that this was tax free if had insurance through my company. My boss taxes me then pays my insurance, is this the correct way to do it.
And if you know what law it is or whatever could yo... read more » |
desire100 Location unknown | 12:55pm on Tuesday, August 22nd, 2006 |
What is HIPAA and how and why was it created?
HIPPA stands for Health Insurance Portability and Accountability Act.
Best answer:
My credentials to offer you advice:
1) I was an HR Executive for 30 years; I've successfully managed Multiple... read more » |
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Open Question: Can I get an apartment in Missouri while on disablilty and how much would it cost?
(Wed, 01 Sep 2010 01:06:37 GMT)
Hi, I am 17 years old but will be turning 18 in a few months. I have health conditions and am filing for disability. It isn't healthy for me to be still at home considering the fact that there are 5 people living here and we are almost unable to cover the bills as it is. The other problem I have is my insurance. They say I can be on medicare or medicaid but I can't have a job.. How to I get an apartment with little to no cost and be able to live comfortable?
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Open Question: Long-term care vs. long-term disability insurance?
(Fri, 27 Aug 2010 23:58:58 GMT)
At age 36 in a blue-collar job (i.e. chance of disability over 90 days less than 10%), I'm thinking it may make more sense to get long-term care insurance rather than long-term disability. I bring in 30% of our household income. If I become disabled, I count for very little of our total spend (obviously food, but I wouldn't be doing much in the way of leisure / entertainment), but the added costs of caring for me would be too much for our budget to bear. I also think it would be very hard t
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Resolved Question: I need to know where to find a agency to audtion for barix clinics commercials?
(Thu, 19 Aug 2010 18:30:09 GMT)
I have a great success story from my gastric bypass surgery.I went from a size 24 to a size 4 ! and have had good luck with my skin bouncing back ,i was told because of my age.BUT i still have some lose skin on my stomach.I had agreed to the surgery after many seminars,because i suffer from Narcolepsy and being obese the medication was unable to work leaving me without being able to spend time with my girl's or have much of a life.Almost like a three year sleep comma.So i want to get reconstr
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Voting Question: What do you think will happen in my child support case?
(Wed, 18 Aug 2010 00:01:15 GMT)
My husband and I separated over a year ago. I live alone with my son. I pay all of his bills. Daycare and insurance cost me roughly $800 a month all together. I don't get government assistance because I make too much. My husband has since moved out of state and has had a child with another woman. He does not work but gets $400 a month in disability from the VA. He goes to school full time and gets a GI bill. I'm scared I'll get nothing. It's been a miserable year doing this all alone. We go to
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Resolved Question: Nursing home charged me $8000 for mother's stay... Can I fight this?
(Mon, 09 Aug 2010 16:21:34 GMT)
My mother has been in a nursing home since November. During her stay there, I was under the assumption that her medical insurance was covering her costs. Long story short, it wasn't, and now I'm stuck with an $8000 bill because I signed to be financially responsible for her during her admission in November.
However, my issue with the situation is this... I didn't find out I was being billed until July!!! My mother was receiving social security disability while living at her apartment. Wh
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Resolved Question: How do I apply for Social Security Disability in California?
(Thu, 05 Aug 2010 00:48:36 GMT)
just turned 22 years old, and I am poor. I'm lucky enough to still have a roof over my head, but I am lacking proper nutrition, finances to afford health care. I have not been employed long enough to gain unemployment benefits. I am diagnosed with anxiety disorder (panic attacks at random) and chronic upper and lower back pain. If it wasn't for my illness' holding me back I would be working. I have been living with this disability over 4 years, was blessed savings and family support. But now
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Voting Question: How do I apply for state benefits in California?
(Thu, 05 Aug 2010 00:46:21 GMT)
just turned 22 years old, and I am poor. I'm lucky enough to still have a roof over my head, but I am lacking proper nutrition, finances to afford health care. I have not been employed long enough to gain unemployment benefits. I am diagnosed with anxiety disorder (panic attacks at random) and chronic upper and lower back pain. If it wasn't for my illness' holding me back I would be working. I have been living with this disability over 4 years, was blessed savings and family support. But now
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Resolved Question: How do I apply for Social Security in California?
(Thu, 05 Aug 2010 00:42:22 GMT)
just turned 22 years old, and I am poor. I'm lucky enough to still have a roof over my head, but I am lacking proper nutrition, finances to afford health care. I have not been employed long enough to gain unemployment benefits. I am diagnosed with anxiety disorder (panic attacks at random) and chronic upper and lower back pain. If it wasn't for my illness' holding me back I would be working. I have been living with this disability over 4 years, was blessed savings and family support. But now
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Resolved Question: How do I apply for welfare in California?
(Thu, 05 Aug 2010 00:38:12 GMT)
just turned 22 years old, and I am poor. I'm lucky enough to still have a roof over my head, but I am lacking proper nutrition, finances to afford health care. I have not been employed long enough to gain unemployment benefits. I am diagnosed with anxiety disorder (panic attacks at random) and chronic upper and lower back pain. If it wasn't for my illness' holding me back I would be working. I have been living with this disability over 4 years, was blessed savings and family support. But now
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Resolved Question: Can illegal immigrants and their advocates write me a check?
(Fri, 30 Jul 2010 18:53:45 GMT)
To all those who support illegal immigration. Please send me a check to cover the damages caused by an illegal alien who smashed into my wife's car last year. He was drunk, with no license and no insurance. When he was released from jail awaiting sentencing, he took off back across the border and is no where to be found. So please, since you are such huge supporters of this garbage I need a total of 400K to cover the hospital costs, 32K a year for long term disability and another 120K a year f
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Resolved Question: does anyone know any grants for Alzheimer's medicine?
(Wed, 28 Jul 2010 23:19:24 GMT)
I have just recently found out that my grandfather is suffering from stage two Alzheimer's, and cant afford his medicine that costs roughly $900 a month. and medicare is refusing to help him, he filed for disability but who knows how long that will take, and that's IF they approve him this time. his insurance is not helping him. So if there is anyone who can please tell me about some grants. please. I'm scared. one month with out medicine is like 6 months without the stuff.please send me good
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Resolved Question: what does COPD testing cost?
(Wed, 28 Jul 2010 21:42:30 GMT)
Im a long time smoker and need to be tested to see if I have COPD in order to file for Soc Sec Disability. Unfortunately I do not have health insurance and only a small pension from a company I worked at for a long time.....what tests are necesary for SSDI and what are the approximate costs of these tests? Thanks
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Resolved Question: Can this guy sue my parents?
(Mon, 26 Jul 2010 17:44:49 GMT)
In 2008 a man was working on the same job site as my fathers workers had just finished up.
My father had bolted and welded down roof decking on a building and week earlier and were finished and left the job. A man was working on the roof in 45 mph winds at this high altitude and apparently the wind cause one piece of roof decking to fly off and break his leg. The only injury he received was a broken leg. He is suing my parents for 250,000 dollars. Although, these types of jobs are highly ins
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Resolved Question: Joint custody and welfare?
(Wed, 07 Jul 2010 11:12:24 GMT)
My husband has joint custody of his son from a previous marriage. No one is a custodial/ non custodial parent. Possession was essentially split 50/50 with no child support being paid to either party. My husband is ordered to provide insurance and his ex is supposed to pay half the premium. I'm a full time student. My husband was diagnosed with cancer and is now receiving disability b/c he can't work. When we went to apply for public assistance for the kids (his son and our son together)
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Resolved Question: Should I hire a divorce attorney that cost more but will get me everything I ask for or hire 1 that cost less?
(Mon, 05 Jul 2010 15:39:52 GMT)
I was born mentally disabled and I became physically disable with diabetes since April 15, 2005, and I have receive Social Security Disability since January 2003. I became a diabetic because the paxil which is a psych drug made me gain 108 in 6 months which caused me to become a diabetic and than it made me gain 40 pounds in 3 months so than my psychiatrist finally took me off of it and gave me geodon and another psych drug.
Ok, there is a divorce attorney in MI that has 32 years of experien
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Resolved Question: I need help finding insurance for a major medical procedure. Texas, low income and don't qualify for medicaid?
(Fri, 02 Jul 2010 03:49:48 GMT)
I'm uninsured, and due to the psychiatric disability i need the procedure for it is difficult for me to hold onto a job. I have found one i am managing to keep but its part time, min wage with no guaranteed hours and they won't let me work for their competitor. The procedure I want done is electroshock, I've tried dozens of meds over the last 4 years and none help. But it can cost 800-2000 per treatment and usually takes 4-8 treatments to kick in. Public health services only push meds. I
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Voting Question: Regarding suicide heres some info?
(Thu, 01 Jul 2010 19:48:59 GMT)
I have been depressed all my life. I have done counseling and every type of med I also have been diagnosed with borderline personality disorder. I was in a 13 year relationship that ended and it's devistating. He is Asian and is very disciplined and can't wrap his head around depression. I am a nurse but can barely work due to chronic pain if I take enough meds to be comfortable I can't work ( legally). I can't afford my rent I lost my health insurance and with all my medical problems it would
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Resolved Question: Does it feel weird to be on WIC or Welfare, I was at walmart and I looked at the cost of baby stuff...?
(Wed, 23 Jun 2010 01:15:29 GMT)
it was fairly expensive but because of the fact that I get SSI, (I have a legitimate disability Cerebral Palsy and my mom has paid into the system since I was 15 mths) anyways I don't plan on being on SSI forever, I just need to finish school. But since I am on SSI but i'm still on my parents health insurance... if I got pregnant would their insurance kick me off?? Could I be on medicaid? Is it hard to get on and what would medicaid cover?? (i'm not pregnant yet but... hopefully soon). And s
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Voting Question: I applied for Social Security Disability Insurance, on the form they sent me, it said that if I had any?
(Thu, 17 Jun 2010 01:21:06 GMT)
I applied for Social Security Disability Insurance, on the form they sent me, it said that if I had any medical records to send them in. About three years ago, I went and got some medical records but they aren't ALL of my records. I'm debating on whether or not to send in to them what I have.
My questions and concerns are:
1. Do you think that if I send in these medical records that I have, they will think "Oh he is sending us his medical records, that must be all the records on file f
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Resolved Question: What is your opinion of the following?
(Thu, 17 Jun 2010 00:51:00 GMT)
Rights and Protections Denied Same-Sex Partners
Because same-sex couples are denied the right to marry, same-sex couples and their families are denied access to the more than 1,138 federal rights, protections and responsibilities automatically granted to married heterosexual couples. Among those are:
- The right to make decisions on a partner's behalf in a medical emergency. Specifically, the states generally provide that spouses automatically assume this right in an emergency. If an indivi
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Resolved Question: How can we get affordable health insurance?
(Wed, 16 Jun 2010 17:40:07 GMT)
I work part time,i am physically disabled ,my husb is unemployable,rejected from disability, i have very bad health condition and need health insurance to continue dr.care....How can i get affordable health insurance that won't cost me a fortune? I have gone to the DPA and i was rejected by them. I suffer with depression/(diagnosed bi-polar) ,,disc disease,IBS....i must obtain medical Insurance to continue treatment in order to continue working...how can i get help?
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Resolved Question: Short-Term disability?
(Tue, 08 Jun 2010 03:17:01 GMT)
If I'm put on short-term disability, can my employer cancel my health benefits? I haven't been there long enough to qualify for FMLA. also, if they can cancel my insurance and offer me COBRA, is my employer required to cover 65% of the cost?
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Resolved Question: What would you do if you found out your son/daughter was mentally retarded?
(Mon, 07 Jun 2010 00:36:52 GMT)
I would love him anyway and find him a better home to someone who could support his disability, cuz I wouldn't have the money for a kid with a disability.
It's not cuz I wouldn't have the money in the first place, it's because like any family, rich-or-poor, your child's disability could cost millions, especially if you can't find a right insurance company. So **** gets expensive.. couldn't handle it.. but i'd still love him and get him a better home. :)
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Voting Question: Are there any programs to help with total out of pocket costs for surgery?
(Wed, 02 Jun 2010 17:08:04 GMT)
My husband has a benign tumor which requires surgery. He has health insurance through his work, but there is a total out of pocket amount of $5000, which will easily be met by the surgery and all that it involves. He will also have to take about 6 weeks of recovery (if surgery goes exactly as planned, so possibly longer) and will need to be on disability. He is the sole bread winner for our family, so this is going to put a significant financial strain on us. Are there any programs to help
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Resolved Question: What is wrong with my husband? Long Vent and Question. Read at own risk?
(Tue, 01 Jun 2010 10:35:26 GMT)
Stress. I hate it. Every time my husband's dad spends any time here, he pisses us both off and we can't vent to him, so we vent to each other whch causes us to fight and it takes so long to get out of the rut. His dad leaves today but Mike is in such a miserable mood and he's taking it out on me, and frankly, I'm sick of it.
So, you know I'm in school. I start school just as he's supposed to end work, so he gets off half an hour early. His boss picks him up in the morning, and I pick him up
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Resolved Question: how to switch to medicaid?
(Tue, 18 May 2010 02:59:46 GMT)
Ok im 17 and pregnant( don't judge,I really don't care for your opinion) and I am wondering how to switch from Bluecross Bluesheild( Alabama ) to Medicaid. My friend gave the info on how it helps where you don't have to pay anything. My insurance is high.Like for just one visit to my gyno it cost $35.00 each time just to come in and see him. Im also wondering does anyone know of any kind of government help I could get.Idk if it was for her age or whatever when she had her son(she was 13 and he
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Resolved Question: Medical Insurance questions.... please help! (In CA)?
(Wed, 28 Apr 2010 03:09:20 GMT)
I don't have medical insurance and have a lot of psychiatric issues that I'm having to pay out of pocket for doctors visits, prescriptions, etc.. I've called about getting Medi-Cal but because my son does not live with me more than 50% of the time, I do not qualify. However, if my doctor puts me on disability, is there some kind of insurance I can obtain through the disability office? I'm unemployed already so it's not like I'm thinking about the income...but I am depleting my savings very, ve
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Resolved Question: Is HSA health insurance plan best for my situation?
(Tue, 27 Apr 2010 17:05:27 GMT)
I'm a 43-year-old very healthy woman who doesn't smoke. My children are on Oregon Health plan and my husband has several health problems and is on permanent disability and medicare. So..I don't qualify for Oregon health plan and we cannot afford most health insurance plans.
So....I was thinking an HSA might be good for me since I have no health issues.
To clarify, I am not interested in adding my children or husband to this. Just for myself...as they are already covered just fine.
Wond
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Resolved Question: Can someone help me review this Long Term Disability Insurance?
(Tue, 20 Apr 2010 15:43:01 GMT)
Is the premium reasonable for california? Is there anything else that I should ask or add on the policy?
Annual Income: $85,000
Monthly Disability benefits: $4400
Monthly premium $90
Optional benefits:
future increase options $3000/mo (extra $7.83/month)
partial disability: (extra $15.67/mo)
cost of living adjustment 4 yr delay (extra $11.25/month)
Benefits payable after 90 days after fully disabled.
Benefits continue till age 65 if you're still fully disabled.
Benefits are tax free if prem
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Resolved Question: What do you think of this proposal?
(Thu, 15 Apr 2010 21:01:43 GMT)
David Cameron has proposed that if on retirement at 65 we hand over £8k he will guarantee that you will never have to sell the family home to provide funding for care. There is a deep unfairness in the system which makes some people eligible to lose their home they've worked so hard for and yet will have to live hand in glove with others who have never worked out of choice. I am not referring to those who cannot work through disability, that crosses many divides. This could be paid for by an i
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Resolved Question: norway living, employment, taxes, etc?
(Tue, 13 Apr 2010 09:13:47 GMT)
1. how much can a painter/contractor earn in norway?
2. if he/she files for disability pension, how much would he/she get ?
3. are these disability pension taxable? how many percent?
4. is it lifelong pension? so the government supports that person for life, suppose he/she files for inability to work due to an injury bec of an accident?
5. if he/she decided to live in another country where cost of living is lower, example any southeast asian country, will the pension be the same? will it
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Resolved Question: Question about ssi and taxes?
(Sun, 11 Apr 2010 01:30:44 GMT)
I receive SSI for disability (not SSD, but SSI) and live with a grandparent and a parent. The parent receives SSD and grandparent receives retirement. can the grandparent claim me on taxes as a dependant? The grandparent is NOT claiming anyone else as dependant since i bring in the least amount of money. I have lived with them for many years. I have not worked. I give half my check to help pay for rent food utilities etc., and i use the other half for hygien products, clothing, etc., but our
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Voting Question: financial help with medical costs?
(Thu, 08 Apr 2010 14:35:19 GMT)
My daughter was burned in an accident that left her with serious problems and multiple operations. She just lost her medical insurance and was turned down for Disability because she did not have enough work credits. Her husband makes just a little too much for SSI. She is going to go through major surgery next month to resection her windpipe. She is unable to speak and has a tracheotomy. Her drug costs alone amount to more than $800 per month. Is there any help for someone in this predicament?
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Resolved Question: Are these illegal aliens going to get Obamacare?
(Tue, 30 Mar 2010 03:43:45 GMT)
Illegal aliens threaten
U.S. medical system
Docs journal reports hospitals being closed,
Posted: March 13, 2005
1:00 am Eastern
© 2010 WorldNetDaily.com
Cristobal Silverio emigrated illegally from Mexico to Stockton, Calif., in 1997 to work as a fruit picker.
He brought with him his wife, Felipa, and three children, 19, 12 and 8 – all illegals. When Felipa gave birth to her fourth child, daughter Flor, the family had what is referred to as an "anchor baby" – an American citizen by birth wh
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Resolved Question: How to get an epilepsy assistance dog?
(Sun, 21 Mar 2010 14:21:23 GMT)
I have epilepsy and medication only lessens my seizures; I still have one every month to every two months. Obviously, this could be a danger to me since I'm in college, and I have a single dorm so I live alone, and I'm often on my own. I don't want to lose this independence. My parents think I should try to take someone with me wherever I go- but that's so debilitating. I refuse to spend the rest of my life depending on other people.
So we're considering getting a seizure assistance dog, who
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Resolved Question: financial assistance programs for parents of handicapped children in Ca?
(Tue, 09 Mar 2010 18:37:44 GMT)
I know that a handicapped adult can receive disability insurance, but what about parents who are prevented from working due to caring for a special needs child??
I am trying to get him enrolled in the county special education program, but as anyone who has dealt with the districts knows that it is a nightmare, especially in this economy.
Every time I have tried to work, even part time, I have had to quit immediately because I cannot get care for my child, he has been kicked out of every singl
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Voting Question: Is my boyfriend abusing me?
(Fri, 05 Mar 2010 19:03:39 GMT)
I have been dating a guy for fifteen months. We moved in together in January and agreed to split the cost for common expenses (rent, utilities, and internet service). In February, my boyfriend announced that he could not pay his half of the expenses because he had used the money to pay old debts that had nothing to do with me. I ended up paying the entire amount to keep a roof over our heads, but this left me almost broke. He had agreed to cover the rest of the expenses for the month in exchan
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Resolved Question: Why is Obama ignoring the fact that the greatest health care concern facing America really is?
(Wed, 24 Feb 2010 23:59:41 GMT)
Why is Obama ignoring the fact that the greatest health care concern facing America really is the fact that untold millions of people need or will be needing long term care which at the moment costs upward of $ 12,000 per month per person & health care insurance + medicare coverage only allow for the first 90 days of this long term care ?
After health care insurance + Medicare ( which is for those on disability as well as for seniors ) long term care benefits expire after the first 90
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Resolved Question: with $1650 in medication, currently on medicaid, what insurance search engine saves most money ? also need a?
(Tue, 23 Feb 2010 18:55:59 GMT)
I will lose medicaid when my parents pass on. My dad refuses to setup a special trust fund, and i'd rather own and manage the properties myself. my medicine costs are maybe $1675 or so out of pocket, and have been on $674 medicaid the past 15+ years due to my disability. I want to know the best insurance finder websites out there *that are honest* that is going to save me the most money, and will take me despite my medicine and health condition. i have a pre-existing condition of schizophr
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Voting Question: please some help i on very low income 8,400 yrear and come into a emergecy?
(Tue, 16 Feb 2010 00:48:20 GMT)
no they are real grants that can get money6 to help disability people as I need 1500 to get straighten out fix my vehichle get cought up on bills light bill phone bill insurance and got good credit but am at point that they cannot loan me any money due to me have to have a certain p-ercentage left before they can loan you the money please4 somebody help me I even can pay the 125 month till the 1500 is payed and the interest to but the laws will not mlet them loan over so much percentage of y
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Resolved Question: Approved for STD, Don't want to go back to work, payback benefits?
(Mon, 15 Feb 2010 23:59:59 GMT)
I have a physical job and became pregnant and thus disabled. I was approved for Short Term Disability and it will end in April. After April I will need to apply for LTD and pay for COBRA. Here are my two issues.
1.I currently still have health insurance through my work. I also had a secondary health insurance through my husbands work. He was laidoff last week. He now qualifies for a discounted Cobra premium. Because I have health insurance through my job, I would not qualify for the discount
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Voting Question: 9 weeks pregnant and spotting (tmi in this one)?
(Mon, 15 Feb 2010 20:27:36 GMT)
well im 9 weeks and 1 day.. okay this is going to be TMI so sorry.. but i woke up this morning and seen a like 2 drops of brown discharge but when i wipe (i know tmi) i see nothing.. but as i was laying in the bed i felt a little sharp pain on my right side but that was only when i layed a certain way.. then about 2 hrs later i notice when everytime i threw up i felt pain also on my lower tummy.. and then i used the restroom again and i seen brown discharge and also one white tissue (well i th
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Resolved Question: making false allegations of suicidal threat?
(Sun, 14 Feb 2010 03:58:36 GMT)
i emailed someone who is supposed to be helping me, but is just playing games that i expect to become homeless, run out of food, and die because of my situation which i was seeking help for (physical disability causing financial hardship) but not getting it...
he reported me for being suicidal...
i was taken involunatarilly to the hospital where they took a look at what i said (I brought the email with me) walked out and called me a cab and sent me home.......with a $2000 bill..
I'm too sic
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Resolved Question: What does a person do when you Just don't have enough money?
(Fri, 12 Feb 2010 03:58:25 GMT)
Today I was informed my Doctor will no longer see me due to owing them nearly $700.00 Unless I pay in full. I am middle aged disabled man living in MO. I almost always make a payment of $2 a visit, I know this is not much but with all my illness they have me seeing a, Pulmonoligist, Pain Specialtist, Allergy Specialtist, Cartic specialtist, Urolagist, ENT Specialtist, I have been sent to 5 different surgeons I ow money too. I owe money to probley 8-10 hospitals at least, Also there is sever
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Resolved Question: Any low $ health insurance options for someone unemployed, w/o a disability, who can't get COBRA or Medicaid?
(Wed, 03 Feb 2010 01:19:34 GMT)
My mother is 55 and unemployed. She does not have a disability. She has several pre-existing conditions. I don't think she is going to find a job any time soon. She has about $20k saved, but she is going through it quickly because of living costs and medical expenses. I predict she'll have nothing in 18 months to 2 years. She was recently on Adult Basic's waiting list for low-cost insurance, but the costs have been raised and she can no longer afford it. Currently she has no insurance, which i
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Voting Question: Health Care solution?
(Thu, 28 Jan 2010 04:03:53 GMT)
I work for a company whom after a year offered me health care. Now I'm on temporary disability and paying my own health insurance. Its expensive. My girlfriend is a college professor with a master's degree in Psychology. She was a full time employee at a local college and was recently (2 years ago) dropped to an adjunct because the college did not want to pay health insurance.
In my job, i realized that it costs more money to employee 3 part timers without health care than one full tim
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Voting Question: Anyone know some Federal tax questions? Related to combined disability, unemployment, and regular income...?
(Wed, 27 Jan 2010 20:53:45 GMT)
A friend worked only 11 weeks during early 2009 earning just over ten grand. She then had a serious knee operation and went onto puny company funded 710 dollars a month short term disability for 6 months. finally, she got some unemployment payments for a few months. This was in NY State. Of course, she had a lot of out of pocket med costs for MD visits, tests, physical therapy, travel, phone, other medical payments which total up, plus some other deductibles if she files the long form with mi
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