Comments to date: 6. Page 1 of 1.
tsimms Location unknown | 10:50am on Tuesday, September 23rd, 2008 |
how do you get stress leave in canada?
Also how do you get paid when you are on stress leave?
Best answer:
You need your doctor to provide a diagnosis and recommend a leave from your job. Then, if you have group health insurance through your e... read more » |
KATRINA M Location unknown | 7:44am on Wednesday, September 3rd, 2008 |
Does any one know what lawyer to contact.?
I was injured outside of my job and as soon as I went into long term disability they terminated me. My long term disability from my employer is running out the social security disability was denied and I ha... read more » |
rascoe6 Location unknown | 9:00am on Friday, May 2nd, 2008 |
Is there any good disability insurances for self employed business owners that will cover lost income?
How can I preserve my income with inflation if I am injured on the job using disability, 401k, social security, etc. and cover health insurance an... read more » |
So Location unknown | 10:18am on Friday, April 11th, 2008 |
Insurance Brokers. What are the pros and cons of working there?
I may have a job interview. What are the good points of working at an insurance brokers? The job is 'broker support' and data entry. The wages are pretty good though, so it ma... read more » |
taylorevel1 Location unknown | 1:37pm on Tuesday, January 22nd, 2008 |
Is long term disability income exempt from bankruptcy? i.e., Can you exclude those amounts from your income?
Please list your source, a link is preferred! Thanks!
Still no link to the question asked.
irs.gov and ssa.gov are general, not the citati... read more » |
ri Location unknown | 12:44pm on Tuesday, May 16th, 2006 |
I am dissabled and want to go back to school is there anything for housing I can get to go back to school?
I currently have no income and wish to get training in somthing I can do. But I am currently living with friends and there are no decent schoo... read more » |
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Resolved Question: Disability insurance carrier?
(Sun, 22 Aug 2010 22:12:27 GMT)
I herniated two disc in my back. Due to my injury, i'm unable to perform my duties at my job(the entire day, heavy lifting). The disability insurance carrier cut my off my disability payments. My lawyer exhausted all appeals.MY primary doctor wrote multiple reports stating i'm unable to perform my duties of my job. However, the insurance carrier doctors disagrees. Now, my lawyer wants to discuss the pro and cons of filing a lawsuit against the insurance carrier. Before I meet with my lawyer,
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Resolved Question: What is the best ER in the NYC area to go to when you don't have health insurance & suffer from depression?
(Sat, 14 Aug 2010 12:32:46 GMT)
I had lost my job this past May the day after my Short Term Disablity benefits were exhausted. I lost my psychotherapist, my mental health and chemical dependancy group therapy program, as well as my primary care physician and physical therapist. I have been stalked by the disability insurance carrier my company used, UNUM, to go on Long Term Disability, but I do not feel too comforted when speaking with any of their reps that it would benefit me at all to go on their plan. I did not saving
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Resolved Question: Medical Negligence At Fault?
(Wed, 14 Jul 2010 20:25:08 GMT)
I'm going to try to keep this as short and to the point.as I can I have 3 herniated lumbar discs, My insurance carrier recommended and required me to have Epidural Steroid Injections. I declined, they forced me to or else they would not pay for any further treatments.
The first ESI done by anesthesiologist in hospital had caused a dural puncture, punctured my spinal cord, this resulted in nerve damage and furthering my disability.
My Insurance company insisted and required I have 2 more ESIs
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Voting Question: Refusing to pay life insurance claim, who should the family sue?
(Sun, 09 May 2010 05:42:51 GMT)
My employer has a third party administrator for our life insurance plan-basically they collect our premium and pay it to the carrier. In October, 2009 our life insurance changed to another carrier-not by our request. We had an employee on long-term disability before the change. We have a waiver of premium clause; however for reasons undetermined it was never applied for. My employer paid the premiums for this individual for the life of this employee-first to company #1 and then to company # 2
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Resolved Question: Workers comp and retirement?
(Mon, 26 Apr 2010 19:58:53 GMT)
I am now receiving total disability payments from my company's workers comp carrier. Doctors wont operate on my spine till it gets worse, and it won't get better without the operation.
I will be of retirement age soon and was wondering if I can collect SS benefits. I have been paying my own medical insurance and upon retirement should get medicare. The SS insurance claim should be separate from the WC, as I have been paying in that fund on my own and the company pays for the workers comp i
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Resolved Question: If I get a new job will I still receive my weekly payments from my insurance?
(Mon, 29 Mar 2010 01:23:41 GMT)
Right now I am disability and will be for the next 2-3 months. I want to pursue a better career than where I am at now and want to know the following as it pertains to me being covered through my insurance. I have already had my operation by the way. If I get a new job will I still receive my weekly payments from my insurance? They will not let me work at my current job because it requires lifting, but if i do get a new job where it doesnt (ex: an office setting) can i still receive my weekly
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Resolved Question: How is universal health care going to ?
(Thu, 31 Dec 2009 04:51:15 GMT)
Why is Obama screwing those of us who already pay substantial premiums for good private health insurance + also have Medicare too ?
I was forced to retire 3 years ago as a result of a severe on the job injury and I currently pay substantial premiums for private health insurance + also pay for medicare as a result of my disabilities.
As such, medicare is now my primary insurance and Obama's professed 400 billion dollars medicare benefit cuts will diminish my health care benefits greatly
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Resolved Question: CA Workman's Comp; DISASTER Help?
(Fri, 28 Aug 2009 23:35:37 GMT)
Complicated Work Comp Case Basic Overview:
A friend of mine has found himself in a horrible situation after 1 year of Work Comp case proceedings. The following facts are pertinent to his specific situation:
IN BRIEF
Employment History:
1. Employed with employer 20+ years
2. Almost no Disciplinary or problems with employer until Company recently merged with another company and has since become "Self Insured".
3. Company began making constant demands for employee to sign "At Will" and "Ackn
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Resolved Question: CA Workman's' Comp; Disaster help!?
(Fri, 28 Aug 2009 23:19:26 GMT)
Complicated Work Comp Case Basic Overview:
A friend of mine has found himself in a horrible situation after 1 year of Work Comp case proceedings. The following facts are pertinent to his specific situation:
IN BRIEF
Employment History:
1. Employed with employer 20+ years
2. Almost no Disciplinary or problems with employer until Company recently merged with another company and has since become "Self Insured".
3. Company began making constant demands for employee to sign "At Will" and "Ackn
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Resolved Question: What work can I train for if I have left wrist injury?
(Fri, 07 Aug 2009 01:12:04 GMT)
I have repetitive stress syndrome of left wrist-i am left handed-I work in retail environment. Most likely my employer will put me on disability(workman's comp). The insurance carrier says permanent stationary disability. My attorney says I will probably be eligible for vocational rehabilitation. So what are my options. I don't have a college degree and I don't have carpal tunnel syndrome. As you can read, typing is not a problem.
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Resolved Question: Is pregnancy considered a preexisting condition for short term disability?
(Wed, 29 Jul 2009 22:16:38 GMT)
Hi, I am pregnant and feeling super sick. I found out two weeks after I went perm with my job. In three months, I will qualify for STD - short term disability but it mentions in my insurance policy binder that STD doesn't cover preexisting conditions. My carrier is Sunlife. Would pregnancy be considered a preexisting condition and exempt me from qualifying for STD? Any suggestions? Thoughts? Would be much appreciated. I live in Toronto, Ontario, Canada.
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Resolved Question: Closing workers comp claim in california.?
(Wed, 29 Jul 2009 22:15:09 GMT)
I AM CLOSING MY CASE OR COMING TO SOME AGREEMENT THIS WEEK WITHMY WORKER COMP CARRIER. INJURED MYSELF IN 2007 HAVE BEEN DENIED SINCE THAN I HAVE BEEN ON STATE DISABILITY FOR THE LAST YEAR BENEFITS JUST ENDED. MY TREATING DR GAVE ME THE RATING OF 20 PERCENT FOR MY BACK NECK AND ARMS. I HAVE A LAWYER WHO PISSES ME OFF AND DOESNT ANSWER MY QUESTIONS IF I FIRE HIM NOW I WILL HAVE TO WAIT ANOTHER 2 YEARS TO GET THIS FAR SO IM DEALING WITH IT I WANT TO CLOSE MY MEDICAL AND GET ON WITH MY LIFE I WANT
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Resolved Question: is pregnancy considered a preexisting condition for short term disability?
(Wed, 29 Jul 2009 21:58:13 GMT)
Hi, I am pregnant and feeling super sick. I found out two weeks after I went perm with my job. In three months, I will qualify for STD - short term disability but it mentions in my insurance policy binder that STD doesn't cover preexisting conditions. My carrier is Sunlife. Would pregnancy be considered a preexisting condition and exempt me from qualifying for STD? Any suggestions? Thoughts? Would be much appreciated. I live in Toronto, Ontario, Canada.
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Resolved Question: How I calculate the FIT and FICA taxable wages for the employee?
(Tue, 21 Jul 2009 14:16:46 GMT)
Lady of the Lake Swimwear employees are covered by a long-term disability plan through a private insurance carrier. Lady of the Lake pays 100% of the $21 per employee premium. Employee Amanda Lambert received $250.00 in benefits in her tenth month of disability. Calculate the FIT and FICA taxable wages for the employee.
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Resolved Question: How I calculate the FIT and FICA for disability of the employee?
(Tue, 21 Jul 2009 14:14:12 GMT)
Spike Shoe Company employees are covered by a short-term disability plan through a private insurance carrier. Employee Sadie Smith has a $15.00 payroll deduction and Spike Shoe Company pays the remaining $20.00 of the insurance premium. In Sadie's first five months of disability she received $850.00 in benefits. Calculate the amount of FIT and FICA taxable wages for the employee
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Resolved Question: I can't afford health insurance and I can't afford my insulin, my infusion sets and strips. What can I do.?
(Sat, 27 Jun 2009 19:45:26 GMT)
late last year, President bush passed a bill that diabetes is a disability. It was written in one of the diabetes magazines. Yet, I can't get health insurance. When I find a carrier who will insure me, the price is so high, I can't afford it and my diabetes supplies. Without the insurance I can't afford the supplies. I can't use my pump because I can't afford the infusion sets. I take my insulin, if I'm lucky, once a week, because I can't afford it. I don't know what to do. MA in Minne
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Resolved Question: Long term disability and fuctionality test?
(Sat, 30 May 2009 18:51:06 GMT)
hi, i messed my back up. I have a herniated disc in c spine and bulge in L spine. My insurance carrier wants me to go get a functionality test. What should i expect from the test? SInce it's a doctor the insurance company made for me, won't the test be biased. My job requries me to lift eighty pounds throughout the day for about ten hours.
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Resolved Question: How many of you democrats oppose this?
(Wed, 18 Mar 2009 03:34:53 GMT)
Obama is trying to raise $540 Million off the backs of our wounded soldiers!
Now he just gave $900 Million to the palestinians. Money that will be controlled by Hamas, a group on our terrorist list! Does this make any sense to you?
WASHINGTON, March 16 /PRNewswire-USNewswire/ -- The leader of the nation's largest veterans organization says he is "deeply disappointed and concerned" after a meeting with President Obama today to discuss a proposal to force private insurance companies to pay for
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Resolved Question: hey obama supports President's Plan to Charge Wounded Heroes for Treatment?
(Wed, 18 Mar 2009 03:18:01 GMT)
The leader of the nation's largest veterans organization says he is "deeply disappointed and concerned" after a meeting with President Obama today to discuss a proposal to force private insurance companies to pay for the treatment of military veterans who have suffered service-connected disabilities and injuries. The Obama administration recently revealed a plan to require private insurance carriers to reimburse the Department of Veterans Affairs (VA) in such cases.
"It became apparent during
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Voting Question: Why is Obama going to Charge wounded Vets for Med. Treatment?
(Tue, 17 Mar 2009 12:35:41 GMT)
LINK:http://news.yahoo.com/s/usnw/20090316/pl_usnw/the_american_legion_strongly_opposed_to_president_s_plan_to_charge_wounded_heroes_for_treatment
The American Legion Strongly Opposed to President's Plan to Charge Wounded Heroes for Treatment
Contact: Craig Roberts of The American Legion, +1-202-263-2982 Office, +1-202-406-0887 Cell
WASHINGTON, March 16 /PRNewswire-USNewswire/ -- The leader of the nation's largest veterans organization says he is "deeply disappointed and concerned" after a
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Resolved Question: Why is Obama going to Charge wounded Vets for Med. Treatment?
(Tue, 17 Mar 2009 11:42:20 GMT)
There are billions for fat cat liberals but none for Vets who sacrificed so much.
http://news.yahoo.com/s/usnw/20090316/pl_usnw/the_american_legion_strongly_opposed_to_president_s_plan_to_charge_wounded_heroes_for_treatment
WASHINGTON, March 16 /PRNewswire-USNewswire/ -- The leader of the nation's largest veterans organization says he is "deeply disappointed and concerned" after a meeting with President Obama today to discuss a proposal to force private insurance companies to pay for the trea
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Resolved Question: Could I get in trouble for not paying back my insurance company?
(Fri, 06 Mar 2009 20:22:58 GMT)
I was recently approved for SSD and recieved a substantial retroactive check. Since I had a long term disability carrier that paid me money between the time I applied and got approved, I owe my retroactive SSD check to my insurance carrier.
I am supposed to send them a check for the entire amount of the retro-check given to me. However there was an emergency and I wound up using a little of that money, The company hasn't asked for it, but it is going to take me a while to replace that mone
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Voting Question: Can an employer cease an employee on long-term disability's benefits?
(Wed, 04 Mar 2009 03:34:58 GMT)
I was diagnosed with cancer 4 years ago. I never returned to work because my doctor thinks that I have been too ill. Last year my employer called me up to tell me that they ceased my benefits because they changed insurance carriers. I lost my dental, medical, life and everything else. They gave me no notice...in fact, they told me 10 days after the insurance benefits terminated. I am working with a lawyer, and they are offering to pay me $10,000 for violating the code. They want met to
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Resolved Question: What is the best Insurance carrier to sign up with?
(Thu, 08 Jan 2009 21:53:01 GMT)
I am located in Washington State and would like to begin selling individual Life Insurance policies. I already have a Life and Disability license just need to know a company (National or local) that I could write business through that is reputable and trust worthy
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Resolved Question: What do you think of this political platform, what would you add?
(Thu, 04 Dec 2008 05:36:33 GMT)
NATIONAL UNITY
1. Establish English as national language via Constitutional Amendment.
ESTABLISHMENT OF JUSTICE
1. Clarify Federal abortion stance and establish such in US Code.
- Legal up to the 15th week, after which the fetus will be granted status as an individual with all associated rights.
- Allow stem cell research using any legally obtained fetus.
2. Case law will be revamped to represent the opinion, interpretation, and reference it is. As such it may be used to justify revamping act
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Resolved Question: which job should I take?
(Tue, 05 Aug 2008 19:21:15 GMT)
I recently quit my job with a major insurance carrier, I hated it but it paid well and had excellent benefits. I'm trying to get back into working with at risk youth as I have several years of experience in the field and a bachelors degree. I've had real difficulty finding a job in the field since moving to Michigan 2 years ago. I'm becoming very discouraged and depressed. I've been offered a job at a major day care center but it barely pays minimum wage and the benefits sucks, I can also
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Resolved Question: If someone who works in HR or knows how short term disability/employment situations work within a company?
(Sun, 03 Aug 2008 13:05:03 GMT)
Here is a little more info. I was out of work sick, I got approved for short term disability thru my insurance carrier, and should have been paid thru my employer. There is no waiting period. My employer threatened to fire me if I didn't give a date that I would return. I no longer wanted to work for them. Again. I was approved for std and they were to pay me for two pay periods. I then filed for unemployment, and was approved my company said they fired me due to absentism. I didn't file for t
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Resolved Question: I was approved for short term disability thru my insurance carrier but still not paid yet?
(Thu, 31 Jul 2008 14:19:06 GMT)
I need someone with Human Resource knowledge or payroll to help. I was approved for short term disability a few weeks ago, and I missed the last pay day, but now they did not pay me again? Is this legal? Who can I contact about this? I normally get direct deposit, will they mail me my pay check? I need the money & they owe it to me becuse I was approved thru Aetna. Also, I do plan on going back to the company & they also sent me a letter threating termination, so in the meantime I applied for
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Resolved Question: Should a JAMS arbitrator have disclosed any potential conflict of interest?
(Sun, 08 Jun 2008 03:20:16 GMT)
Are JAMS arbitrators required to disclose any potential conflicts of interest with parties in the case, such as a disability insurance carrier? Like, if the arbitrator owned stock in the company or had a relative employed in the company?
At what point should the arbitrator have done this?
After the arbitrator decision is made, how could I get this information?
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Resolved Question: What should I do about my ex employer and their insurance carrier?
(Sat, 31 May 2008 16:06:20 GMT)
I was hurt on the job 12/11/2007, I informed my employer Risk Manager, I called her left messages never return my calls. I finally speak to her six days after I got hurt. and I was the one who call her not the otherway around. In the employee hanbook it is written:The Risk Manager for BV is responsible for administration of all BV Worker’s Compensation claims. In addition, the Risk Manager will aid the employee in coordinating the appropriate medical care.” Despite, Mrs. K. knowledge of my inj
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Resolved Question: Husband in a bad wreck..lost one foot?
(Thu, 10 Apr 2008 02:20:09 GMT)
and mangled other.
For past month he's been doing nothing but whine about how sad his life is..He owns his own rig and drives for a living.
It's not like our lives were fantastic before the accident.
He did this while on his motocross bike and cant collect insurance through our carrier..
He might get disability but i told him there is a program where he can drive the rig with his hands. no feet at all.
he wont get off his sorry azzed butt and do something.
I dont want to be with another man
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Resolved Question: Insurance & maternity leave....?
(Wed, 16 Jan 2008 16:52:44 GMT)
Does disability insurance cover the pay lost during maternity leave? What if you have to have a C-section.
If so, which insurance carrier? I called one company but they said they never heard of such a thing. But I remember reading it somewhere before. I am not pregnant yet but we plan on trying soon and I just want to clarify this before it happens....
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Resolved Question: Short-Term Disability and FMLA?
(Sat, 15 Dec 2007 17:50:53 GMT)
I was in a car accident at 17 weeks into my pregnancy. I am a high-risk pregnancy to begin with because of 3 prior miscarriages and only 1 live birth. During the accident, something was done to my back --- nerve tests are positive for damage and irritation from the L5-S1 nerve root. I also have every symptom of a herniated disc, but the MRI was negative. The pain is excrutiating. I was placed on bedrest by my neurologist and the OB/GYN agreed that bedrest would be the only way to alleviat
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Resolved Question: Panic/Anxiety & Depressive Disorder Disability claim with Private Insurance company denied. Advice please?
(Tue, 27 Nov 2007 21:34:40 GMT)
I am suffering from a panic/anxiety disorder which has brought about severe depression. I have been unable to concentrate, eat, sleep, work, or socialize with family or friends. I am seeing a therapist & we are working my way out from this black hole.
My question centers around the STD disability claim that I filed w/my employer's insurance company. They denied my claim citing lack of comprehensive doctor's notes to support the diagnosis; and they also said that I've been able to go to sch
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Resolved Question: Mail Carrier with probable Multiple Sclerosis HELP....?
(Thu, 15 Nov 2007 03:51:40 GMT)
I've had problems over the last 2 years the seem to be Multiple Sclerosis.
Now 2 years later my unsteadyness has turned into spinning/vertigo. I'm a mailcarrier and am having trouble doing my job. I'm scared i'm going to fall or get in a wreck.
Can I apply for Disability through OPM (office of personel management) while working and if I stop working can i gat Social Security while i wait for the Disabllity insurance to come through?
Istarted my own business for something to fall back on.
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Resolved Question: Insurance and pre-existing conditions?
(Thu, 19 Jul 2007 23:15:57 GMT)
I have a medical condition which I have taken short-term disibility for. If I switch to a new job, with the same (or possibly different) insurance carrier, would they deny me due to a pre-existing condition? If I had to apply for long-term disability, would that be affected as well? Thank you.
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Resolved Question: Do I have to pay back money to long term disability once I received social security money?
(Wed, 27 Jun 2007 12:09:01 GMT)
My insurance company is telling me that I need to re-pay them money. Not sure yet how much. I have been on LTD for 3 years. Just got approved for social security but for a closed period only. I received a back check for 3 years of S.S. I don't understand why you would have to pay back something that you paid for every week in your paycheck? Would appreciate any comments. Not sure if I need to talk to a lawyer or this is the law in new york. My LTD carrier is Hartford.
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Resolved Question: Is there some one or a committee I can complain to about a poor performance by my attorney?
(Sun, 05 Mar 2006 23:59:38 GMT)
I have a very good claim against the insurance carrier that carries my companies Long Term Disability insurance. They have denied my first claim as we expected but have given us 90 days to ask for an appeal. It has been 60 days and my attorney has done nothing because he is handling the case Pro Bono and he says since he is not sure how much money will be claimed he is just going to apply for the appeal at the 90 day mark. The only glich in them denying me my payments is because my attorneys f
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